credit union · NCUA 20290 · NY
How big is TWIN RIVERS?
TWIN RIVERS (NY, NCUA charter 20290) reported total assets of $39.2M, 2,571 members and a net worth ratio of 13.07% in its Call Report for 2026Q2. That ranks 2610 of 4,299 federally insured credit unions by assets, 217 of 1,135 among credit unions with $10m-$50m in assets, 148 of 268 credit unions in new york.
What stands out
TWIN RIVERS (NY, NCUA charter 20290) reported total assets of $39.2M, 2,571 members and a net worth ratio of 13.07% in its Call Report for 2026Q2. That ranks 2610 of 4,299 federally insured credit unions by assets, 217 of 1,135 among credit unions with $10m-$50m in assets, 148 of 268 credit unions in new york. Against its size class: net worth ratio 13.07%, below the peer median of 13.88%; loan-to-share ratio 45.76%, below the peer median of 57.77%; return on assets 0.84%, above the peer median of 0.70%. At 13.07% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $39.2M | $25.2M | $46.8M | $68.3M | record → |
| Shares and deposits | $35.2M | $21.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $16.1M | $11.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $163.8k | $82.1k | $175.9k | $222.2k | record → |
| Net worth | $5.1M | $3.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 13.07% | 13.88% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 45.76% | 57.77% | 60.91% | 68.70% | computed |
| Return on assets | 0.84% | 0.70% | 0.77% | 0.71% | computed |
| Members | 2,571 | 2,092 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $39.2M | $35.2M | $16.1M | $163.8k | 13.07% | 2,571 | 2610 |
| 2026Q1 | $39.4M | $35.8M | $15.8M | $98.6k | 12.82% | 2,576 | 2620 |
| 2025Q4 | $38.4M | $34.7M | $15.4M | $303.0k | 12.93% | 2,598 | 2644 |
| 2025Q3 | $37.9M | $34.4M | $16.0M | $217.3k | 12.87% | 2,617 | 2662 |
| 2025Q2 | $37.7M | $34.7M | $15.9M | $123.9k | 12.68% | 2,624 | 2680 |
| 2025Q1 | $38.2M | $35.3M | $15.7M | $54.8k | 12.33% | 2,627 | 2683 |
| 2024Q4 | $36.8M | $34.3M | $16.2M | $197.7k | 12.64% | 2,676 | 2723 |
| 2024Q3 | $38.0M | $34.8M | $16.3M | $142.4k | 12.12% | 2,692 | 2697 |
| 2024Q2 | $38.4M | $35.8M | $16.4M | $75.3k | 11.81% | 2,703 | 2699 |
| 2024Q1 | $37.9M | $35.6M | $16.3M | $22.9k | 11.81% | 2,715 | 2725 |
| 2023Q4 | $37.1M | $34.6M | $16.4M | $176.9k | 12.03% | 2,723 | 2748 |
| 2023Q3 | $37.2M | $35.4M | $16.1M | $147.8k | 11.90% | 2,741 | 2755 |
| 2023Q2 | $37.5M | $35.5M | $15.8M | $102.8k | 11.68% | 2,759 | 2750 |
| 2023Q1 | $37.9M | $35.7M | $15.4M | $67.7k | 11.46% | 2,775 | 2764 |
| 2022Q4 | $35.8M | $34.0M | $15.7M | $173.3k | 11.95% | 2,788 | 2844 |
| 2022Q3 | $35.5M | $33.7M | $15.1M | $166.8k | 12.04% | 2,795 | 2864 |
| 2022Q2 | $36.0M | $34.0M | $14.1M | $136.4k | 11.77% | 2,780 | 2859 |
| 2022Q1 | $37.0M | $34.0M | $13.5M | $97.7k | 11.35% | 2,796 | 2833 |
| 2021Q4 | $37.2M | $32.8M | $12.9M | $31.7k | 11.04% | 2,796 | 2810 |
| 2021Q3 | $37.2M | $32.8M | $13.2M | $186.5k | 11.46% | 2,826 | 2810 |
| 2021Q2 | $37.5M | $33.0M | $13.6M | $34.6k | 10.96% | 2,832 | 2800 |
| 2021Q1 | $37.1M | $32.6M | $13.4M | $-30.0k | 10.90% | 2,839 | 2806 |
| 2020Q4 | $34.7M | $30.0M | $13.7M | $98.8k | 11.74% | 2,860 | 2836 |
| 2020Q3 | $34.1M | $29.4M | $13.7M | $85.1k | 11.89% | 2,880 | 2837 |
| 2020Q2 | $34.6M | $29.9M | $13.9M | $64.0k | 11.68% | 2,885 | 2816 |
| 2020Q1 | $31.9M | $27.3M | $13.9M | $38.4k | 12.59% | 2,899 | 2835 |
| 2019Q4 | $31.1M | $26.8M | $14.6M | $268.6k | 12.79% | 2,739 | 2842 |
| 2019Q3 | $30.9M | $26.6M | $14.9M | $191.8k | 12.62% | 2,750 | 2844 |
| 2019Q2 | $30.8M | $26.6M | $14.8M | $113.2k | 12.62% | 2,753 | 2857 |
| 2019Q1 | $31.5M | $27.5M | $14.8M | $49.7k | 11.66% | 2,767 | 2841 |
| 2018Q4 | $29.6M | $25.7M | $14.8M | $226.0k | 12.52% | 2,767 | 2896 |
| 2018Q3 | $29.7M | $25.9M | $14.9M | $157.5k | 12.24% | 2,774 | 2901 |
| 2018Q2 | $30.2M | $26.6M | $14.8M | $77.9k | 11.77% | 2,784 | 2906 |
| 2018Q1 | $29.9M | $26.3M | $14.5M | $51.5k | 11.80% | 2,805 | 2933 |
| 2017Q4 | $28.6M | $24.8M | $14.6M | $220.0k | 12.18% | 2,821 | 2962 |
| 2017Q3 | $29.2M | $25.4M | $14.4M | $154.7k | 11.71% | 2,829 | 2955 |
| 2017Q2 | $29.4M | $25.7M | $13.5M | $88.3k | 11.40% | 2,838 | 2970 |
| 2017Q1 | $29.5M | $25.9M | $13.1M | $50.9k | 11.23% | 2,872 | 2961 |
| 2016Q4 | $28.1M | $24.6M | $12.8M | $70.4k | 11.59% | 2,886 | 3008 |
| 2016Q3 | $28.2M | $24.7M | $13.0M | $30.2k | 11.41% | 2,912 | 3012 |
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