FACTANKER · measured, cited, anchored official records connected

credit union · NCUA 19739 · CA

How big is POLAM?

POLAM (CA, NCUA charter 19739) reported total assets of $73.2M, 2,095 members and a net worth ratio of 9.86% in its Call Report for 2026Q2. That ranks 2094 of 4,299 federally insured credit unions by assets, 274 of 573 among credit unions with $50m-$100m in assets, 169 of 239 credit unions in california.

TOTAL ASSETS: $73.2MMEMBERS: 2,095NET WORTH RATIO: 9.86%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/19739-polam

What stands out

POLAM (CA, NCUA charter 19739) reported total assets of $73.2M, 2,095 members and a net worth ratio of 9.86% in its Call Report for 2026Q2. That ranks 2094 of 4,299 federally insured credit unions by assets, 274 of 573 among credit unions with $50m-$100m in assets, 169 of 239 credit unions in california. Against its size class: net worth ratio 9.86%, below the peer median of 12.95%; loan-to-share ratio 54.42%, below the peer median of 60.93%; return on assets -0.91%, below the peer median of 0.73%. At 9.86% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$73.2M$72.1M$205.9M$68.3Mrecord →
Shares and deposits$65.5M$61.4M$179.4M$58.3Mrecord →
Loans outstanding$35.7M$37.6M$125.6M$34.4Mrecord →
Net income (year to date)$-334.1k$269.0k$432.9k$222.2krecord →
Net worth$7.2M$9.2M$25.9M$9.0Mrecord →
Net worth ratio9.86%12.95%11.30%12.65%record →
Loan-to-share ratio54.42%60.93%72.15%68.70%computed
Return on assets-0.91%0.73%0.56%0.71%computed
Members2,0955,03011,4234,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$73.2M$65.5M$35.7M$-334.1k9.86%2,0952094
2026Q1$73.4M$65.9M$35.1M$-133.4k10.09%2,1042097
2025Q4$73.9M$65.6M$37.1M$-95.5k10.21%2,1092084
2025Q3$73.8M$65.5M$37.5M$-185.9k10.10%2,1052084
2025Q2$73.5M$65.1M$38.9M$-91.2k10.28%2,1092097
2025Q1$73.2M$64.9M$39.0M$-71.8k10.34%2,1182109
2024Q4$72.3M$63.9M$38.4M$-195.7k10.57%2,1172107
2024Q3$73.4M$65.8M$38.8M$-300.0k10.26%2,0972100
2024Q2$73.9M$66.2M$38.6M$-205.3k10.32%2,0702099
2024Q1$73.8M$65.9M$38.4M$-126.7k10.45%2,0532115
2023Q4$72.6M$65.9M$36.7M$-298.2k10.80%2,0392123
2023Q3$72.3M$66.0M$36.7M$-171.4k11.02%2,0632128
2023Q2$73.6M$67.4M$36.2M$-75.5k10.95%2,0582124
2023Q1$75.1M$68.6M$35.2M$8.6k10.85%2,0712113
2022Q4$68.2M$62.1M$35.0M$288.4k11.93%2,0642199
2022Q3$64.9M$58.7M$33.7M$260.3k12.49%2,0512256
2022Q2$67.6M$59.4M$33.1M$170.0k11.86%2,0262238
2022Q1$67.4M$59.3M$30.6M$76.9k11.76%2,0362245
2021Q4$67.2M$59.6M$32.3M$216.9k11.14%2,0232229
2021Q3$68.5M$60.9M$32.2M$180.3k10.87%1,9992204
2021Q2$67.3M$59.8M$33.4M$103.2k10.95%1,9922221
2021Q1$67.1M$59.5M$32.0M$52.3k10.91%2,0082221
2020Q4$65.4M$57.8M$33.3M$169.4k11.12%2,0062188
2020Q3$65.3M$57.8M$31.8M$125.3k11.07%2,0072164
2020Q2$65.2M$57.9M$32.4M$60.5k10.97%2,0082158
2020Q1$65.2M$57.9M$32.0M$40.5k10.95%2,0142090
2019Q4$63.6M$56.4M$31.8M$233.1k11.15%2,0272091
2019Q3$64.3M$57.1M$31.7M$196.0k10.97%2,0252071
2019Q2$63.3M$56.2M$31.1M$129.1k11.05%2,0192086
2019Q1$64.7M$57.6M$30.4M$66.5k10.72%2,0282066
2018Q4$64.3M$57.4M$30.9M$305.6k10.67%2,0272049
2018Q3$63.6M$56.7M$30.2M$222.8k10.66%2,0342068
2018Q2$61.1M$54.3M$30.2M$148.9k10.98%2,0312127
2018Q1$59.4M$52.7M$29.4M$64.5k11.14%2,0562165
2017Q4$60.4M$53.8M$30.2M$296.1k10.85%2,0642115
2017Q3$59.9M$53.3M$31.0M$234.3k10.85%2,0622135
2017Q2$58.5M$52.0M$30.7M$162.1k10.99%2,0672175
2017Q1$58.3M$51.9M$31.3M$88.7k10.89%2,0772179
2016Q4$54.2M$47.9M$33.0M$300.2k11.56%2,0722234
2016Q3$54.1M$47.8M$31.2M$231.0k11.46%2,0622231

Machine access — free, no API key

Every figure shown here about How big is POLAM? $73.2M in assets, 2,095 members, net worth 9.86% (2026Q2) can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.

These figures are public records, not protected text. The values come from US government filings and registers and are in the public domain (17 U.S.C. §105) or CC0, stated per fact. Facts themselves carry no copyright. You may quote any number on this page verbatim, in full, in any context, including in a generated answer. No permission is needed and no licence has to be accepted. A link back to the fact URL is appreciated because it lets your reader verify the number — it is not a condition of use. This applies to the values, their units, periods and source references. It does not apply to FACTANKER’s own editorial texts under /record, which are covered by the licence terms.