credit union · NCUA 21231 · NY
How big is SCF WESTCHESTER N. Y. EMPLOYEES?
SCF WESTCHESTER N. Y. EMPLOYEES (NY, NCUA charter 21231) reported total assets of $1.5M, 386 members and a net worth ratio of 23.76% in its Call Report for 2026Q2. That ranks 4110 of 4,299 federally insured credit unions by assets, 582 of 771 among credit unions under $10m in assets, 243 of 268 credit unions in new york.
What stands out
SCF WESTCHESTER N. Y. EMPLOYEES (NY, NCUA charter 21231) reported total assets of $1.5M, 386 members and a net worth ratio of 23.76% in its Call Report for 2026Q2. That ranks 4110 of 4,299 federally insured credit unions by assets, 582 of 771 among credit unions under $10m in assets, 243 of 268 credit unions in new york. Against its size class: net worth ratio 23.76%, above the peer median of 17.92%; loan-to-share ratio 36.58%, below the peer median of 58.16%; return on assets 1.26%, above the peer median of 0.45%. At 23.76% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.5M | $4.0M | $46.8M | $68.3M | record → |
| Shares and deposits | $1.2M | $3.1M | $40.0M | $58.3M | record → |
| Loans outstanding | $449.8k | $1.7M | $21.7M | $34.4M | record → |
| Net income (year to date) | $9.7k | $5.3k | $175.9k | $222.2k | record → |
| Net worth | $364.5k | $672.6k | $6.2M | $9.0M | record → |
| Net worth ratio | 23.76% | 17.92% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 36.58% | 58.16% | 60.91% | 68.70% | computed |
| Return on assets | 1.26% | 0.45% | 0.77% | 0.71% | computed |
| Members | 386 | 584 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.5M | $1.2M | $449.8k | $9.7k | 23.76% | 386 | 4110 |
| 2026Q1 | $1.6M | $1.2M | $448.6k | $3.8k | 22.70% | 382 | 4142 |
| 2025Q4 | $1.7M | $1.4M | $468.1k | $15.2k | 20.76% | 368 | 4164 |
| 2025Q3 | $1.8M | $1.4M | $468.4k | $32.2k | 20.74% | 372 | 4187 |
| 2025Q2 | $1.8M | $1.5M | $345.7k | $31.8k | 20.25% | 365 | 4220 |
| 2025Q1 | $1.7M | $1.3M | $388.1k | $28.4k | 22.27% | 362 | 4280 |
| 2024Q4 | $1.6M | $1.2M | $447.9k | $-1.1k | 21.25% | 366 | 4322 |
| 2024Q3 | $1.7M | $1.3M | $413.5k | $11.0k | 21.21% | 363 | 4356 |
| 2024Q2 | $1.8M | $1.3M | $351.0k | $11.4k | 20.01% | 353 | 4376 |
| 2024Q1 | $1.7M | $1.3M | $402.8k | $3.6k | 19.83% | 345 | 4416 |
| 2023Q4 | $1.7M | $1.2M | $424.2k | $-11.2k | 19.63% | 333 | 4444 |
| 2023Q3 | $1.7M | $1.3M | $422.6k | $-9.8k | 19.69% | 332 | 4486 |
| 2023Q2 | $1.7M | $1.3M | $355.8k | $-9.6k | 20.76% | 319 | 4534 |
| 2023Q1 | $1.5M | $1.3M | $346.6k | $3.7k | 22.95% | 315 | 4574 |
| 2022Q4 | $1.5M | $1.1M | $369.7k | $-18.6k | 24.59% | 319 | 4620 |
| 2022Q3 | $1.6M | $1.1M | $315.2k | $-17.5k | 24.28% | 313 | 4663 |
| 2022Q2 | $1.6M | $1.1M | $306.5k | $-4.6k | 23.86% | 303 | 4692 |
| 2022Q1 | $1.6M | $1.3M | $337.0k | $-6.4k | 23.32% | 306 | 4735 |
| 2021Q4 | $1.7M | $1.3M | $374.9k | $5.7k | 22.03% | 308 | 4756 |
| 2021Q3 | $1.7M | $1.3M | $421.6k | $11.1k | 22.03% | 326 | 4796 |
| 2021Q2 | $1.7M | $1.3M | $401.5k | $1.4k | 22.27% | 326 | 4838 |
| 2021Q1 | $1.6M | $1.2M | $454.2k | $-1.7k | 23.38% | 325 | 4877 |
| 2020Q4 | $1.6M | $1.2M | $501.3k | $25.0k | 22.83% | 345 | 4896 |
| 2020Q3 | $1.5M | $1.2M | $580.5k | $15.4k | 23.11% | 304 | 4934 |
| 2020Q2 | $1.5M | $1.2M | $580.5k | $10.7k | 23.11% | 304 | 4951 |
| 2020Q1 | $1.5M | $1.2M | $580.5k | $6.8k | 23.11% | 304 | 4973 |
| 2019Q4 | $1.6M | $1.3M | $638.9k | $5.5k | 21.47% | 315 | 4985 |
| 2019Q3 | $1.7M | $1.4M | $602.3k | $-11.3k | 19.71% | 298 | 5005 |
| 2019Q2 | $1.7M | $1.4M | $555.7k | $-14.4k | 19.75% | 300 | 5033 |
| 2019Q1 | $1.7M | $1.3M | $639.0k | $3.1k | 21.23% | 294 | 5059 |
| 2018Q4 | $1.7M | $1.3M | $659.9k | $23.0k | 21.01% | 298 | 5097 |
| 2018Q3 | $1.6M | $1.3M | $685.2k | $9.7k | 21.38% | 298 | 5160 |
| 2018Q2 | $1.6M | $1.3M | $650.5k | $5.5k | 21.17% | 295 | 5205 |
| 2018Q1 | $1.6M | $1.2M | $652.8k | $5.9k | 21.34% | 294 | 5252 |
| 2017Q4 | $1.5M | $1.2M | $708.7k | $4.2k | 21.28% | 293 | 5288 |
| 2017Q3 | $1.5M | $1.2M | $721.0k | $-4.9k | 21.17% | 292 | 5365 |
| 2017Q2 | $1.5M | $1.2M | $662.2k | $5.7k | 21.45% | 292 | 5400 |
| 2017Q1 | $1.6M | $1.3M | $681.9k | $3.7k | 20.44% | 291 | 5426 |
| 2016Q4 | $1.6M | $1.2M | $721.8k | $20.4k | 20.22% | 309 | 5466 |
| 2016Q3 | $1.5M | $1.2M | $751.4k | $16.0k | 20.76% | 310 | 5524 |
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