credit union · NCUA 21798 · MI
How big is CONSTRUCTION?
CONSTRUCTION (MI, NCUA charter 21798) reported total assets of $26.4M, 1,173 members and a net worth ratio of 13.57% in its Call Report for 2026Q2. That ranks 2924 of 4,299 federally insured credit unions by assets, 531 of 1,135 among credit unions with $10m-$50m in assets, 152 of 169 credit unions in michigan.
What stands out
CONSTRUCTION (MI, NCUA charter 21798) reported total assets of $26.4M, 1,173 members and a net worth ratio of 13.57% in its Call Report for 2026Q2. That ranks 2924 of 4,299 federally insured credit unions by assets, 531 of 1,135 among credit unions with $10m-$50m in assets, 152 of 169 credit unions in michigan. Against its size class: net worth ratio 13.57%, below the peer median of 13.88%; loan-to-share ratio 77.19%, above the peer median of 57.77%; return on assets 0.50%, below the peer median of 0.70%. At 13.57% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $26.4M | $25.2M | $186.5M | $68.3M | record → |
| Shares and deposits | $22.7M | $21.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $17.5M | $11.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $65.2k | $82.1k | $792.8k | $222.2k | record → |
| Net worth | $3.6M | $3.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 13.57% | 13.88% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 77.19% | 57.77% | 68.71% | 68.70% | computed |
| Return on assets | 0.50% | 0.70% | 0.92% | 0.71% | computed |
| Members | 1,173 | 2,092 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $26.4M | $22.7M | $17.5M | $65.2k | 13.57% | 1,173 | 2924 |
| 2026Q1 | $33.7M | $30.1M | $17.8M | $26.1k | 10.50% | 1,173 | 2761 |
| 2025Q4 | $31.8M | $28.2M | $18.5M | $41.8k | 11.05% | 1,171 | 2806 |
| 2025Q3 | $23.3M | $19.8M | $18.6M | $10.5k | 14.93% | 1,176 | 3065 |
| 2025Q2 | $24.6M | $21.1M | $18.7M | $4.4k | 14.11% | 1,180 | 3039 |
| 2025Q1 | $25.6M | $22.1M | $18.6M | $144 | 13.61% | 1,174 | 3030 |
| 2024Q4 | $24.2M | $20.7M | $18.8M | $18.3k | 14.37% | 1,177 | 3081 |
| 2024Q3 | $24.2M | $20.7M | $19.0M | $39.9k | 14.46% | 1,185 | 3095 |
| 2024Q2 | $23.6M | $20.1M | $19.0M | $32.6k | 14.79% | 1,175 | 3129 |
| 2024Q1 | $27.6M | $24.0M | $18.9M | $16.5k | 12.62% | 1,171 | 3026 |
| 2023Q4 | $25.0M | $21.5M | $19.0M | $203.2k | 13.84% | 1,165 | 3110 |
| 2023Q3 | $26.1M | $22.6M | $19.2M | $195.0k | 13.23% | 1,170 | 3097 |
| 2023Q2 | $27.4M | $24.0M | $19.3M | $97.2k | 12.26% | 1,178 | 3072 |
| 2023Q1 | $27.2M | $23.8M | $19.1M | $36.9k | 12.14% | 1,198 | 3092 |
| 2022Q4 | $29.4M | $26.1M | $18.8M | $132.3k | 11.08% | 1,211 | 3048 |
| 2022Q3 | $29.7M | $26.4M | $18.0M | $109.0k | 10.91% | 1,202 | 3062 |
| 2022Q2 | $29.8M | $26.5M | $18.7M | $47.4k | 10.68% | 1,216 | 3071 |
| 2022Q1 | $30.2M | $27.0M | $14.9M | $-2.3k | 10.37% | 1,224 | 3068 |
| 2021Q4 | $29.5M | $26.3M | $15.3M | $-60.4k | 10.62% | 1,264 | 3082 |
| 2021Q3 | $31.3M | $28.1M | $14.1M | $-35.2k | 10.07% | 1,267 | 3015 |
| 2021Q2 | $31.1M | $27.9M | $13.4M | $-48.5k | 10.09% | 1,278 | 3027 |
| 2021Q1 | $28.4M | $25.2M | $13.2M | $-26.6k | 11.13% | 1,276 | 3121 |
| 2020Q4 | $27.6M | $24.4M | $11.1M | $1.0k | 11.53% | 1,278 | 3102 |
| 2020Q3 | $25.6M | $22.4M | $10.2M | $16.9k | 12.51% | 1,285 | 3161 |
| 2020Q2 | $23.2M | $20.0M | $10.3M | $4.0k | 13.77% | 1,280 | 3259 |
| 2020Q1 | $21.8M | $18.5M | $10.1M | $4.2k | 14.66% | 1,300 | 3259 |
| 2019Q4 | $21.2M | $18.0M | $9.3M | $-6.1k | 15.02% | 1,312 | 3267 |
| 2019Q3 | $20.5M | $17.3M | $9.2M | $18.4k | 15.66% | 1,338 | 3314 |
| 2019Q2 | $20.3M | $17.1M | $9.2M | $22.8k | 15.84% | 1,357 | 3334 |
| 2019Q1 | $21.0M | $17.8M | $9.1M | $7.0k | 15.22% | 1,402 | 3303 |
| 2018Q4 | $22.0M | $18.8M | $8.7M | $-6.0k | 14.50% | 1,439 | 3242 |
| 2018Q3 | $21.2M | $17.9M | $7.7M | $8.5k | 15.15% | 1,481 | 3297 |
| 2018Q2 | $21.7M | $18.4M | $7.9M | $3.5k | 14.76% | 1,637 | 3293 |
| 2018Q1 | $21.5M | $18.3M | $7.1M | $128 | 14.89% | 1,841 | 3323 |
| 2017Q4 | $21.6M | $18.3M | $7.9M | $-29.5k | 14.83% | 1,875 | 3309 |
| 2017Q3 | $21.4M | $18.1M | $8.3M | $38.7k | 15.24% | 1,894 | 3337 |
| 2017Q2 | $20.8M | $17.5M | $8.6M | $34.0k | 15.67% | 1,897 | 3395 |
| 2017Q1 | $20.8M | $17.5M | $8.7M | $17.1k | 15.61% | 2,019 | 3407 |
| 2016Q4 | $20.9M | $17.6M | $8.9M | $123.2k | 15.48% | 2,060 | 3381 |
| 2016Q3 | $20.8M | $17.5M | $9.0M | $119.6k | 15.54% | 2,061 | 3394 |
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