credit union · NCUA 20448 · NJ
How big is PROPONENT?
PROPONENT (NJ, NCUA charter 20448) reported total assets of $508.8M, 18,605 members and a net worth ratio of 14.49% in its Call Report for 2026Q2. That ranks 749 of 4,299 federally insured credit unions by assets, 270 of 280 among credit unions with $500m-$1b in assets, 5 of 126 credit unions in new jersey.
What stands out
PROPONENT (NJ, NCUA charter 20448) reported total assets of $508.8M, 18,605 members and a net worth ratio of 14.49% in its Call Report for 2026Q2. That ranks 749 of 4,299 federally insured credit unions by assets, 270 of 280 among credit unions with $500m-$1b in assets, 5 of 126 credit unions in new jersey. Against its size class: net worth ratio 14.49%, above the peer median of 10.59%; loan-to-share ratio 95.32%, above the peer median of 83.51%; return on assets 0.59%, below the peer median of 0.75%. At 14.49% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $508.8M | $714.8M | $21.8M | $68.3M | record → |
| Shares and deposits | $424.6M | $614.6M | $18.8M | $58.3M | record → |
| Loans outstanding | $404.7M | $502.2M | $7.5M | $34.4M | record → |
| Net income (year to date) | $1.5M | $2.5M | $34.4k | $222.2k | record → |
| Net worth | $73.8M | $74.4M | $3.2M | $9.0M | record → |
| Net worth ratio | 14.49% | 10.59% | 13.81% | 12.65% | record → |
| Loan-to-share ratio | 95.32% | 83.51% | 50.89% | 68.70% | computed |
| Return on assets | 0.59% | 0.75% | 0.39% | 0.71% | computed |
| Members | 18,605 | 41,964 | 1,796 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $508.8M | $424.6M | $404.7M | $1.5M | 14.49% | 18,605 | 749 |
| 2026Q1 | $518.6M | $436.0M | $396.9M | $159.7k | 14.02% | 18,623 | 740 |
| 2025Q4 | $508.3M | $425.5M | $398.0M | $508.4k | 14.27% | 18,623 | 741 |
| 2025Q3 | $508.6M | $425.4M | $398.4M | $96.2k | 14.18% | 18,691 | 738 |
| 2025Q2 | $515.3M | $433.1M | $403.0M | $-97.1k | 13.96% | 18,661 | 738 |
| 2025Q1 | $524.3M | $442.7M | $407.6M | $-286.8k | 13.68% | 18,702 | 726 |
| 2024Q4 | $514.0M | $431.0M | $409.1M | $1.2M | 14.01% | 18,740 | 720 |
| 2024Q3 | $501.1M | $429.3M | $410.9M | $1.6M | 14.44% | 18,842 | 730 |
| 2024Q2 | $508.3M | $436.4M | $412.4M | $1.5M | 14.21% | 18,956 | 723 |
| 2024Q1 | $503.0M | $432.7M | $414.5M | $325.2k | 14.14% | 19,027 | 726 |
| 2023Q4 | $498.7M | $420.4M | $419.8M | $3.3M | 14.20% | 19,187 | 726 |
| 2023Q3 | $503.8M | $413.4M | $421.2M | $2.9M | 13.97% | 19,312 | 719 |
| 2023Q2 | $508.9M | $426.0M | $412.5M | $2.8M | 13.81% | 19,425 | 717 |
| 2023Q1 | $508.0M | $442.5M | $404.7M | $1.5M | 13.58% | 19,553 | 718 |
| 2022Q4 | $515.4M | $450.9M | $401.6M | $2.8M | 13.09% | 19,742 | 707 |
| 2022Q3 | $525.4M | $463.0M | $393.4M | $2.2M | 12.71% | 20,075 | 700 |
| 2022Q2 | $537.5M | $473.2M | $378.6M | $1.3M | 12.27% | 20,465 | 686 |
| 2022Q1 | $547.8M | $481.7M | $364.8M | $761.5k | 11.94% | 20,465 | 676 |
| 2021Q4 | $536.2M | $469.6M | $367.5M | $2.8M | 12.05% | 20,546 | 676 |
| 2021Q3 | $527.5M | $460.7M | $371.0M | $2.1M | 12.11% | 20,818 | 677 |
| 2021Q2 | $533.3M | $468.0M | $375.1M | $875.0k | 11.76% | 21,440 | 662 |
| 2021Q1 | $533.6M | $468.9M | $380.3M | $341.7k | 11.65% | 23,837 | 656 |
| 2020Q4 | $508.8M | $444.1M | $392.7M | $1.1M | 12.15% | 24,232 | 652 |
| 2020Q3 | $501.1M | $435.7M | $402.5M | $1.7M | 12.45% | 24,385 | 644 |
| 2020Q2 | $502.9M | $438.3M | $404.5M | $1.2M | 12.32% | 24,645 | 634 |
| 2020Q1 | $481.0M | $417.7M | $401.2M | $747.8k | 12.78% | 24,744 | 622 |
| 2019Q4 | $466.6M | $403.6M | $398.9M | $3.6M | 13.02% | 24,808 | 618 |
| 2019Q3 | $465.1M | $402.3M | $389.0M | $2.9M | 12.90% | 24,952 | 612 |
| 2019Q2 | $475.0M | $413.3M | $378.9M | $2.0M | 12.45% | 25,112 | 603 |
| 2019Q1 | $484.8M | $425.8M | $377.3M | $935.5k | 11.97% | 25,210 | 588 |
| 2018Q4 | $470.9M | $413.7M | $377.9M | $3.9M | 12.13% | 25,133 | 589 |
| 2018Q3 | $476.6M | $421.9M | $369.2M | $2.0M | 11.58% | 25,120 | 585 |
| 2018Q2 | $492.0M | $438.2M | $363.5M | $1.4M | 11.09% | 25,283 | 562 |
| 2018Q1 | $503.2M | $449.4M | $357.5M | $808.6k | 10.72% | 25,477 | 545 |
| 2017Q4 | $498.7M | $439.7M | $361.0M | $-1.9M | 11.79% | 25,589 | 542 |
| 2017Q3 | $500.8M | $441.4M | $360.3M | $-2.0M | 11.72% | 25,754 | 538 |
| 2017Q2 | $512.1M | $453.1M | $357.7M | $-2.4M | 11.39% | 25,754 | 519 |
| 2017Q1 | $512.4M | $454.3M | $361.5M | $-3.0M | 11.27% | 25,818 | 516 |
| 2016Q4 | $500.5M | $439.8M | $358.4M | $1.2M | 12.13% | 24,277 | 511 |
| 2016Q3 | $499.5M | $436.8M | $353.8M | $910.5k | 12.10% | 24,359 | 509 |
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