credit union · NCUA 21020 · MI
How big is ROCK COMMUNITY?
ROCK COMMUNITY (MI, NCUA charter 21020) reported total assets of $9.1M, 830 members and a net worth ratio of 8.69% in its Call Report for 2026Q2. That ranks 3569 of 4,299 federally insured credit unions by assets, 41 of 771 among credit unions under $10m in assets, 166 of 169 credit unions in michigan.
What stands out
ROCK COMMUNITY (MI, NCUA charter 21020) reported total assets of $9.1M, 830 members and a net worth ratio of 8.69% in its Call Report for 2026Q2. That ranks 3569 of 4,299 federally insured credit unions by assets, 41 of 771 among credit unions under $10m in assets, 166 of 169 credit unions in michigan. Against its size class: net worth ratio 8.69%, below the peer median of 17.92%; loan-to-share ratio 35.97%, below the peer median of 58.16%; return on assets 0.52%, above the peer median of 0.45%. At 8.69% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $9.1M | $4.0M | $186.5M | $68.3M | record → |
| Shares and deposits | $8.3M | $3.1M | $160.8M | $58.3M | record → |
| Loans outstanding | $3.0M | $1.7M | $115.9M | $34.4M | record → |
| Net income (year to date) | $23.7k | $5.3k | $792.8k | $222.2k | record → |
| Net worth | $789.7k | $672.6k | $22.8M | $9.0M | record → |
| Net worth ratio | 8.69% | 17.92% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 35.97% | 58.16% | 68.71% | 68.70% | computed |
| Return on assets | 0.52% | 0.45% | 0.92% | 0.71% | computed |
| Members | 830 | 584 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $9.1M | $8.3M | $3.0M | $23.7k | 8.69% | 830 | 3569 |
| 2026Q1 | $9.0M | $8.3M | $2.7M | $13.8k | 8.62% | 826 | 3599 |
| 2025Q4 | $8.8M | $8.0M | $3.0M | $62.2k | 8.71% | 829 | 3620 |
| 2025Q3 | $8.5M | $7.7M | $3.1M | $44.3k | 8.85% | 851 | 3672 |
| 2025Q2 | $8.6M | $7.9M | $3.0M | $32.0k | 8.51% | 828 | 3682 |
| 2025Q1 | $8.4M | $7.7M | $2.8M | $13.1k | 8.51% | 837 | 3734 |
| 2024Q4 | $8.4M | $7.7M | $2.7M | $57.7k | 8.40% | 836 | 3758 |
| 2024Q3 | $8.5M | $7.8M | $2.7M | $42.5k | 8.10% | 861 | 3781 |
| 2024Q2 | $8.5M | $7.8M | $2.8M | $32.0k | 7.99% | 838 | 3805 |
| 2024Q1 | $8.3M | $7.7M | $2.7M | $13.3k | 7.93% | 839 | 3855 |
| 2023Q4 | $8.2M | $7.6M | $2.7M | $34.8k | 7.86% | 837 | 3875 |
| 2023Q3 | $8.4M | $7.8M | $2.7M | $23.7k | 7.52% | 847 | 3892 |
| 2023Q2 | $8.4M | $7.8M | $2.7M | $11.6k | 7.41% | 857 | 3925 |
| 2023Q1 | $8.4M | $7.7M | $2.6M | $4.9k | 7.38% | 863 | 3956 |
| 2022Q4 | $8.6M | $8.0M | $2.5M | $-5.0k | 7.12% | 861 | 3976 |
| 2022Q3 | $8.6M | $8.0M | $2.5M | $-11.2k | 7.05% | 860 | 4014 |
| 2022Q2 | $8.5M | $7.9M | $2.5M | $-10.4k | 7.15% | 860 | 4046 |
| 2022Q1 | $8.3M | $7.7M | $2.4M | $-3.8k | 7.38% | 869 | 4092 |
| 2021Q4 | $8.2M | $7.5M | $2.5M | $-11.2k | 7.54% | 863 | 4114 |
| 2021Q3 | $7.8M | $7.2M | $2.5M | $-7.5k | 7.95% | 878 | 4175 |
| 2021Q2 | $7.9M | $7.3M | $2.4M | $-6.2k | 7.84% | 878 | 4183 |
| 2021Q1 | $7.9M | $7.3M | $2.5M | $-5.0k | 7.85% | 880 | 4198 |
| 2020Q4 | $7.7M | $7.1M | $2.5M | $860 | 8.14% | 878 | 4200 |
| 2020Q3 | $7.6M | $7.0M | $2.5M | $5.4k | 8.30% | 882 | 4210 |
| 2020Q2 | $7.7M | $7.1M | $2.5M | $4.3k | 8.20% | 884 | 4221 |
| 2020Q1 | $7.2M | $6.6M | $2.4M | $3.9k | 8.71% | 885 | 4244 |
| 2019Q4 | $7.0M | $6.3M | $2.4M | $22.0k | 8.97% | 885 | 4282 |
| 2019Q3 | $6.9M | $6.2M | $2.5M | $21.1k | 9.13% | 894 | 4325 |
| 2019Q2 | $7.2M | $6.5M | $2.4M | $12.5k | 8.60% | 911 | 4309 |
| 2019Q1 | $7.3M | $6.7M | $2.3M | $6.5k | 8.37% | 920 | 4311 |
| 2018Q4 | $7.4M | $6.8M | $2.4M | $21.2k | 8.21% | 930 | 4320 |
| 2018Q3 | $7.3M | $6.7M | $2.4M | $19.8k | 8.29% | 944 | 4370 |
| 2018Q2 | $7.5M | $6.9M | $2.3M | $9.2k | 7.92% | 956 | 4370 |
| 2018Q1 | $7.7M | $7.1M | $2.2M | $5.4k | 7.67% | 966 | 4382 |
| 2017Q4 | $7.6M | $7.1M | $2.2M | $14.8k | 7.63% | 972 | 4393 |
| 2017Q3 | $7.5M | $6.9M | $2.3M | $13.1k | 7.74% | 995 | 4452 |
| 2017Q2 | $7.6M | $7.0M | $2.3M | $7.1k | 7.56% | 992 | 4474 |
| 2017Q1 | $7.5M | $6.9M | $2.3M | $5.2k | 7.64% | 1,006 | 4522 |
| 2016Q4 | $7.4M | $6.8M | $2.2M | $24.8k | 7.65% | 1,011 | 4530 |
| 2016Q3 | $6.9M | $6.3M | $2.1M | $22.7k | 8.22% | 1,016 | 4626 |
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