credit union · NCUA 21294 · NY
How big is FINGER LAKES HEALTH CARE?
FINGER LAKES HEALTH CARE (NY, NCUA charter 21294) reported total assets of $35.2M, 2,351 members and a net worth ratio of 15.54% in its Call Report for 2026Q2. That ranks 2702 of 4,299 federally insured credit unions by assets, 309 of 1,135 among credit unions with $10m-$50m in assets, 152 of 268 credit unions in new york.
What stands out
FINGER LAKES HEALTH CARE (NY, NCUA charter 21294) reported total assets of $35.2M, 2,351 members and a net worth ratio of 15.54% in its Call Report for 2026Q2. That ranks 2702 of 4,299 federally insured credit unions by assets, 309 of 1,135 among credit unions with $10m-$50m in assets, 152 of 268 credit unions in new york. Against its size class: net worth ratio 15.54%, above the peer median of 13.88%; loan-to-share ratio 25.79%, below the peer median of 57.77%; return on assets 0.61%, below the peer median of 0.70%. At 15.54% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $35.2M | $25.2M | $46.8M | $68.3M | record → |
| Shares and deposits | $29.7M | $21.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $7.7M | $11.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $108.0k | $82.1k | $175.9k | $222.2k | record → |
| Net worth | $5.5M | $3.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 15.54% | 13.88% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 25.79% | 57.77% | 60.91% | 68.70% | computed |
| Return on assets | 0.61% | 0.70% | 0.77% | 0.71% | computed |
| Members | 2,351 | 2,092 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $35.2M | $29.7M | $7.7M | $108.0k | 15.54% | 2,351 | 2702 |
| 2026Q1 | $35.0M | $29.5M | $8.1M | $51.0k | 15.49% | 2,464 | 2721 |
| 2025Q4 | $34.3M | $28.9M | $8.6M | $451.5k | 15.64% | 2,486 | 2739 |
| 2025Q3 | $33.5M | $28.1M | $7.9M | $390.5k | 15.89% | 2,491 | 2764 |
| 2025Q2 | $33.2M | $28.0M | $8.0M | $264.2k | 15.61% | 2,496 | 2789 |
| 2025Q1 | $33.2M | $28.1M | $8.1M | $158.0k | 15.23% | 2,488 | 2807 |
| 2024Q4 | $32.6M | $27.6M | $8.8M | $279.4k | 15.14% | 2,528 | 2823 |
| 2024Q3 | $31.6M | $26.7M | $9.2M | $217.7k | 15.43% | 2,549 | 2870 |
| 2024Q2 | $31.5M | $26.7M | $9.6M | $250.8k | 15.30% | 2,574 | 2881 |
| 2024Q1 | $31.1M | $26.5M | $9.7M | $96.6k | 14.99% | 2,596 | 2913 |
| 2023Q4 | $30.9M | $26.4M | $10.3M | $384.7k | 14.77% | 3,162 | 2913 |
| 2023Q3 | $32.1M | $27.6M | $10.6M | $285.1k | 14.01% | 2,670 | 2896 |
| 2023Q2 | $33.2M | $28.8M | $10.4M | $186.8k | 13.21% | 2,594 | 2879 |
| 2023Q1 | $33.5M | $29.2M | $10.7M | $83.8k | 12.78% | 2,618 | 2895 |
| 2022Q4 | $32.7M | $28.4M | $10.9M | $99.0k | 12.88% | 2,664 | 2936 |
| 2022Q3 | $34.0M | $29.8M | $10.9M | $57.6k | 12.30% | 2,689 | 2919 |
| 2022Q2 | $33.8M | $29.6M | $10.2M | $64.2k | 12.39% | 2,712 | 2938 |
| 2022Q1 | $34.7M | $30.5M | $10.1M | $41.0k | 12.02% | 2,736 | 2912 |
| 2021Q4 | $32.6M | $28.4M | $10.4M | $213.2k | 12.67% | 2,773 | 2974 |
| 2021Q3 | $32.9M | $28.7M | $10.8M | $207.5k | 12.53% | 2,823 | 2966 |
| 2021Q2 | $32.7M | $28.7M | $10.6M | $41.7k | 12.10% | 2,851 | 2965 |
| 2021Q1 | $32.6M | $28.7M | $10.2M | $4.2k | 12.00% | 2,874 | 2966 |
| 2020Q4 | $30.4M | $26.5M | $11.0M | $-14 | 12.87% | 2,912 | 2995 |
| 2020Q3 | $29.0M | $25.1M | $11.6M | $-20.4k | 13.40% | 2,941 | 3025 |
| 2020Q2 | $28.7M | $24.7M | $12.1M | $-266 | 13.63% | 2,977 | 3022 |
| 2020Q1 | $25.9M | $21.9M | $12.3M | $-3.0k | 15.10% | 2,996 | 3066 |
| 2019Q4 | $25.1M | $21.2M | $12.6M | $173.2k | 15.58% | 3,029 | 3080 |
| 2019Q3 | $25.8M | $21.9M | $13.1M | $141.3k | 15.02% | 2,685 | 3048 |
| 2019Q2 | $26.3M | $22.4M | $13.1M | $91.9k | 14.57% | 2,554 | 3047 |
| 2019Q1 | $26.3M | $22.5M | $12.9M | $6.8k | 14.35% | 2,565 | 3049 |
| 2018Q4 | $25.9M | $22.1M | $12.9M | $124.0k | 14.45% | 2,647 | 3061 |
| 2018Q3 | $25.9M | $22.2M | $12.8M | $101.6k | 14.33% | 2,660 | 3072 |
| 2018Q2 | $26.4M | $22.7M | $12.4M | $41.5k | 13.86% | 2,651 | 3071 |
| 2018Q1 | $26.6M | $22.9M | $12.3M | $-2.5k | 13.61% | 2,669 | 3076 |
| 2017Q4 | $26.0M | $22.3M | $12.5M | $204.9k | 13.92% | 2,680 | 3093 |
| 2017Q3 | $25.8M | $22.2M | $12.6M | $130.3k | 13.71% | 2,716 | 3114 |
| 2017Q2 | $26.2M | $22.6M | $12.5M | $63.5k | 13.27% | 2,735 | 3118 |
| 2017Q1 | $26.0M | $22.5M | $12.0M | $35.1k | 13.27% | 2,730 | 3127 |
| 2016Q4 | $24.8M | $21.3M | $12.0M | $118.9k | 13.75% | 2,758 | 3154 |
| 2016Q3 | $25.4M | $22.0M | $11.9M | $109.3k | 13.38% | 2,789 | 3148 |
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