credit union · NCUA 20921 · PA
How big is MERHO?
MERHO (PA, NCUA charter 20921) reported total assets of $60.8M, 4,499 members and a net worth ratio of 11.34% in its Call Report for 2026Q2. That ranks 2241 of 4,299 federally insured credit unions by assets, 421 of 573 among credit unions with $50m-$100m in assets, 111 of 269 credit unions in pennsylvania.
What stands out
MERHO (PA, NCUA charter 20921) reported total assets of $60.8M, 4,499 members and a net worth ratio of 11.34% in its Call Report for 2026Q2. That ranks 2241 of 4,299 federally insured credit unions by assets, 421 of 573 among credit unions with $50m-$100m in assets, 111 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 11.34%, below the peer median of 12.95%; loan-to-share ratio 28.52%, below the peer median of 60.93%; return on assets 1.21%, above the peer median of 0.73%. At 11.34% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $60.8M | $72.1M | $40.7M | $68.3M | record → |
| Shares and deposits | $54.5M | $61.4M | $35.9M | $58.3M | record → |
| Loans outstanding | $15.6M | $37.6M | $14.4M | $34.4M | record → |
| Net income (year to date) | $368.3k | $269.0k | $173.1k | $222.2k | record → |
| Net worth | $6.9M | $9.2M | $5.1M | $9.0M | record → |
| Net worth ratio | 11.34% | 12.95% | 13.53% | 12.65% | record → |
| Loan-to-share ratio | 28.52% | 60.93% | 52.54% | 68.70% | computed |
| Return on assets | 1.21% | 0.73% | 0.79% | 0.71% | computed |
| Members | 4,499 | 5,030 | 3,118 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $60.8M | $54.5M | $15.6M | $368.3k | 11.34% | 4,499 | 2241 |
| 2026Q1 | $61.1M | $54.7M | $15.6M | $195.6k | 11.01% | 4,738 | 2249 |
| 2025Q4 | $59.4M | $53.1M | $16.4M | $409.1k | 11.00% | 4,779 | 2267 |
| 2025Q3 | $59.1M | $53.0M | $17.2M | $250.2k | 10.82% | 4,846 | 2277 |
| 2025Q2 | $60.2M | $54.6M | $17.0M | $112.2k | 10.38% | 4,841 | 2273 |
| 2025Q1 | $59.9M | $54.4M | $17.0M | $59.9k | 10.35% | 4,609 | 2286 |
| 2024Q4 | $58.2M | $52.9M | $17.9M | $181.8k | 10.55% | 4,653 | 2300 |
| 2024Q3 | $57.0M | $51.7M | $18.5M | $175.3k | 10.79% | 4,683 | 2325 |
| 2024Q2 | $56.2M | $51.3M | $18.5M | $107.9k | 10.82% | 4,697 | 2345 |
| 2024Q1 | $58.0M | $51.9M | $18.8M | $54.0k | 10.40% | 4,732 | 2336 |
| 2023Q4 | $57.7M | $51.6M | $19.3M | $128.5k | 10.35% | 4,734 | 2325 |
| 2023Q3 | $57.8M | $51.1M | $19.4M | $154.9k | 10.42% | 4,772 | 2338 |
| 2023Q2 | $59.3M | $52.3M | $19.4M | $153.0k | 10.14% | 4,801 | 2316 |
| 2023Q1 | $58.4M | $52.5M | $19.4M | $18.9k | 10.07% | 4,814 | 2353 |
| 2022Q4 | $58.3M | $51.6M | $19.5M | $234.2k | 10.07% | 4,845 | 2358 |
| 2022Q3 | $58.2M | $52.2M | $18.8M | $274.9k | 10.16% | 4,869 | 2378 |
| 2022Q2 | $58.3M | $52.3M | $17.6M | $298.6k | 10.18% | 4,893 | 2386 |
| 2022Q1 | $59.0M | $53.0M | $17.2M | $169.0k | 9.85% | 4,902 | 2378 |
| 2021Q4 | $58.3M | $52.6M | $17.2M | $187.6k | 9.67% | 4,930 | 2366 |
| 2021Q3 | $57.4M | $51.7M | $16.8M | $132.9k | 9.73% | 4,954 | 2378 |
| 2021Q2 | $58.1M | $52.6M | $16.4M | $47.7k | 9.46% | 5,005 | 2353 |
| 2021Q1 | $58.7M | $53.1M | $17.0M | $25.1k | 9.32% | 5,015 | 2334 |
| 2020Q4 | $55.0M | $49.5M | $17.5M | $169.2k | 9.90% | 5,026 | 2343 |
| 2020Q3 | $53.5M | $47.8M | $17.4M | $112.8k | 10.07% | 5,304 | 2354 |
| 2020Q2 | $52.9M | $47.5M | $16.9M | $56.9k | 10.09% | 5,040 | 2355 |
| 2020Q1 | $47.1M | $41.7M | $17.2M | $34.6k | 11.28% | 5,041 | 2410 |
| 2019Q4 | $45.3M | $39.8M | $17.7M | $184.6k | 11.65% | 5,059 | 2429 |
| 2019Q3 | $46.2M | $40.8M | $17.4M | $184.2k | 11.43% | 5,092 | 2395 |
| 2019Q2 | $46.2M | $40.9M | $16.7M | $126.1k | 11.30% | 5,110 | 2407 |
| 2019Q1 | $46.9M | $41.7M | $16.4M | $63.0k | 10.99% | 5,141 | 2398 |
| 2018Q4 | $46.0M | $40.6M | $16.5M | $184.1k | 11.08% | 5,152 | 2398 |
| 2018Q3 | $46.3M | $41.2M | $16.3M | $183.0k | 10.99% | 5,200 | 2404 |
| 2018Q2 | $46.8M | $41.8M | $15.9M | $106.5k | 10.71% | 5,275 | 2404 |
| 2018Q1 | $46.8M | $41.8M | $16.7M | $53.0k | 10.59% | 5,247 | 2407 |
| 2017Q4 | $45.8M | $40.8M | $17.0M | $183.9k | 10.73% | 5,292 | 2409 |
| 2017Q3 | $46.8M | $41.9M | $17.0M | $149.1k | 10.41% | 5,332 | 2404 |
| 2017Q2 | $47.8M | $43.0M | $16.4M | $99.4k | 10.09% | 5,347 | 2397 |
| 2017Q1 | $48.6M | $43.8M | $16.1M | $51.5k | 9.82% | 5,379 | 2385 |
| 2016Q4 | $46.9M | $42.1M | $16.4M | $50.6k | 10.08% | 5,401 | 2400 |
| 2016Q3 | $45.6M | $40.9M | $16.6M | $50.6k | 10.36% | 5,439 | 2422 |
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