credit union · NCUA 21694 · NY
How big is ULSTER?
ULSTER (NY, NCUA charter 21694) reported total assets of $179.0M, 6,945 members and a net worth ratio of 10.33% in its Call Report for 2026Q2. That ranks 1366 of 4,299 federally insured credit unions by assets, 607 of 1,061 among credit unions with $100m-$500m in assets, 63 of 268 credit unions in new york.
What stands out
ULSTER (NY, NCUA charter 21694) reported total assets of $179.0M, 6,945 members and a net worth ratio of 10.33% in its Call Report for 2026Q2. That ranks 1366 of 4,299 federally insured credit unions by assets, 607 of 1,061 among credit unions with $100m-$500m in assets, 63 of 268 credit unions in new york. Against its size class: net worth ratio 10.33%, below the peer median of 11.65%; loan-to-share ratio 25.73%, below the peer median of 73.15%; return on assets 0.62%, below the peer median of 0.74%. At 10.33% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $179.0M | $198.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $167.7M | $172.3M | $40.0M | $58.3M | record → |
| Loans outstanding | $43.2M | $125.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $554.8k | $766.3k | $175.9k | $222.2k | record → |
| Net worth | $18.5M | $24.5M | $6.2M | $9.0M | record → |
| Net worth ratio | 10.33% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 25.73% | 73.15% | 60.91% | 68.70% | computed |
| Return on assets | 0.62% | 0.74% | 0.77% | 0.71% | computed |
| Members | 6,945 | 13,230 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $179.0M | $167.7M | $43.2M | $554.8k | 10.33% | 6,945 | 1366 |
| 2026Q1 | $176.9M | $165.8M | $41.7M | $274.1k | 10.30% | 6,975 | 1380 |
| 2025Q4 | $172.4M | $161.0M | $42.2M | $1.1M | 10.40% | 7,031 | 1389 |
| 2025Q3 | $166.8M | $155.7M | $42.8M | $1.0M | 10.69% | 7,056 | 1417 |
| 2025Q2 | $165.0M | $155.3M | $42.3M | $851.2k | 10.69% | 7,082 | 1428 |
| 2025Q1 | $163.0M | $153.6M | $42.2M | $540.8k | 10.63% | 7,103 | 1431 |
| 2024Q4 | $158.4M | $150.9M | $43.5M | $1.9M | 10.60% | 7,131 | 1444 |
| 2024Q3 | $156.6M | $147.1M | $44.1M | $1.5M | 10.47% | 7,178 | 1446 |
| 2024Q2 | $159.1M | $152.2M | $44.2M | $1.1M | 10.06% | 7,233 | 1436 |
| 2024Q1 | $156.7M | $150.9M | $44.0M | $627.7k | 9.90% | 7,258 | 1453 |
| 2023Q4 | $157.7M | $151.8M | $44.1M | $1.5M | 9.44% | 7,353 | 1435 |
| 2023Q3 | $153.8M | $150.8M | $44.3M | $1.3M | 9.50% | 7,353 | 1448 |
| 2023Q2 | $162.4M | $158.4M | $44.9M | $740.6k | 8.67% | 7,369 | 1419 |
| 2023Q1 | $162.5M | $158.2M | $45.5M | $379.1k | 8.44% | 7,405 | 1423 |
| 2022Q4 | $164.3M | $161.5M | $45.6M | $711.6k | 8.12% | 7,433 | 1410 |
| 2022Q3 | $165.8M | $162.8M | $44.9M | $515.5k | 7.93% | 7,465 | 1404 |
| 2022Q2 | $168.5M | $163.6M | $44.3M | $310.9k | 7.68% | 7,507 | 1398 |
| 2022Q1 | $166.2M | $157.5M | $46.8M | $125.7k | 7.67% | 7,545 | 1410 |
| 2021Q4 | $166.2M | $153.8M | $45.7M | $1.0M | 7.60% | 7,588 | 1394 |
| 2021Q3 | $163.6M | $150.8M | $42.0M | $965.7k | 7.69% | 7,632 | 1390 |
| 2021Q2 | $167.9M | $155.8M | $40.7M | $320.2k | 7.10% | 7,740 | 1362 |
| 2021Q1 | $161.1M | $149.3M | $37.4M | $34.7k | 7.22% | 7,771 | 1393 |
| 2020Q4 | $155.0M | $142.2M | $38.7M | $190.6k | 7.48% | 7,809 | 1375 |
| 2020Q3 | $148.7M | $135.9M | $38.7M | $175.7k | 7.79% | 7,864 | 1386 |
| 2020Q2 | $149.2M | $136.4M | $38.3M | $80.3k | 7.70% | 7,889 | 1366 |
| 2020Q1 | $134.9M | $122.5M | $40.4M | $66.2k | 8.51% | 7,912 | 1395 |
| 2019Q4 | $129.8M | $118.0M | $41.9M | $674.4k | 8.79% | 7,957 | 1404 |
| 2019Q3 | $130.6M | $118.8M | $42.5M | $540.2k | 8.64% | 8,046 | 1388 |
| 2019Q2 | $134.0M | $122.4M | $43.0M | $323.6k | 8.26% | 8,108 | 1371 |
| 2019Q1 | $130.0M | $119.6M | $43.5M | $136.8k | 8.36% | 8,144 | 1397 |
| 2018Q4 | $126.3M | $116.5M | $44.5M | $604.5k | 8.50% | 8,169 | 1402 |
| 2018Q3 | $126.3M | $117.3M | $45.1M | $465.8k | 8.39% | 8,213 | 1400 |
| 2018Q2 | $129.1M | $120.0M | $45.5M | $282.9k | 8.07% | 8,243 | 1383 |
| 2018Q1 | $125.8M | $116.6M | $45.1M | $129.0k | 8.16% | 8,269 | 1408 |
| 2017Q4 | $123.9M | $114.1M | $44.5M | $472.0k | 8.18% | 8,306 | 1396 |
| 2017Q3 | $122.4M | $112.4M | $45.3M | $392.6k | 8.22% | 8,342 | 1412 |
| 2017Q2 | $125.3M | $115.3M | $45.8M | $260.6k | 7.92% | 8,349 | 1388 |
| 2017Q1 | $121.7M | $112.1M | $41.5M | $115.6k | 8.03% | 8,375 | 1416 |
| 2016Q4 | $116.1M | $106.8M | $42.9M | $361.7k | 8.32% | 8,406 | 1437 |
| 2016Q3 | $116.0M | $105.6M | $41.6M | $276.2k | 8.25% | 8,478 | 1433 |
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