credit union · NCUA 21904 · TX
How big is EMPLOYEES UNITED?
EMPLOYEES UNITED (TX, NCUA charter 21904) reported total assets of $12.4M, 1,106 members and a net worth ratio of 32.74% in its Call Report for 2026Q2. That ranks 3401 of 4,299 federally insured credit unions by assets, 1008 of 1,135 among credit unions with $10m-$50m in assets, 288 of 380 credit unions in texas.
What stands out
EMPLOYEES UNITED (TX, NCUA charter 21904) reported total assets of $12.4M, 1,106 members and a net worth ratio of 32.74% in its Call Report for 2026Q2. That ranks 3401 of 4,299 federally insured credit unions by assets, 1008 of 1,135 among credit unions with $10m-$50m in assets, 288 of 380 credit unions in texas. Against its size class: net worth ratio 32.74%, above the peer median of 13.88%; loan-to-share ratio 31.70%, below the peer median of 57.77%; return on assets 1.07%, above the peer median of 0.70%. At 32.74% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $12.4M | $25.2M | $49.9M | $68.3M | record → |
| Shares and deposits | $8.3M | $21.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $2.6M | $11.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $66.3k | $82.1k | $141.6k | $222.2k | record → |
| Net worth | $4.1M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 32.74% | 13.88% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 31.70% | 57.77% | 70.24% | 68.70% | computed |
| Return on assets | 1.07% | 0.70% | 0.59% | 0.71% | computed |
| Members | 1,106 | 2,092 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $12.4M | $8.3M | $2.6M | $66.3k | 32.74% | 1,106 | 3401 |
| 2026Q1 | $12.2M | $8.2M | $2.8M | $33.7k | 32.87% | 1,151 | 3433 |
| 2025Q4 | $12.2M | $8.2M | $3.0M | $142.3k | 32.73% | 1,161 | 3446 |
| 2025Q3 | $12.3M | $8.3M | $3.0M | $111.3k | 32.30% | 1,178 | 3465 |
| 2025Q2 | $12.3M | $8.4M | $2.8M | $68.0k | 31.71% | 1,181 | 3489 |
| 2025Q1 | $12.1M | $8.2M | $2.9M | $29.1k | 32.04% | 1,227 | 3532 |
| 2024Q4 | $12.1M | $8.2M | $3.0M | $216.4k | 31.75% | 1,244 | 3538 |
| 2024Q3 | $12.5M | $8.7M | $3.0M | $168.8k | 30.44% | 1,254 | 3546 |
| 2024Q2 | $13.3M | $9.5M | $3.0M | $110.0k | 28.15% | 1,265 | 3527 |
| 2024Q1 | $13.7M | $9.9M | $3.2M | $55.0k | 27.00% | 1,298 | 3543 |
| 2023Q4 | $13.3M | $9.7M | $3.0M | $144.8k | 27.22% | 1,307 | 3576 |
| 2023Q3 | $12.7M | $9.1M | $2.9M | $107.3k | 28.30% | 1,310 | 3627 |
| 2023Q2 | $12.9M | $9.3M | $2.8M | $74.1k | 27.63% | 1,323 | 3646 |
| 2023Q1 | $13.1M | $9.6M | $2.7M | $42.1k | 26.92% | 1,351 | 3658 |
| 2022Q4 | $12.9M | $9.3M | $2.6M | $92.8k | 27.14% | 1,363 | 3700 |
| 2022Q3 | $13.0M | $9.5M | $2.5M | $88.2k | 26.79% | 1,360 | 3719 |
| 2022Q2 | $13.2M | $9.7M | $2.5M | $48.4k | 26.01% | 1,366 | 3729 |
| 2022Q1 | $13.7M | $10.1M | $2.5M | $79.6k | 25.42% | 1,386 | 3733 |
| 2021Q4 | $13.7M | $10.3M | $2.7M | $-7.7k | 24.78% | 1,392 | 3736 |
| 2021Q3 | $14.0M | $10.5M | $2.7M | $4.5k | 24.43% | 1,393 | 3738 |
| 2021Q2 | $13.9M | $10.4M | $2.9M | $-2.4k | 24.57% | 1,416 | 3758 |
| 2021Q1 | $13.5M | $10.1M | $2.8M | $-10.1k | 25.17% | 1,439 | 3797 |
| 2020Q4 | $12.8M | $9.3M | $2.7M | $33.7k | 26.66% | 1,450 | 3812 |
| 2020Q3 | $12.4M | $9.0M | $2.8M | $54.9k | 27.55% | 1,458 | 3835 |
| 2020Q2 | $12.5M | $9.1M | $2.9M | $15.8k | 27.04% | 1,478 | 3833 |
| 2020Q1 | $12.1M | $8.7M | $2.9M | $20.5k | 27.95% | 1,510 | 3827 |
| 2019Q4 | $11.8M | $8.4M | $3.0M | $149.1k | 28.52% | 1,520 | 3848 |
| 2019Q3 | $11.8M | $8.4M | $3.0M | $117.3k | 28.35% | 1,529 | 3865 |
| 2019Q2 | $11.5M | $8.1M | $3.0M | $88.4k | 28.87% | 1,537 | 3907 |
| 2019Q1 | $11.6M | $8.4M | $3.2M | $41.4k | 28.06% | 1,577 | 3906 |
| 2018Q4 | $11.3M | $8.0M | $3.4M | $129.4k | 28.60% | 1,580 | 3937 |
| 2018Q3 | $11.4M | $8.2M | $3.5M | $102.3k | 27.99% | 1,587 | 3954 |
| 2018Q2 | $11.4M | $8.2M | $3.4M | $53.8k | 27.60% | 1,584 | 3974 |
| 2018Q1 | $11.5M | $8.3M | $3.5M | $23.0k | 27.16% | 1,598 | 3990 |
| 2017Q4 | $11.0M | $7.9M | $3.7M | $119.5k | 27.99% | 1,625 | 4023 |
| 2017Q3 | $11.2M | $8.0M | $3.7M | $91.4k | 27.35% | 1,626 | 4055 |
| 2017Q2 | $11.1M | $8.0M | $3.7M | $58.2k | 27.20% | 1,628 | 4090 |
| 2017Q1 | $11.0M | $7.9M | $3.7M | $30.8k | 27.32% | 1,657 | 4127 |
| 2016Q4 | $10.7M | $7.7M | $3.8M | $102.1k | 27.68% | 1,672 | 4136 |
| 2016Q3 | $10.4M | $7.4M | $3.8M | $83.0k | 28.32% | 1,693 | 4200 |
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