credit union · NCUA 21354 · TN
How big is VERITAS?
VERITAS (TN, NCUA charter 21354) reported total assets of $57.1M, 4,868 members and a net worth ratio of 7.99% in its Call Report for 2026Q2. That ranks 2288 of 4,299 federally insured credit unions by assets, 468 of 573 among credit unions with $50m-$100m in assets, 59 of 125 credit unions in tennessee.
What stands out
VERITAS (TN, NCUA charter 21354) reported total assets of $57.1M, 4,868 members and a net worth ratio of 7.99% in its Call Report for 2026Q2. That ranks 2288 of 4,299 federally insured credit unions by assets, 468 of 573 among credit unions with $50m-$100m in assets, 59 of 125 credit unions in tennessee. Against its size class: net worth ratio 7.99%, below the peer median of 12.95%; loan-to-share ratio 84.02%, above the peer median of 60.93%; return on assets 0.48%, below the peer median of 0.73%. At 7.99% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $57.1M | $72.1M | $54.7M | $68.3M | record → |
| Shares and deposits | $52.2M | $61.4M | $48.3M | $58.3M | record → |
| Loans outstanding | $43.9M | $37.6M | $29.4M | $34.4M | record → |
| Net income (year to date) | $135.8k | $269.0k | $207.8k | $222.2k | record → |
| Net worth | $4.6M | $9.2M | $7.4M | $9.0M | record → |
| Net worth ratio | 7.99% | 12.95% | 13.85% | 12.65% | record → |
| Loan-to-share ratio | 84.02% | 60.93% | 70.17% | 68.70% | computed |
| Return on assets | 0.48% | 0.73% | 0.76% | 0.71% | computed |
| Members | 4,868 | 5,030 | 4,083 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $57.1M | $52.2M | $43.9M | $135.8k | 7.99% | 4,868 | 2288 |
| 2026Q1 | $58.6M | $54.0M | $43.9M | $51.1k | 7.64% | 4,911 | 2277 |
| 2025Q4 | $56.9M | $52.2M | $43.3M | $184.3k | 7.80% | 4,938 | 2302 |
| 2025Q3 | $55.8M | $51.1M | $43.2M | $133.6k | 7.86% | 4,990 | 2326 |
| 2025Q2 | $56.6M | $51.9M | $42.4M | $75.5k | 7.64% | 5,037 | 2320 |
| 2025Q1 | $55.2M | $50.3M | $42.6M | $37.2k | 7.76% | 5,050 | 2356 |
| 2024Q4 | $52.4M | $48.0M | $42.8M | $106.5k | 8.10% | 5,033 | 2395 |
| 2024Q3 | $52.3M | $47.6M | $41.7M | $81.5k | 8.07% | 5,049 | 2402 |
| 2024Q2 | $53.2M | $48.2M | $41.0M | $52.7k | 7.89% | 5,063 | 2405 |
| 2024Q1 | $53.9M | $49.0M | $40.9M | $11.8k | 7.71% | 5,110 | 2406 |
| 2023Q4 | $52.2M | $47.7M | $39.9M | $-115.9k | 7.93% | 5,155 | 2422 |
| 2023Q3 | $51.1M | $46.4M | $38.4M | $-89.1k | 8.16% | 5,234 | 2454 |
| 2023Q2 | $51.3M | $46.6M | $37.5M | $-78.4k | 8.15% | 5,257 | 2461 |
| 2023Q1 | $51.0M | $46.3M | $35.1M | $-67.8k | 8.21% | 5,298 | 2474 |
| 2022Q4 | $48.6M | $44.0M | $34.4M | $124.6k | 8.75% | 5,278 | 2524 |
| 2022Q3 | $50.1M | $45.2M | $33.9M | $205.4k | 8.65% | 5,309 | 2517 |
| 2022Q2 | $48.3M | $43.2M | $32.8M | $202.9k | 8.99% | 5,317 | 2557 |
| 2022Q1 | $48.3M | $43.8M | $31.4M | $-26.2k | 8.51% | 5,227 | 2560 |
| 2021Q4 | $47.6M | $43.3M | $29.5M | $-90.8k | 8.69% | 5,388 | 2563 |
| 2021Q3 | $46.6M | $42.2M | $28.9M | $-66.8k | 8.92% | 5,448 | 2587 |
| 2021Q2 | $45.7M | $41.2M | $28.3M | $-59.2k | 9.11% | 5,506 | 2601 |
| 2021Q1 | $47.5M | $42.9M | $26.7M | $-16.5k | 8.85% | 5,548 | 2563 |
| 2020Q4 | $44.8M | $40.3M | $25.9M | $-92.5k | 9.42% | 5,570 | 2578 |
| 2020Q3 | $44.8M | $40.3M | $25.5M | $-41.8k | 9.53% | 5,666 | 2555 |
| 2020Q2 | $44.3M | $39.6M | $26.1M | $-17.7k | 9.70% | 5,768 | 2554 |
| 2020Q1 | $41.6M | $37.1M | $27.2M | $30.3k | 10.44% | 5,830 | 2552 |
| 2019Q4 | $41.3M | $36.8M | $28.2M | $139.4k | 10.45% | 5,902 | 2526 |
| 2019Q3 | $42.2M | $37.3M | $28.3M | $94.3k | 10.13% | 5,994 | 2503 |
| 2019Q2 | $42.7M | $37.9M | $28.3M | $72.5k | 9.96% | 6,110 | 2498 |
| 2019Q1 | $42.9M | $38.1M | $29.2M | $42.3k | 9.82% | 6,237 | 2499 |
| 2018Q4 | $41.8M | $37.4M | $29.7M | $166.7k | 9.99% | 6,420 | 2506 |
| 2018Q3 | $42.7M | $37.8M | $30.1M | $129.9k | 9.69% | 6,378 | 2492 |
| 2018Q2 | $42.5M | $37.9M | $30.2M | $72.7k | 9.60% | 6,387 | 2510 |
| 2018Q1 | $42.4M | $38.0M | $31.0M | $45.3k | 9.56% | 6,370 | 2520 |
| 2017Q4 | $40.8M | $36.1M | $32.3M | $190.8k | 9.81% | 6,392 | 2529 |
| 2017Q3 | $42.3M | $37.7M | $31.8M | $127.1k | 9.33% | 6,410 | 2505 |
| 2017Q2 | $42.7M | $38.2M | $31.1M | $81.8k | 9.13% | 6,406 | 2511 |
| 2017Q1 | $43.9M | $39.8M | $31.2M | $50.0k | 8.80% | 6,492 | 2489 |
| 2016Q4 | $42.5M | $38.3M | $30.7M | $-55.5k | 8.97% | 6,511 | 2494 |
| 2016Q3 | $44.5M | $40.2M | $30.1M | $8.6k | 8.72% | 6,503 | 2450 |
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