credit union · NCUA 21305 · WV
How big is THE UNITED?
THE UNITED (WV, NCUA charter 21305) reported total assets of $109.2M, 5,958 members and a net worth ratio of 27.55% in its Call Report for 2026Q2. That ranks 1754 of 4,299 federally insured credit unions by assets, 995 of 1,061 among credit unions with $100m-$500m in assets, 10 of 74 credit unions in west virginia.
What stands out
THE UNITED (WV, NCUA charter 21305) reported total assets of $109.2M, 5,958 members and a net worth ratio of 27.55% in its Call Report for 2026Q2. That ranks 1754 of 4,299 federally insured credit unions by assets, 995 of 1,061 among credit unions with $100m-$500m in assets, 10 of 74 credit unions in west virginia. Against its size class: net worth ratio 27.55%, above the peer median of 11.65%; loan-to-share ratio 91.43%, above the peer median of 73.15%; return on assets 0.63%, below the peer median of 0.74%. At 27.55% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $109.2M | $198.1M | $27.6M | $68.3M | record → |
| Shares and deposits | $78.9M | $172.3M | $23.8M | $58.3M | record → |
| Loans outstanding | $72.2M | $125.2M | $10.4M | $34.4M | record → |
| Net income (year to date) | $343.2k | $766.3k | $117.1k | $222.2k | record → |
| Net worth | $30.1M | $24.5M | $3.5M | $9.0M | record → |
| Net worth ratio | 27.55% | 11.65% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 91.43% | 73.15% | 60.24% | 68.70% | computed |
| Return on assets | 0.63% | 0.74% | 0.84% | 0.71% | computed |
| Members | 5,958 | 13,230 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $109.2M | $78.9M | $72.2M | $343.2k | 27.55% | 5,958 | 1754 |
| 2026Q1 | $107.6M | $77.5M | $70.5M | $130.9k | 27.76% | 5,950 | 1767 |
| 2025Q4 | $106.3M | $76.4M | $69.4M | $780.0k | 27.98% | 5,944 | 1773 |
| 2025Q3 | $105.3M | $75.6M | $70.9M | $611.6k | 28.09% | 5,957 | 1789 |
| 2025Q2 | $105.5M | $75.9M | $72.0M | $445.0k | 27.88% | 5,954 | 1787 |
| 2025Q1 | $105.5M | $76.2M | $70.2M | $195.9k | 27.63% | 5,969 | 1785 |
| 2024Q4 | $105.4M | $76.2M | $69.3M | $1.2M | 27.49% | 6,018 | 1771 |
| 2024Q3 | $104.4M | $75.5M | $69.5M | $1.0M | 27.54% | 6,096 | 1778 |
| 2024Q2 | $105.7M | $77.0M | $69.8M | $728.4k | 26.93% | 6,106 | 1772 |
| 2024Q1 | $106.5M | $78.0M | $71.6M | $355.3k | 26.39% | 6,134 | 1772 |
| 2023Q4 | $104.1M | $76.0M | $73.2M | $1.4M | 26.64% | 6,154 | 1780 |
| 2023Q3 | $104.1M | $76.3M | $73.3M | $1.1M | 27.14% | 6,163 | 1780 |
| 2023Q2 | $105.1M | $77.6M | $74.0M | $750.0k | 25.79% | 6,150 | 1775 |
| 2023Q1 | $105.4M | $78.2M | $73.4M | $425.4k | 25.42% | 6,120 | 1778 |
| 2022Q4 | $105.6M | $78.9M | $71.9M | $2.0M | 24.95% | 6,088 | 1772 |
| 2022Q3 | $106.4M | $80.4M | $72.4M | $1.3M | 24.08% | 6,099 | 1772 |
| 2022Q2 | $107.4M | $81.9M | $72.0M | $851.1k | 23.47% | 6,167 | 1774 |
| 2022Q1 | $110.4M | $85.3M | $71.6M | $395.4k | 22.42% | 6,505 | 1755 |
| 2021Q4 | $107.9M | $83.2M | $71.8M | $1.4M | 22.66% | 6,546 | 1757 |
| 2021Q3 | $108.5M | $83.2M | $71.7M | $1.1M | 22.60% | 6,573 | 1744 |
| 2021Q2 | $107.0M | $82.1M | $71.4M | $680.5k | 22.47% | 6,563 | 1749 |
| 2021Q1 | $106.5M | $81.9M | $71.5M | $361.6k | 22.34% | 6,715 | 1749 |
| 2020Q4 | $102.6M | $78.4M | $73.7M | $1.3M | 22.37% | 6,733 | 1739 |
| 2020Q3 | $103.7M | $77.7M | $73.0M | $917.0k | 22.17% | 6,778 | 1704 |
| 2020Q2 | $103.6M | $77.9M | $73.7M | $566.5k | 22.12% | 6,785 | 1694 |
| 2020Q1 | $99.4M | $74.0M | $73.6M | $292.6k | 22.11% | 6,776 | 1663 |
| 2019Q4 | $99.5M | $74.0M | $74.3M | $1.8M | 21.89% | 6,810 | 1638 |
| 2019Q3 | $98.2M | $73.1M | $73.0M | $1.4M | 21.78% | 6,770 | 1642 |
| 2019Q2 | $98.9M | $74.1M | $72.5M | $1.0M | 21.66% | 7,065 | 1643 |
| 2019Q1 | $98.1M | $73.6M | $71.4M | $545.9k | 21.76% | 7,078 | 1648 |
| 2018Q4 | $94.3M | $70.4M | $71.7M | $2.0M | 21.22% | 7,010 | 1663 |
| 2018Q3 | $93.4M | $70.0M | $70.7M | $1.5M | 20.87% | 6,942 | 1680 |
| 2018Q2 | $93.5M | $70.4M | $69.0M | $954.9k | 20.51% | 6,909 | 1687 |
| 2018Q1 | $92.4M | $70.1M | $66.3M | $415.2k | 20.21% | 6,838 | 1692 |
| 2017Q4 | $91.0M | $69.1M | $65.0M | $1.5M | 20.15% | 6,820 | 1684 |
| 2017Q3 | $89.0M | $68.6M | $63.3M | $1.1M | 19.92% | 6,730 | 1712 |
| 2017Q2 | $88.3M | $68.3M | $60.5M | $697.4k | 19.71% | 6,638 | 1726 |
| 2017Q1 | $87.3M | $67.8M | $58.9M | $289.0k | 19.45% | 6,605 | 1748 |
| 2016Q4 | $85.3M | $66.1M | $56.6M | $1.1M | 19.62% | 6,542 | 1743 |
| 2016Q3 | $85.0M | $65.2M | $54.8M | $789.9k | 19.17% | 6,481 | 1748 |
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