credit union · NCUA 20509 · GA
How big is COWETA CITIES & COUNTY EMPLOYEES?
COWETA CITIES & COUNTY EMPLOYEES (GA, NCUA charter 20509) reported total assets of $28.1M, 3,193 members and a net worth ratio of 20.35% in its Call Report for 2026Q2. That ranks 2881 of 4,299 federally insured credit unions by assets, 488 of 1,135 among credit unions with $10m-$50m in assets, 40 of 71 credit unions in georgia.
What stands out
COWETA CITIES & COUNTY EMPLOYEES (GA, NCUA charter 20509) reported total assets of $28.1M, 3,193 members and a net worth ratio of 20.35% in its Call Report for 2026Q2. That ranks 2881 of 4,299 federally insured credit unions by assets, 488 of 1,135 among credit unions with $10m-$50m in assets, 40 of 71 credit unions in georgia. Against its size class: net worth ratio 20.35%, above the peer median of 13.88%; loan-to-share ratio 41.32%, below the peer median of 57.77%; return on assets 1.51%, above the peer median of 0.70%. At 20.35% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $28.1M | $25.2M | $44.1M | $68.3M | record → |
| Shares and deposits | $22.4M | $21.4M | $38.7M | $58.3M | record → |
| Loans outstanding | $9.3M | $11.2M | $19.3M | $34.4M | record → |
| Net income (year to date) | $212.9k | $82.1k | $88.0k | $222.2k | record → |
| Net worth | $5.7M | $3.4M | $6.3M | $9.0M | record → |
| Net worth ratio | 20.35% | 13.88% | 13.60% | 12.65% | record → |
| Loan-to-share ratio | 41.32% | 57.77% | 74.93% | 68.70% | computed |
| Return on assets | 1.51% | 0.70% | 0.70% | 0.71% | computed |
| Members | 3,193 | 2,092 | 3,922 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $28.1M | $22.4M | $9.3M | $212.9k | 20.35% | 3,193 | 2881 |
| 2026Q1 | $27.7M | $22.0M | $9.4M | $96.9k | 20.26% | 3,295 | 2914 |
| 2025Q4 | $27.9M | $22.4M | $9.7M | $448.8k | 19.74% | 3,300 | 2910 |
| 2025Q3 | $27.8M | $22.3M | $9.9M | $341.8k | 19.47% | 3,300 | 2925 |
| 2025Q2 | $27.9M | $22.6M | $9.9M | $261.6k | 19.05% | 3,296 | 2939 |
| 2025Q1 | $27.8M | $22.6M | $9.7M | $131.4k | 18.67% | 3,048 | 2967 |
| 2024Q4 | $27.3M | $22.2M | $9.7M | $572.5k | 18.56% | 3,057 | 2987 |
| 2024Q3 | $27.9M | $22.9M | $9.9M | $458.6k | 17.70% | 3,046 | 2983 |
| 2024Q2 | $27.9M | $23.1M | $10.0M | $309.9k | 17.22% | 3,035 | 2993 |
| 2024Q1 | $28.5M | $23.8M | $10.0M | $169.6k | 16.38% | 3,026 | 2996 |
| 2023Q4 | $28.3M | $23.8M | $9.6M | $478.3k | 15.82% | 3,038 | 3008 |
| 2023Q3 | $28.4M | $24.0M | $9.7M | $353.2k | 15.34% | 3,040 | 3021 |
| 2023Q2 | $28.9M | $24.7M | $9.5M | $220.6k | 14.60% | 3,060 | 3026 |
| 2023Q1 | $28.9M | $24.8M | $9.4M | $96.3k | 14.16% | 3,091 | 3050 |
| 2022Q4 | $29.4M | $25.4M | $9.2M | $195.9k | 13.60% | 3,075 | 3049 |
| 2022Q3 | $29.6M | $25.7M | $8.7M | $105.8k | 13.20% | 3,067 | 3068 |
| 2022Q2 | $29.4M | $25.5M | $8.3M | $51.4k | 13.11% | 3,072 | 3081 |
| 2022Q1 | $28.8M | $25.0M | $8.4M | $2.0k | 13.21% | 3,086 | 3108 |
| 2021Q4 | $28.8M | $25.0M | $8.4M | $30.0k | 13.21% | 3,084 | 3102 |
| 2021Q3 | $27.9M | $24.1M | $8.3M | $24.8k | 13.60% | 3,098 | 3134 |
| 2021Q2 | $27.1M | $23.3M | $8.4M | $16.8k | 14.00% | 3,114 | 3167 |
| 2021Q1 | $25.5M | $21.7M | $8.2M | $11.7k | 14.82% | 3,131 | 3225 |
| 2020Q4 | $24.8M | $21.0M | $8.3M | $136.6k | 15.20% | 3,143 | 3216 |
| 2020Q3 | $24.6M | $20.8M | $8.4M | $118.7k | 15.26% | 3,144 | 3206 |
| 2020Q2 | $23.5M | $19.7M | $8.7M | $83.7k | 15.85% | 3,160 | 3244 |
| 2020Q1 | $21.6M | $17.9M | $9.0M | $43.7k | 17.06% | 3,176 | 3269 |
| 2019Q4 | $21.1M | $17.5M | $9.1M | $197.9k | 17.23% | 3,201 | 3275 |
| 2019Q3 | $21.0M | $17.4M | $9.3M | $166.7k | 17.13% | 3,223 | 3281 |
| 2019Q2 | $20.8M | $17.2M | $9.5M | $103.6k | 17.05% | 3,229 | 3311 |
| 2019Q1 | $20.8M | $17.3M | $9.7M | $45.9k | 16.78% | 3,237 | 3317 |
| 2018Q4 | $20.3M | $16.8M | $9.6M | $231.3k | 16.94% | 3,239 | 3340 |
| 2018Q3 | $20.9M | $17.5M | $9.6M | $169.1k | 16.12% | 3,265 | 3311 |
| 2018Q2 | $21.0M | $17.7M | $9.4M | $96.3k | 15.73% | 3,272 | 3333 |
| 2018Q1 | $21.1M | $17.8M | $9.5M | $43.6k | 15.39% | 3,299 | 3350 |
| 2017Q4 | $20.7M | $17.5M | $9.3M | $198.0k | 15.50% | 3,299 | 3348 |
| 2017Q3 | $21.1M | $17.9M | $9.4M | $150.0k | 14.98% | 3,264 | 3356 |
| 2017Q2 | $20.7M | $17.5M | $9.0M | $87.0k | 14.99% | 3,343 | 3404 |
| 2017Q1 | $20.1M | $17.0M | $8.9M | $42.0k | 15.20% | 3,343 | 3446 |
| 2016Q4 | $19.5M | $16.4M | $9.0M | $157.6k | 15.46% | 3,338 | 3461 |
| 2016Q3 | $19.2M | $16.2M | $8.6M | $116.7k | 15.45% | 3,317 | 3496 |
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