credit union · NCUA 21831 · NY
How big is TRANSIT?
TRANSIT (NY, NCUA charter 21831) reported total assets of $19.0M, 3,204 members and a net worth ratio of 10.00% in its Call Report for 2026Q2. That ranks 3149 of 4,299 federally insured credit unions by assets, 756 of 1,135 among credit unions with $10m-$50m in assets, 188 of 268 credit unions in new york.
What stands out
TRANSIT (NY, NCUA charter 21831) reported total assets of $19.0M, 3,204 members and a net worth ratio of 10.00% in its Call Report for 2026Q2. That ranks 3149 of 4,299 federally insured credit unions by assets, 756 of 1,135 among credit unions with $10m-$50m in assets, 188 of 268 credit unions in new york. Against its size class: net worth ratio 10.00%, below the peer median of 13.88%; loan-to-share ratio 11.92%, below the peer median of 57.77%; return on assets 0.84%, above the peer median of 0.70%. At 10.00% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $19.0M | $25.2M | $46.8M | $68.3M | record → |
| Shares and deposits | $17.1M | $21.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $2.0M | $11.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $80.3k | $82.1k | $175.9k | $222.2k | record → |
| Net worth | $1.9M | $3.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 10.00% | 13.88% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 11.92% | 57.77% | 60.91% | 68.70% | computed |
| Return on assets | 0.84% | 0.70% | 0.77% | 0.71% | computed |
| Members | 3,204 | 2,092 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $19.0M | $17.1M | $2.0M | $80.3k | 10.00% | 3,204 | 3149 |
| 2026Q1 | $18.5M | $16.6M | $2.0M | $27.2k | 9.98% | 3,169 | 3175 |
| 2025Q4 | $17.8M | $16.0M | $2.2M | $65.6k | 10.22% | 3,158 | 3220 |
| 2025Q3 | $17.2M | $15.4M | $2.3M | $36.2k | 10.42% | 3,133 | 3260 |
| 2025Q2 | $18.2M | $16.4M | $2.1M | $8.0k | 9.69% | 3,110 | 3244 |
| 2025Q1 | $17.7M | $15.9M | $2.2M | $-11.8k | 9.84% | 3,104 | 3287 |
| 2024Q4 | $17.2M | $15.4M | $2.2M | $17.7k | 10.33% | 3,075 | 3326 |
| 2024Q3 | $16.7M | $14.8M | $2.3M | $37.3k | 10.94% | 3,073 | 3361 |
| 2024Q2 | $17.9M | $16.0M | $2.1M | $-2.6k | 10.14% | 3,089 | 3333 |
| 2024Q1 | $17.3M | $15.4M | $2.1M | $4.3k | 10.40% | 3,089 | 3392 |
| 2023Q4 | $17.0M | $15.2M | $2.3M | $5.6k | 10.47% | 3,112 | 3410 |
| 2023Q3 | $16.7M | $14.9M | $2.2M | $74.4k | 10.87% | 3,142 | 3442 |
| 2023Q2 | $17.8M | $16.0M | $2.1M | $64.9k | 10.15% | 3,176 | 3423 |
| 2023Q1 | $17.5M | $15.7M | $2.2M | $26.9k | 10.12% | 3,211 | 3458 |
| 2022Q4 | $17.0M | $15.2M | $2.1M | $-2.4k | 10.19% | 3,249 | 3506 |
| 2022Q3 | $16.6M | $14.8M | $2.0M | $-18.4k | 10.42% | 3,234 | 3550 |
| 2022Q2 | $18.0M | $16.3M | $1.8M | $-22.5k | 9.55% | 3,266 | 3494 |
| 2022Q1 | $17.6M | $15.9M | $1.8M | $-15.9k | 9.60% | 3,296 | 3537 |
| 2021Q4 | $17.4M | $15.6M | $1.7M | $-20.6k | 9.80% | 3,336 | 3551 |
| 2021Q3 | $16.5M | $14.8M | $1.7M | $-20.2k | 10.56% | 3,353 | 3602 |
| 2021Q2 | $18.0M | $16.2M | $1.7M | $24.1k | 9.71% | 3,385 | 3535 |
| 2021Q1 | $17.6M | $15.8M | $1.7M | $-24.8k | 9.78% | 3,429 | 3565 |
| 2020Q4 | $16.2M | $14.5M | $1.8M | $10.9k | 10.76% | 3,462 | 3603 |
| 2020Q3 | $15.4M | $13.6M | $1.8M | $29.4k | 11.49% | 3,485 | 3648 |
| 2020Q2 | $15.9M | $14.1M | $1.9M | $29.2k | 11.11% | 3,540 | 3615 |
| 2020Q1 | $15.8M | $14.0M | $2.1M | $16.8k | 11.09% | 3,575 | 3568 |
| 2019Q4 | $14.8M | $13.0M | $2.2M | $60.6k | 11.72% | 3,572 | 3623 |
| 2019Q3 | $14.7M | $12.8M | $2.3M | $40.7k | 11.71% | 3,512 | 3638 |
| 2019Q2 | $15.5M | $13.8M | $2.1M | $15.1k | 10.92% | 3,490 | 3599 |
| 2019Q1 | $14.8M | $13.1M | $2.3M | $5.4k | 11.35% | 3,501 | 3658 |
| 2018Q4 | $14.4M | $12.7M | $2.3M | $25.9k | 11.64% | 4,190 | 3687 |
| 2018Q3 | $14.0M | $12.1M | $2.2M | $20.6k | 11.93% | 4,242 | 3740 |
| 2018Q2 | $15.2M | $13.5M | $2.1M | $10.5k | 10.87% | 4,231 | 3685 |
| 2018Q1 | $14.3M | $12.6M | $2.0M | $1.9k | 11.54% | 4,113 | 3755 |
| 2017Q4 | $13.7M | $12.1M | $2.0M | $12.2k | 12.02% | 4,130 | 3795 |
| 2017Q3 | $13.3M | $11.7M | $2.0M | $9.9k | 12.38% | 4,176 | 3860 |
| 2017Q2 | $14.4M | $12.7M | $1.9M | $7.2k | 11.44% | 4,269 | 3803 |
| 2017Q1 | $14.0M | $12.3M | $2.0M | $2.6k | 11.75% | 4,341 | 3862 |
| 2016Q4 | $13.7M | $12.0M | $2.1M | $-83.3k | 12.00% | 4,389 | 3870 |
| 2016Q3 | $13.5M | $11.5M | $2.2M | $-86.2k | 12.22% | 4,432 | 3909 |
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