credit union · NCUA 20943 · MI
How big is JOURNEY?
JOURNEY (MI, NCUA charter 20943) reported total assets of $186.5M, 17,304 members and a net worth ratio of 10.20% in its Call Report for 2026Q2. That ranks 1334 of 4,299 federally insured credit unions by assets, 575 of 1,061 among credit unions with $100m-$500m in assets, 85 of 169 credit unions in michigan.
What stands out
JOURNEY (MI, NCUA charter 20943) reported total assets of $186.5M, 17,304 members and a net worth ratio of 10.20% in its Call Report for 2026Q2. That ranks 1334 of 4,299 federally insured credit unions by assets, 575 of 1,061 among credit unions with $100m-$500m in assets, 85 of 169 credit unions in michigan. Against its size class: net worth ratio 10.20%, below the peer median of 11.65%; loan-to-share ratio 63.76%, below the peer median of 73.15%; return on assets 0.68%, below the peer median of 0.74%. At 10.20% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $186.5M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $165.9M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $105.8M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $633.9k | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $19.0M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 10.20% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 63.76% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 0.68% | 0.74% | 0.92% | 0.71% | computed |
| Members | 17,304 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $186.5M | $165.9M | $105.8M | $633.9k | 10.20% | 17,304 | 1334 |
| 2026Q1 | $189.6M | $169.5M | $104.8M | $338.9k | 9.88% | 17,238 | 1322 |
| 2025Q4 | $184.0M | $163.9M | $108.7M | $1.7M | 9.99% | 17,177 | 1336 |
| 2025Q3 | $182.1M | $162.2M | $111.1M | $1.4M | 9.98% | 17,173 | 1343 |
| 2025Q2 | $182.9M | $163.5M | $113.9M | $1.1M | 9.80% | 17,130 | 1342 |
| 2025Q1 | $183.6M | $164.3M | $112.8M | $617.8k | 9.49% | 17,241 | 1338 |
| 2024Q4 | $179.6M | $161.6M | $115.9M | $1.4M | 9.36% | 17,521 | 1344 |
| 2024Q3 | $177.8M | $160.1M | $116.1M | $928.7k | 9.28% | 17,448 | 1342 |
| 2024Q2 | $176.2M | $158.4M | $113.2M | $605.4k | 9.18% | 17,597 | 1356 |
| 2024Q1 | $178.9M | $161.9M | $110.2M | $335.6k | 8.89% | 17,819 | 1348 |
| 2023Q4 | $175.4M | $158.8M | $110.0M | $678.4k | 8.88% | 17,886 | 1348 |
| 2023Q3 | $178.9M | $161.9M | $109.5M | $385.4k | 8.61% | 17,760 | 1334 |
| 2023Q2 | $178.1M | $162.6M | $103.9M | $56.5k | 8.46% | 17,480 | 1340 |
| 2023Q1 | $183.6M | $168.3M | $102.5M | $152.7k | 8.26% | 17,761 | 1320 |
| 2022Q4 | $183.8M | $168.3M | $103.6M | $713.5k | 8.18% | 17,752 | 1311 |
| 2022Q3 | $186.4M | $171.6M | $102.8M | $717.2k | 8.07% | 17,880 | 1307 |
| 2022Q2 | $187.0M | $172.2M | $97.9M | $337.4k | 7.84% | 17,993 | 1304 |
| 2022Q1 | $185.7M | $170.9M | $91.8M | $80.4k | 7.76% | 18,041 | 1309 |
| 2021Q4 | $184.0M | $168.9M | $89.6M | $1.1M | 7.79% | 18,054 | 1303 |
| 2021Q3 | $177.9M | $162.9M | $86.6M | $868.4k | 7.92% | 18,006 | 1319 |
| 2021Q2 | $176.4M | $161.8M | $84.0M | $414.2k | 7.73% | 17,843 | 1320 |
| 2021Q1 | $175.4M | $161.0M | $79.7M | $250.8k | 7.68% | 17,999 | 1311 |
| 2020Q4 | $160.7M | $146.5M | $79.9M | $556.2k | 8.22% | 17,936 | 1341 |
| 2020Q3 | $154.7M | $140.6M | $78.2M | $368.2k | 8.42% | 17,802 | 1353 |
| 2020Q2 | $150.6M | $136.4M | $72.6M | $279.3k | 8.59% | 17,567 | 1359 |
| 2020Q1 | $133.6M | $119.9M | $70.1M | $141.9k | 9.58% | 17,467 | 1404 |
| 2019Q4 | $128.0M | $114.6M | $70.4M | $761.5k | 9.89% | 17,399 | 1417 |
| 2019Q3 | $124.6M | $111.4M | $70.7M | $552.4k | 9.98% | 17,311 | 1427 |
| 2019Q2 | $124.3M | $111.1M | $68.2M | $370.9k | 9.85% | 17,107 | 1439 |
| 2019Q1 | $122.9M | $110.0M | $64.0M | $254.1k | 9.86% | 16,978 | 1456 |
| 2018Q4 | $116.2M | $104.5M | $62.6M | $746.6k | 10.21% | 16,915 | 1478 |
| 2018Q3 | $113.8M | $100.1M | $62.2M | $632.3k | 10.33% | 16,782 | 1500 |
| 2018Q2 | $115.7M | $103.4M | $61.1M | $450.5k | 10.00% | 16,650 | 1484 |
| 2018Q1 | $115.0M | $103.0M | $58.5M | $219.1k | 9.86% | 17,218 | 1493 |
| 2017Q4 | $112.4M | $100.5M | $58.4M | $726.8k | 9.89% | 17,078 | 1489 |
| 2017Q3 | $110.3M | $98.8M | $57.7M | $524.5k | 9.81% | 16,925 | 1512 |
| 2017Q2 | $111.6M | $100.4M | $54.7M | $365.1k | 9.62% | 16,763 | 1505 |
| 2017Q1 | $112.6M | $101.6M | $50.7M | $253.8k | 9.44% | 16,829 | 1499 |
| 2016Q4 | $104.7M | $93.8M | $51.3M | $141.5k | 9.91% | 16,643 | 1546 |
| 2016Q3 | $102.2M | $91.7M | $51.2M | $7.3k | 9.98% | 16,557 | 1565 |
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