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credit union · NCUA 198 · IN

How big is WHITING REFINERY?

WHITING REFINERY (IN, NCUA charter 198) reported total assets of $53.4M, 1,976 members and a net worth ratio of 26.52% in its Call Report for 2026Q2. That ranks 2345 of 4,299 federally insured credit unions by assets, 525 of 573 among credit unions with $50m-$100m in assets, 64 of 121 credit unions in indiana.

TOTAL ASSETS: $53.4MMEMBERS: 1,976NET WORTH RATIO: 26.52%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/198-whiting-refinery

What stands out

WHITING REFINERY (IN, NCUA charter 198) reported total assets of $53.4M, 1,976 members and a net worth ratio of 26.52% in its Call Report for 2026Q2. That ranks 2345 of 4,299 federally insured credit unions by assets, 525 of 573 among credit unions with $50m-$100m in assets, 64 of 121 credit unions in indiana. Against its size class: net worth ratio 26.52%, above the peer median of 12.95%; loan-to-share ratio 60.64%, below the peer median of 60.93%; return on assets 0.52%, below the peer median of 0.73%. At 26.52% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$53.4M$72.1M$59.4M$68.3Mrecord →
Shares and deposits$39.2M$61.4M$49.8M$58.3Mrecord →
Loans outstanding$23.7M$37.6M$31.4M$34.4Mrecord →
Net income (year to date)$138.0k$269.0k$269.0k$222.2krecord →
Net worth$14.1M$9.2M$8.7M$9.0Mrecord →
Net worth ratio26.52%12.95%13.16%12.65%record →
Loan-to-share ratio60.64%60.93%68.92%68.70%computed
Return on assets0.52%0.73%0.82%0.71%computed
Members1,9765,0304,9674,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$53.4M$39.2M$23.7M$138.0k26.52%1,9762345
2026Q1$54.2M$40.1M$23.5M$8.8k25.87%1,9882345
2025Q4$52.7M$38.7M$23.4M$346.1k26.57%2,0412365
2025Q3$52.8M$38.8M$24.2M$234.4k26.33%2,0482376
2025Q2$52.8M$38.8M$22.9M$156.8k26.20%2,0262383
2025Q1$52.5M$38.7M$22.3M$91.8k26.19%2,0272395
2024Q4$51.0M$37.3M$22.5M$4.7k26.77%2,0412420
2024Q3$50.9M$37.1M$21.8M$52.3k26.94%2,0442432
2024Q2$51.4M$37.7M$20.8M$-27.4k26.52%2,0262435
2024Q1$53.6M$39.9M$20.6M$-45.3k25.41%2,0312412
2023Q4$52.9M$39.2M$20.6M$125.5k25.80%2,0432410
2023Q3$52.7M$39.0M$20.1M$20.9k25.74%2,0282420
2023Q2$52.6M$38.6M$19.2M$159.9k26.05%2,0432435
2023Q1$55.3M$41.6M$18.3M$153.6k24.75%2,0322407
2022Q4$56.5M$42.9M$17.8M$-141.8k23.95%2,0572391
2022Q3$58.2M$44.7M$16.6M$-216.2k23.12%2,0492377
2022Q2$59.1M$45.6M$15.2M$-132.6k22.90%2,0872371
2022Q1$59.0M$45.3M$14.5M$-42.9k23.10%2,0812375
2021Q4$58.1M$44.4M$14.5M$306.4k23.53%2,0732373
2021Q3$56.5M$42.8M$15.1M$323.4k24.24%2,1712401
2021Q2$55.6M$42.1M$14.7M$133.6k24.27%2,1852404
2021Q1$53.8M$40.3M$15.7M$52.9k24.84%2,1902433
2020Q4$52.3M$38.9M$15.0M$97.6k25.55%2,1892411
2020Q3$51.3M$38.0M$15.7M$113.7k25.95%2,2062408
2020Q2$50.3M$37.0M$15.5M$81.9k26.37%2,2672410
2020Q1$48.0M$34.6M$15.5M$124.7k27.47%2,2772385
2019Q4$46.5M$33.2M$15.4M$149.9k28.29%2,2612393
2019Q3$46.4M$33.2M$15.3M$163.5k28.45%2,2512389
2019Q2$46.8M$33.6M$15.1M$89.1k28.09%2,2532399
2019Q1$46.7M$33.6M$14.7M$56.0k28.05%2,3352401
2018Q4$45.4M$32.4M$13.1M$395.8k28.73%2,3372416
2018Q3$45.7M$32.3M$12.3M$197.8k28.79%2,3452419
2018Q2$46.3M$33.4M$12.0M$105.3k28.25%2,3362422
2018Q1$46.8M$33.9M$11.9M$62.4k27.87%2,3512414
2017Q4$46.5M$33.7M$11.5M$325.3k27.90%2,3552402
2017Q3$47.2M$34.4M$11.4M$253.0k27.35%2,3672392
2017Q2$47.4M$34.6M$11.9M$169.8k27.09%2,3982408
2017Q1$47.3M$34.6M$11.1M$82.2k26.92%2,8772412
2016Q4$46.7M$34.0M$11.2M$381.1k27.12%2,9812408
2016Q3$46.4M$33.8M$10.6M$153.6k27.20%3,0002403

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