credit union · NCUA 21012 · NY
How big is FIRST CHOICE FINANCIAL?
FIRST CHOICE FINANCIAL (NY, NCUA charter 21012) reported total assets of $183.7M, 13,233 members and a net worth ratio of 13.05% in its Call Report for 2026Q2. That ranks 1348 of 4,299 federally insured credit unions by assets, 589 of 1,061 among credit unions with $100m-$500m in assets, 61 of 268 credit unions in new york.
What stands out
FIRST CHOICE FINANCIAL (NY, NCUA charter 21012) reported total assets of $183.7M, 13,233 members and a net worth ratio of 13.05% in its Call Report for 2026Q2. That ranks 1348 of 4,299 federally insured credit unions by assets, 589 of 1,061 among credit unions with $100m-$500m in assets, 61 of 268 credit unions in new york. Against its size class: net worth ratio 13.05%, above the peer median of 11.65%; loan-to-share ratio 56.06%, below the peer median of 73.15%; return on assets 1.11%, above the peer median of 0.74%. At 13.05% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $183.7M | $198.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $161.7M | $172.3M | $40.0M | $58.3M | record → |
| Loans outstanding | $90.7M | $125.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $1.0M | $766.3k | $175.9k | $222.2k | record → |
| Net worth | $24.0M | $24.5M | $6.2M | $9.0M | record → |
| Net worth ratio | 13.05% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 56.06% | 73.15% | 60.91% | 68.70% | computed |
| Return on assets | 1.11% | 0.74% | 0.77% | 0.71% | computed |
| Members | 13,233 | 13,230 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $183.7M | $161.7M | $90.7M | $1.0M | 13.05% | 13,233 | 1348 |
| 2026Q1 | $180.8M | $159.3M | $89.4M | $307.2k | 12.87% | 13,355 | 1357 |
| 2025Q4 | $179.4M | $157.7M | $89.5M | $2.1M | 12.79% | 13,326 | 1358 |
| 2025Q3 | $176.6M | $155.6M | $88.4M | $1.6M | 12.68% | 13,279 | 1374 |
| 2025Q2 | $188.7M | $159.4M | $88.2M | $1.0M | 11.57% | 13,233 | 1313 |
| 2025Q1 | $187.7M | $159.2M | $88.2M | $317.1k | 11.27% | 11,304 | 1320 |
| 2024Q4 | $182.5M | $155.0M | $86.8M | $2.0M | 11.41% | 13,300 | 1328 |
| 2024Q3 | $182.3M | $153.5M | $86.1M | $1.7M | 11.24% | 13,311 | 1326 |
| 2024Q2 | $172.0M | $155.6M | $84.7M | $947.8k | 11.49% | 13,324 | 1373 |
| 2024Q1 | $168.0M | $152.3M | $83.6M | $566.4k | 11.54% | 13,343 | 1398 |
| 2023Q4 | $161.5M | $146.1M | $85.1M | $2.0M | 11.65% | 13,317 | 1419 |
| 2023Q3 | $162.3M | $149.1M | $86.4M | $1.2M | 11.15% | 13,280 | 1415 |
| 2023Q2 | $161.6M | $148.3M | $85.7M | $820.9k | 10.91% | 13,235 | 1421 |
| 2023Q1 | $167.4M | $148.2M | $87.0M | $231.0k | 10.18% | 13,215 | 1404 |
| 2022Q4 | $163.0M | $141.3M | $87.7M | $727.0k | 10.31% | 13,136 | 1419 |
| 2022Q3 | $156.2M | $142.0M | $87.1M | $57.5k | 10.33% | 13,098 | 1458 |
| 2022Q2 | $158.3M | $144.1M | $85.0M | $-115.4k | 10.09% | 13,005 | 1446 |
| 2022Q1 | $155.0M | $141.0M | $80.8M | $2.7k | 10.38% | 12,999 | 1467 |
| 2021Q4 | $153.7M | $137.6M | $79.9M | $1.2M | 10.46% | 13,018 | 1459 |
| 2021Q3 | $151.9M | $135.6M | $78.9M | $846.4k | 10.36% | 13,025 | 1458 |
| 2021Q2 | $149.6M | $133.5M | $78.0M | $658.1k | 10.39% | 13,071 | 1465 |
| 2021Q1 | $147.0M | $131.3M | $71.2M | $190.4k | 10.25% | 13,025 | 1471 |
| 2020Q4 | $136.3M | $120.4M | $70.9M | $723.7k | 10.91% | 13,047 | 1488 |
| 2020Q3 | $134.1M | $118.6M | $71.2M | $377.5k | 10.84% | 13,088 | 1483 |
| 2020Q2 | $132.4M | $116.9M | $69.5M | $269.0k | 10.89% | 13,101 | 1491 |
| 2020Q1 | $120.6M | $105.2M | $62.9M | $197.2k | 11.90% | 13,118 | 1509 |
| 2019Q4 | $114.0M | $99.4M | $62.1M | $911.1k | 12.42% | 13,036 | 1527 |
| 2019Q3 | $113.3M | $99.0M | $61.3M | $669.2k | 12.28% | 13,103 | 1531 |
| 2019Q2 | $113.6M | $99.6M | $59.5M | $449.7k | 12.06% | 12,879 | 1528 |
| 2019Q1 | $109.9M | $96.4M | $55.3M | $223.4k | 12.27% | 12,878 | 1557 |
| 2018Q4 | $105.2M | $92.1M | $54.5M | $690.1k | 12.59% | 12,844 | 1572 |
| 2018Q3 | $105.3M | $92.6M | $53.5M | $588.3k | 12.49% | 12,814 | 1567 |
| 2018Q2 | $106.0M | $93.5M | $51.9M | $350.1k | 12.18% | 12,755 | 1571 |
| 2018Q1 | $103.7M | $91.3M | $50.7M | $93.7k | 12.20% | 12,751 | 1582 |
| 2017Q4 | $100.7M | $88.1M | $50.8M | $787.2k | 12.48% | 12,750 | 1585 |
| 2017Q3 | $100.8M | $88.3M | $49.6M | $498.3k | 12.18% | 12,754 | 1585 |
| 2017Q2 | $102.2M | $90.0M | $48.1M | $295.6k | 11.81% | 12,742 | 1586 |
| 2017Q1 | $99.4M | $87.4M | $47.5M | $154.8k | 12.01% | 12,795 | 1611 |
| 2016Q4 | $95.6M | $83.8M | $47.4M | $831.0k | 12.32% | 12,778 | 1623 |
| 2016Q3 | $94.9M | $83.0M | $46.2M | $580.2k | 12.14% | 12,788 | 1619 |
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