credit union · NCUA 20438 · KY
How big is ARH?
ARH (KY, NCUA charter 20438) reported total assets of $19.9M, 3,513 members and a net worth ratio of 26.93% in its Call Report for 2026Q2. That ranks 3124 of 4,299 federally insured credit unions by assets, 731 of 1,135 among credit unions with $10m-$50m in assets, 38 of 51 credit unions in kentucky.
What stands out
ARH (KY, NCUA charter 20438) reported total assets of $19.9M, 3,513 members and a net worth ratio of 26.93% in its Call Report for 2026Q2. That ranks 3124 of 4,299 federally insured credit unions by assets, 731 of 1,135 among credit unions with $10m-$50m in assets, 38 of 51 credit unions in kentucky. Against its size class: net worth ratio 26.93%, above the peer median of 13.88%; loan-to-share ratio 82.19%, above the peer median of 57.77%; return on assets 1.23%, above the peer median of 0.70%. At 26.93% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $19.9M | $25.2M | $56.1M | $68.3M | record → |
| Shares and deposits | $14.4M | $21.4M | $46.3M | $58.3M | record → |
| Loans outstanding | $11.9M | $11.2M | $22.8M | $34.4M | record → |
| Net income (year to date) | $121.9k | $82.1k | $184.8k | $222.2k | record → |
| Net worth | $5.4M | $3.4M | $8.2M | $9.0M | record → |
| Net worth ratio | 26.93% | 13.88% | 12.98% | 12.65% | record → |
| Loan-to-share ratio | 82.19% | 57.77% | 66.54% | 68.70% | computed |
| Return on assets | 1.23% | 0.70% | 0.64% | 0.71% | computed |
| Members | 3,513 | 2,092 | 4,475 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $19.9M | $14.4M | $11.9M | $121.9k | 26.93% | 3,513 | 3124 |
| 2026Q1 | $20.0M | $14.6M | $11.7M | $45.0k | 26.47% | 3,700 | 3144 |
| 2025Q4 | $18.6M | $13.3M | $11.2M | $218.5k | 28.13% | 3,666 | 3189 |
| 2025Q3 | $19.0M | $13.7M | $10.6M | $154.2k | 27.26% | 3,656 | 3198 |
| 2025Q2 | $20.2M | $14.8M | $10.4M | $78.1k | 25.25% | 3,619 | 3185 |
| 2025Q1 | $19.3M | $14.1M | $9.5M | $21.5k | 26.07% | 3,779 | 3239 |
| 2024Q4 | $18.6M | $13.5M | $10.2M | $172.8k | 26.93% | 3,786 | 3272 |
| 2024Q3 | $19.2M | $14.1M | $10.2M | $141.9k | 25.91% | 3,745 | 3266 |
| 2024Q2 | $19.2M | $14.1M | $10.3M | $122.1k | 25.88% | 3,780 | 3288 |
| 2024Q1 | $18.1M | $13.1M | $10.7M | $61.4k | 27.13% | 3,932 | 3358 |
| 2023Q4 | $16.8M | $11.8M | $11.2M | $-3.3k | 28.87% | 4,010 | 3416 |
| 2023Q3 | $17.3M | $12.3M | $11.5M | $115.2k | 27.65% | 3,970 | 3423 |
| 2023Q2 | $17.6M | $12.8M | $11.4M | $54.4k | 26.79% | 4,118 | 3434 |
| 2023Q1 | $18.0M | $13.2M | $11.2M | $-14.0k | 25.84% | 4,068 | 3441 |
| 2022Q4 | $17.6M | $12.9M | $11.8M | $290.6k | 26.44% | 4,120 | 3471 |
| 2022Q3 | $17.9M | $13.2M | $11.9M | $176.2k | 25.42% | 4,099 | 3492 |
| 2022Q2 | $17.8M | $13.2M | $11.7M | $97.2k | 25.12% | 4,049 | 3509 |
| 2022Q1 | $17.8M | $13.3M | $11.0M | $56.7k | 24.84% | 4,048 | 3528 |
| 2021Q4 | $17.9M | $13.4M | $10.8M | $424.5k | 24.46% | 4,160 | 3524 |
| 2021Q3 | $17.7M | $13.4M | $10.8M | $236.1k | 23.65% | 4,104 | 3540 |
| 2021Q2 | $17.3M | $13.1M | $10.5M | $157.6k | 23.79% | 4,110 | 3572 |
| 2021Q1 | $17.4M | $13.4M | $10.2M | $110.5k | 23.28% | 4,170 | 3572 |
| 2020Q4 | $16.7M | $12.7M | $10.7M | $338.6k | 23.62% | 4,212 | 3582 |
| 2020Q3 | $16.3M | $12.3M | $11.1M | $301.0k | 23.98% | 4,216 | 3593 |
| 2020Q2 | $17.4M | $13.4M | $11.3M | $202.0k | 21.95% | 4,499 | 3535 |
| 2020Q1 | $15.4M | $11.6M | $11.4M | $106.5k | 24.16% | 4,424 | 3595 |
| 2019Q4 | $14.4M | $10.7M | $11.9M | $327.6k | 25.02% | 4,530 | 3647 |
| 2019Q3 | $15.0M | $11.3M | $12.1M | $176.5k | 23.10% | 4,482 | 3619 |
| 2019Q2 | $14.9M | $11.4M | $11.8M | $140.9k | 22.99% | 4,384 | 3640 |
| 2019Q1 | $14.9M | $11.5M | $11.0M | $76.5k | 22.49% | 4,244 | 3653 |
| 2018Q4 | $13.4M | $10.0M | $10.5M | $318.9k | 24.48% | 4,221 | 3761 |
| 2018Q3 | $13.8M | $10.4M | $10.2M | $254.9k | 23.23% | 4,268 | 3749 |
| 2018Q2 | $12.9M | $9.1M | $9.2M | $144.2k | 24.16% | 4,100 | 3845 |
| 2018Q1 | $12.7M | $9.6M | $7.8M | $48.8k | 23.70% | 3,909 | 3884 |
| 2017Q4 | $11.7M | $8.7M | $7.2M | $219.9k | 25.26% | 3,609 | 3973 |
| 2017Q3 | $12.2M | $9.3M | $5.9M | $113.5k | 23.39% | 3,608 | 3959 |
| 2017Q2 | $12.2M | $9.3M | $5.6M | $66.3k | 22.98% | 3,611 | 3989 |
| 2017Q1 | $12.3M | $9.5M | $5.3M | $36.0k | 22.51% | 3,616 | 3990 |
| 2016Q4 | $11.8M | $9.0M | $5.3M | $127.2k | 23.27% | 3,695 | 4034 |
| 2016Q3 | $12.3M | $9.5M | $5.4M | $90.2k | 21.99% | 3,706 | 4008 |
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