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credit union · NCUA 19514 · MD

How big is HEMA?

HEMA (MD, NCUA charter 19514) reported total assets of $16.7M, 1,771 members and a net worth ratio of 9.78% in its Call Report for 2026Q2. That ranks 3228 of 4,299 federally insured credit unions by assets, 835 of 1,135 among credit unions with $10m-$50m in assets, 50 of 60 credit unions in maryland.

TOTAL ASSETS: $16.7MMEMBERS: 1,771NET WORTH RATIO: 9.78%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/19514-hema

What stands out

HEMA (MD, NCUA charter 19514) reported total assets of $16.7M, 1,771 members and a net worth ratio of 9.78% in its Call Report for 2026Q2. That ranks 3228 of 4,299 federally insured credit unions by assets, 835 of 1,135 among credit unions with $10m-$50m in assets, 50 of 60 credit unions in maryland. Against its size class: net worth ratio 9.78%, below the peer median of 13.88%; loan-to-share ratio 46.14%, below the peer median of 57.77%; return on assets -0.41%, below the peer median of 0.70%. At 9.78% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$16.7M$25.2M$162.8M$68.3Mrecord →
Shares and deposits$15.0M$21.4M$141.6M$58.3Mrecord →
Loans outstanding$6.9M$11.2M$99.8M$34.4Mrecord →
Net income (year to date)$-34.4k$82.1k$491.6k$222.2krecord →
Net worth$1.6M$3.4M$26.0M$9.0Mrecord →
Net worth ratio9.78%13.88%12.37%12.65%record →
Loan-to-share ratio46.14%57.77%69.60%68.70%computed
Return on assets-0.41%0.70%0.52%0.71%computed
Members1,7712,09213,7944,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$16.7M$15.0M$6.9M$-34.4k9.78%1,7713228
2026Q1$16.8M$15.1M$6.9M$19.7k9.99%1,7873242
2025Q4$16.5M$14.8M$7.3M$30.4k10.08%1,7893269
2025Q3$17.0M$15.3M$7.5M$25.2k9.75%1,8373264
2025Q2$17.4M$15.7M$7.5M$23.7k9.66%1,8463278
2025Q1$17.5M$15.8M$7.2M$5.8k9.48%1,8723294
2024Q4$17.1M$15.5M$7.1M$-14.0k9.65%1,8733328
2024Q3$17.7M$16.1M$7.0M$-14.3k9.30%1,8863317
2024Q2$17.7M$16.0M$6.6M$-43.8k9.18%1,8983346
2024Q1$17.7M$16.0M$6.3M$-17.9k9.20%1,9103374
2023Q4$17.5M$15.8M$6.0M$-29.7k9.35%1,9103389
2023Q3$18.2M$16.5M$6.3M$2.9k8.97%1,9063387
2023Q2$18.5M$16.8M$6.7M$-15.2k8.86%1,9343397
2023Q1$19.3M$17.6M$6.7M$4.2k8.49%1,9563383
2022Q4$19.8M$18.1M$6.1M$16.0k8.45%1,9523380
2022Q3$20.1M$18.3M$5.3M$-8.6k8.22%1,9763398
2022Q2$19.6M$17.9M$4.9M$-10.6k8.42%1,9803427
2022Q1$19.2M$17.6M$4.7M$-2268.63%2,0013461
2021Q4$19.0M$17.4M$4.6M$9.4k8.72%1,9983470
2021Q3$18.8M$17.2M$4.7M$-1.9k8.75%2,0373484
2021Q2$18.9M$17.2M$4.6M$22.9k8.85%2,0543499
2021Q1$18.2M$16.5M$4.6M$13.3k9.13%2,0683537
2020Q4$17.8M$16.1M$5.0M$52.8k9.25%2,0763524
2020Q3$17.7M$15.9M$5.1M$52.3k9.32%2,0943521
2020Q2$17.1M$15.4M$5.2M$40.0k9.58%2,0973547
2020Q1$15.8M$14.1M$5.4M$26.3k10.29%2,0983570
2019Q4$15.6M$13.9M$5.4M$89.9k10.26%2,1253581
2019Q3$15.5M$13.9M$5.7M$74.9k10.18%2,1793588
2019Q2$15.5M$13.9M$5.6M$50.5k10.06%2,1723601
2019Q1$15.4M$13.8M$5.4M$28.8k9.99%2,1953627
2018Q4$15.5M$14.0M$5.4M$5.7k9.70%2,1953608
2018Q3$15.9M$14.4M$5.1M$-22.1k9.30%2,2323611
2018Q2$15.9M$14.4M$5.0M$-8.6k9.40%2,2423639
2018Q1$15.5M$14.0M$4.9M$-21.4k9.55%2,2873678
2017Q4$15.2M$13.7M$4.9M$35.1k9.88%2,2953682
2017Q3$15.2M$13.7M$4.9M$19.4k9.75%2,2993715
2017Q2$15.2M$13.7M$4.7M$5.7k9.68%2,3033744
2017Q1$14.7M$13.2M$4.8M$1.5k9.99%2,3203791
2016Q4$14.6M$13.1M$5.1M$-125.0k10.05%2,3493784
2016Q3$14.7M$13.2M$5.2M$-116.8k10.06%2,3623803

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