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credit union · NCUA 20641 · KY

How big is LAKE CHEM COMMUNITY?

LAKE CHEM COMMUNITY (KY, NCUA charter 20641) reported total assets of $95.9M, 12,043 members and a net worth ratio of 10.07% in its Call Report for 2026Q2. That ranks 1851 of 4,299 federally insured credit unions by assets, 31 of 573 among credit unions with $50m-$100m in assets, 18 of 51 credit unions in kentucky.

TOTAL ASSETS: $95.9MMEMBERS: 12,043NET WORTH RATIO: 10.07%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/20641-lake-chem-community

What stands out

LAKE CHEM COMMUNITY (KY, NCUA charter 20641) reported total assets of $95.9M, 12,043 members and a net worth ratio of 10.07% in its Call Report for 2026Q2. That ranks 1851 of 4,299 federally insured credit unions by assets, 31 of 573 among credit unions with $50m-$100m in assets, 18 of 51 credit unions in kentucky. Against its size class: net worth ratio 10.07%, below the peer median of 12.95%; loan-to-share ratio 84.73%, above the peer median of 60.93%; return on assets 0.62%, below the peer median of 0.73%. At 10.07% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$95.9M$72.1M$56.1M$68.3Mrecord →
Shares and deposits$86.0M$61.4M$46.3M$58.3Mrecord →
Loans outstanding$72.9M$37.6M$22.8M$34.4Mrecord →
Net income (year to date)$298.9k$269.0k$184.8k$222.2krecord →
Net worth$9.7M$9.2M$8.2M$9.0Mrecord →
Net worth ratio10.07%12.95%12.98%12.65%record →
Loan-to-share ratio84.73%60.93%66.54%68.70%computed
Return on assets0.62%0.73%0.64%0.71%computed
Members12,0435,0304,4754,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$95.9M$86.0M$72.9M$298.9k10.07%12,0431851
2026Q1$98.4M$88.5M$74.1M$249.1k9.76%12,0581840
2025Q4$96.4M$86.8M$74.3M$580.7k9.71%12,0431854
2025Q3$95.3M$85.8M$71.9M$374.9k9.62%12,1141866
2025Q2$97.9M$88.8M$73.0M$213.7k9.21%10,5531847
2025Q1$97.8M$89.0M$74.5M$-32.4k8.96%10,4421852
2024Q4$99.0M$90.2M$74.9M$685.1k8.89%13,8551827
2024Q3$97.8M$89.0M$74.0M$595.3k8.92%13,8191844
2024Q2$96.3M$87.8M$72.2M$365.0k8.82%13,7551859
2024Q1$93.7M$85.3M$71.7M$197.8k8.88%13,7051894
2023Q4$90.4M$81.4M$72.4M$1.2M8.99%13,6261915
2023Q3$90.7M$82.4M$70.1M$1.1M8.88%13,5731920
2023Q2$89.4M$77.6M$69.1M$925.5k8.86%13,4561940
2023Q1$87.3M$79.4M$65.6M$606.4k8.71%13,3781973
2022Q4$88.2M$81.1M$61.7M$371.6k7.93%13,3181969
2022Q3$92.0M$84.9M$58.7M$212.7k7.43%13,2481928
2022Q2$93.2M$86.3M$56.5M$67.8k7.18%13,1361909
2022Q1$92.4M$85.6M$53.7M$-28.7k7.14%12,9851922
2021Q4$87.1M$80.4M$51.1M$415.6k7.60%12,8211961
2021Q3$83.3M$76.7M$51.5M$302.5k7.81%12,7582002
2021Q2$83.6M$77.0M$50.4M$255.2k7.74%12,6331991
2021Q1$81.0M$74.6M$48.5M$132.9k7.82%12,4802023
2020Q4$75.8M$69.6M$49.5M$472.0k8.18%12,3772028
2020Q3$74.6M$68.4M$50.4M$305.8k8.10%12,3212032
2020Q2$72.1M$66.0M$51.7M$198.5k8.23%12,2422053
2020Q1$67.3M$61.4M$51.1M$76.5k8.63%12,2072062
2019Q4$65.3M$59.5M$51.7M$164.7k8.78%12,2262057
2019Q3$63.9M$57.4M$51.7M$227.9k9.07%12,0872075
2019Q2$63.3M$57.5M$50.6M$126.7k8.99%11,9202084
2019Q1$63.4M$57.7M$49.8M$35.1k8.84%11,7892097
2018Q4$61.7M$56.0M$49.3M$205.6k9.03%11,6402103
2018Q3$61.3M$55.7M$48.7M$165.1k9.02%11,5482116
2018Q2$59.7M$54.1M$46.2M$92.8k9.14%11,3312162
2018Q1$59.4M$53.9M$43.9M$46.4k9.11%11,0872168
2017Q4$57.1M$51.7M$43.5M$176.4k9.40%10,9462181
2017Q3$56.1M$49.9M$43.1M$141.6k9.50%10,8442211
2017Q2$56.1M$50.8M$42.3M$49.5k9.33%10,7032219
2017Q1$56.5M$51.3M$39.4M$-89.18%10,5252215
2016Q4$54.8M$49.5M$38.9M$212.4k9.47%10,3722221
2016Q3$54.5M$49.3M$38.0M$170.7k9.44%10,3942222

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