credit union · NCUA 20547 · NY
How big is UPSTATE MILK EMPLOYEES?
UPSTATE MILK EMPLOYEES (NY, NCUA charter 20547) reported total assets of $2.5M, 429 members and a net worth ratio of 9.62% in its Call Report for 2026Q2. That ranks 4029 of 4,299 federally insured credit unions by assets, 501 of 771 among credit unions under $10m in assets, 238 of 268 credit unions in new york.
What stands out
UPSTATE MILK EMPLOYEES (NY, NCUA charter 20547) reported total assets of $2.5M, 429 members and a net worth ratio of 9.62% in its Call Report for 2026Q2. That ranks 4029 of 4,299 federally insured credit unions by assets, 501 of 771 among credit unions under $10m in assets, 238 of 268 credit unions in new york. Against its size class: net worth ratio 9.62%, below the peer median of 17.92%; loan-to-share ratio 37.61%, below the peer median of 58.16%; return on assets -1.15%, below the peer median of 0.45%. At 9.62% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.5M | $4.0M | $46.8M | $68.3M | record → |
| Shares and deposits | $2.2M | $3.1M | $40.0M | $58.3M | record → |
| Loans outstanding | $840.9k | $1.7M | $21.7M | $34.4M | record → |
| Net income (year to date) | $-14.2k | $5.3k | $175.9k | $222.2k | record → |
| Net worth | $238.3k | $672.6k | $6.2M | $9.0M | record → |
| Net worth ratio | 9.62% | 17.92% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 37.61% | 58.16% | 60.91% | 68.70% | computed |
| Return on assets | -1.15% | 0.45% | 0.77% | 0.71% | computed |
| Members | 429 | 584 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $2.5M | $2.2M | $840.9k | $-14.2k | 9.62% | 429 | 4029 |
| 2026Q1 | $2.5M | $2.2M | $879.5k | $2.1k | 10.18% | 442 | 4057 |
| 2025Q4 | $2.5M | $2.2M | $834.4k | $8.9k | 10.17% | 455 | 4092 |
| 2025Q3 | $2.6M | $2.3M | $875.6k | $8.0k | 9.69% | 455 | 4114 |
| 2025Q2 | $2.6M | $2.3M | $968.3k | $4.5k | 9.67% | 464 | 4150 |
| 2025Q1 | $2.5M | $2.3M | $935.3k | $1.3k | 9.77% | 470 | 4193 |
| 2024Q4 | $2.4M | $2.2M | $963.4k | $984 | 10.16% | 479 | 4237 |
| 2024Q3 | $2.6M | $2.3M | $999.7k | $716 | 9.47% | 473 | 4257 |
| 2024Q2 | $2.6M | $2.3M | $991.4k | $-1.9k | 9.40% | 478 | 4286 |
| 2024Q1 | $2.5M | $2.2M | $1.0M | $-1.7k | 9.69% | 478 | 4330 |
| 2023Q4 | $2.4M | $2.2M | $1.0M | $-5.8k | 9.98% | 482 | 4366 |
| 2023Q3 | $2.5M | $2.3M | $1.1M | $-3.1k | 9.68% | 477 | 4399 |
| 2023Q2 | $2.8M | $2.6M | $1.1M | $-2.9k | 8.67% | 480 | 4407 |
| 2023Q1 | $2.8M | $2.6M | $1.2M | $-1.4k | 8.70% | 487 | 4433 |
| 2022Q4 | $2.8M | $2.5M | $1.3M | $867 | 8.69% | 495 | 4470 |
| 2022Q3 | $3.0M | $2.8M | $1.4M | $-2.1k | 8.12% | 498 | 4506 |
| 2022Q2 | $3.1M | $2.8M | $1.2M | $-3.7k | 7.94% | 505 | 4529 |
| 2022Q1 | $2.9M | $2.7M | $1.1M | $-1.4k | 8.43% | 508 | 4593 |
| 2021Q4 | $2.8M | $2.5M | $985.5k | $2.3k | 8.87% | 512 | 4630 |
| 2021Q3 | $2.9M | $2.7M | $1.0M | $3.4k | 8.42% | 519 | 4653 |
| 2021Q2 | $3.1M | $2.8M | $901.0k | $3.2k | 8.08% | 531 | 4670 |
| 2021Q1 | $2.9M | $2.7M | $1.0M | $2.8k | 8.45% | 542 | 4713 |
| 2020Q4 | $2.7M | $2.5M | $1.1M | $9.8k | 8.91% | 541 | 4741 |
| 2020Q3 | $3.0M | $2.7M | $1.0M | $9.4k | 8.22% | 548 | 4734 |
| 2020Q2 | $2.9M | $2.7M | $890.5k | $9.5k | 8.36% | 544 | 4759 |
| 2020Q1 | $2.7M | $2.4M | $876.8k | $4.7k | 8.93% | 545 | 4800 |
| 2019Q4 | $2.6M | $2.3M | $930.6k | $-13.9k | 9.13% | 549 | 4841 |
| 2019Q3 | $2.7M | $2.4M | $972.8k | $-13.1k | 8.79% | 542 | 4862 |
| 2019Q2 | $2.6M | $2.4M | $958.4k | $-13.0k | 8.87% | 546 | 4888 |
| 2019Q1 | $2.6M | $2.4M | $986.1k | $-15.4k | 8.93% | 552 | 4923 |
| 2018Q4 | $2.5M | $2.3M | $989.3k | $1.2k | 9.82% | 550 | 4962 |
| 2018Q3 | $2.6M | $2.3M | $1.1M | $2.9k | 9.63% | 552 | 5002 |
| 2018Q2 | $2.7M | $2.5M | $1.1M | $-698 | 9.09% | 568 | 5015 |
| 2018Q1 | $2.7M | $2.4M | $1.0M | $-692 | 9.15% | 561 | 5060 |
| 2017Q4 | $2.8M | $2.4M | $1.0M | $4.2k | 8.95% | 566 | 5074 |
| 2017Q3 | $2.7M | $2.5M | $992.7k | $4.5k | 9.03% | 554 | 5133 |
| 2017Q2 | $2.8M | $2.5M | $1.0M | $3.2k | 8.93% | 557 | 5164 |
| 2017Q1 | $2.9M | $2.6M | $1.0M | $1.3k | 8.50% | 556 | 5181 |
| 2016Q4 | $2.8M | $2.6M | $1.1M | $-20.5k | 8.56% | 560 | 5214 |
| 2016Q3 | $2.8M | $2.6M | $1.1M | $-19.4k | 8.60% | 547 | 5256 |
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