credit union · NCUA 1904 · ND
How big is UNIVERSITY?
UNIVERSITY (ND, NCUA charter 1904) reported total assets of $46.1M, 3,628 members and a net worth ratio of 14.44% in its Call Report for 2026Q2. That ranks 2460 of 4,299 federally insured credit unions by assets, 67 of 1,135 among credit unions with $10m-$50m in assets, 16 of 29 credit unions in north dakota.
What stands out
UNIVERSITY (ND, NCUA charter 1904) reported total assets of $46.1M, 3,628 members and a net worth ratio of 14.44% in its Call Report for 2026Q2. That ranks 2460 of 4,299 federally insured credit unions by assets, 67 of 1,135 among credit unions with $10m-$50m in assets, 16 of 29 credit unions in north dakota. Against its size class: net worth ratio 14.44%, above the peer median of 13.88%; loan-to-share ratio 66.03%, above the peer median of 57.77%; return on assets 2.14%, above the peer median of 0.70%. At 14.44% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $46.1M | $25.2M | $58.2M | $68.3M | record → |
| Shares and deposits | $39.3M | $21.4M | $50.8M | $58.3M | record → |
| Loans outstanding | $26.0M | $11.2M | $26.0M | $34.4M | record → |
| Net income (year to date) | $493.2k | $82.1k | $342.1k | $222.2k | record → |
| Net worth | $6.7M | $3.4M | $7.3M | $9.0M | record → |
| Net worth ratio | 14.44% | 13.88% | 13.49% | 12.65% | record → |
| Loan-to-share ratio | 66.03% | 57.77% | 69.90% | 68.70% | computed |
| Return on assets | 2.14% | 0.70% | 0.91% | 0.71% | computed |
| Members | 3,628 | 2,092 | 2,543 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $46.1M | $39.3M | $26.0M | $493.2k | 14.44% | 3,628 | 2460 |
| 2026Q1 | $45.2M | $38.6M | $25.8M | $177.7k | 14.05% | 3,626 | 2490 |
| 2025Q4 | $45.0M | $38.7M | $26.3M | $453.3k | 13.72% | 3,632 | 2487 |
| 2025Q3 | $44.0M | $37.7M | $26.6M | $306.6k | 13.71% | 3,614 | 2517 |
| 2025Q2 | $44.9M | $39.0M | $26.6M | $135.9k | 13.03% | 3,549 | 2505 |
| 2025Q1 | $45.6M | $39.8M | $27.0M | $34.2k | 12.64% | 3,541 | 2505 |
| 2024Q4 | $45.8M | $40.1M | $27.3M | $395.6k | 12.52% | 3,529 | 2498 |
| 2024Q3 | $45.0M | $39.5M | $27.4M | $327.4k | 12.59% | 3,539 | 2516 |
| 2024Q2 | $45.3M | $40.1M | $28.0M | $229.8k | 12.29% | 3,438 | 2529 |
| 2024Q1 | $45.8M | $40.7M | $28.0M | $146.4k | 12.00% | 3,437 | 2536 |
| 2023Q4 | $45.6M | $41.2M | $28.2M | $130.1k | 11.72% | 3,366 | 2539 |
| 2023Q3 | $47.1M | $41.6M | $27.9M | $86.9k | 11.27% | 3,555 | 2526 |
| 2023Q2 | $46.8M | $41.4M | $27.2M | $39.0k | 11.24% | 3,486 | 2531 |
| 2023Q1 | $47.1M | $41.7M | $26.4M | $29.8k | 11.14% | 3,496 | 2541 |
| 2022Q4 | $48.6M | $43.3M | $25.7M | $235.4k | 10.74% | 3,467 | 2526 |
| 2022Q3 | $48.5M | $43.1M | $24.6M | $275.6k | 10.82% | 3,473 | 2545 |
| 2022Q2 | $48.4M | $43.1M | $23.1M | $146.5k | 10.58% | 3,400 | 2552 |
| 2022Q1 | $48.1M | $42.9M | $21.4M | $54.3k | 10.47% | 3,386 | 2567 |
| 2021Q4 | $46.0M | $40.8M | $21.2M | $339.1k | 10.83% | 3,372 | 2595 |
| 2021Q3 | $44.7M | $39.7M | $21.0M | $284.4k | 11.03% | 3,459 | 2619 |
| 2021Q2 | $44.6M | $39.6M | $20.2M | $203.8k | 10.88% | 3,398 | 2625 |
| 2021Q1 | $44.6M | $39.7M | $18.8M | $77.7k | 10.60% | 3,391 | 2627 |
| 2020Q4 | $41.8M | $37.0M | $18.9M | $402.0k | 11.12% | 3,362 | 2636 |
| 2020Q3 | $40.2M | $35.6M | $18.4M | $317.3k | 11.34% | 3,410 | 2651 |
| 2020Q2 | $38.6M | $34.0M | $18.5M | $189.9k | 11.49% | 3,444 | 2677 |
| 2020Q1 | $35.4M | $31.0M | $18.5M | $91.0k | 12.23% | 3,449 | 2701 |
| 2019Q4 | $34.6M | $30.2M | $18.4M | $514.4k | 12.28% | 3,446 | 2703 |
| 2019Q3 | $34.1M | $29.8M | $18.6M | $399.1k | 12.13% | 3,466 | 2717 |
| 2019Q2 | $34.9M | $30.8M | $18.2M | $228.8k | 11.36% | 3,613 | 2710 |
| 2019Q1 | $34.6M | $30.7M | $17.8M | $93.1k | 11.04% | 3,651 | 2729 |
| 2018Q4 | $34.5M | $30.6M | $18.2M | $457.7k | 10.83% | 3,648 | 2704 |
| 2018Q3 | $34.4M | $30.7M | $18.2M | $369.8k | 10.58% | 3,685 | 2713 |
| 2018Q2 | $34.6M | $31.0M | $18.4M | $216.2k | 10.08% | 3,691 | 2732 |
| 2018Q1 | $34.7M | $31.2M | $18.1M | $89.5k | 9.70% | 3,722 | 2734 |
| 2017Q4 | $33.6M | $30.2M | $18.1M | $293.6k | 9.75% | 3,709 | 2748 |
| 2017Q3 | $33.5M | $30.2M | $17.6M | $214.9k | 9.54% | 3,790 | 2768 |
| 2017Q2 | $32.7M | $29.5M | $17.9M | $127.4k | 9.50% | 3,744 | 2826 |
| 2017Q1 | $33.2M | $30.1M | $17.2M | $54.5k | 9.14% | 3,762 | 2811 |
| 2016Q4 | $31.2M | $28.1M | $17.1M | $296.1k | 9.55% | 3,729 | 2870 |
| 2016Q3 | $31.4M | $28.4M | $16.5M | $222.3k | 9.26% | 3,728 | 2859 |
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