credit union · NCUA 18950 · WV
How big is MCDOWELL COUNTY?
MCDOWELL COUNTY (WV, NCUA charter 18950) reported total assets of $68.1k, 32 members and a net worth ratio of 23.60% in its Call Report for 2026Q2. That ranks 4296 of 4,299 federally insured credit unions by assets, 768 of 771 among credit unions under $10m in assets, 74 of 74 credit unions in west virginia.
What stands out
MCDOWELL COUNTY (WV, NCUA charter 18950) reported total assets of $68.1k, 32 members and a net worth ratio of 23.60% in its Call Report for 2026Q2. That ranks 4296 of 4,299 federally insured credit unions by assets, 768 of 771 among credit unions under $10m in assets, 74 of 74 credit unions in west virginia. Against its size class: net worth ratio 23.60%, above the peer median of 17.92%; loan-to-share ratio 12.85%, below the peer median of 58.16%; return on assets 0.50%, above the peer median of 0.45%. At 23.60% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $68.1k | $4.0M | $27.6M | $68.3M | record → |
| Shares and deposits | $51.8k | $3.1M | $23.8M | $58.3M | record → |
| Loans outstanding | $6.7k | $1.7M | $10.4M | $34.4M | record → |
| Net income (year to date) | $169 | $5.3k | $117.1k | $222.2k | record → |
| Net worth | $16.1k | $672.6k | $3.5M | $9.0M | record → |
| Net worth ratio | 23.60% | 17.92% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 12.85% | 58.16% | 60.24% | 68.70% | computed |
| Return on assets | 0.50% | 0.45% | 0.84% | 0.71% | computed |
| Members | 32 | 584 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $68.1k | $51.8k | $6.7k | $169 | 23.60% | 32 | 4296 |
| 2026Q1 | $66.3k | $49.9k | $10.1k | $262 | 24.41% | 32 | 4332 |
| 2025Q4 | $64.1k | $48.0k | $13.8k | $6 | 24.82% | 32 | 4370 |
| 2025Q3 | $65.7k | $50.4k | $8.4k | $-776 | 23.03% | 32 | 4415 |
| 2025Q2 | $62.9k | $47.7k | $9.9k | $-906 | 23.85% | 34 | 4454 |
| 2025Q1 | $61.6k | $45.5k | $13.5k | $8 | 25.84% | 33 | 4501 |
| 2024Q4 | $103.2k | $87.1k | $16.2k | $77 | 15.41% | 32 | 4540 |
| 2024Q3 | $104.0k | $87.6k | $15.1k | $368 | 15.58% | 32 | 4586 |
| 2024Q2 | $102.4k | $86.5k | $15.7k | $-58 | 15.40% | 35 | 4619 |
| 2024Q1 | $101.7k | $86.2k | $17.9k | $-541 | 15.03% | 35 | 4659 |
| 2023Q4 | $99.0k | $82.9k | $21.1k | $552 | 15.99% | 35 | 4692 |
| 2023Q3 | $98.3k | $81.2k | $20.3k | $1.7k | 17.24% | 35 | 4735 |
| 2023Q2 | $97.3k | $80.9k | $19.2k | $936 | 16.67% | 35 | 4774 |
| 2023Q1 | $96.4k | $80.4k | $20.2k | $440 | 16.31% | 32 | 4804 |
| 2022Q4 | $93.6k | $78.2k | $23.4k | $14 | 16.32% | 32 | 4853 |
| 2022Q3 | $95.2k | $78.9k | $17.1k | $855 | 16.92% | 33 | 4911 |
| 2022Q2 | $93.2k | $77.1k | $18.4k | $582 | 17.01% | 33 | 4951 |
| 2022Q1 | $93.0k | $77.2k | $19.7k | $358 | 16.79% | 33 | 4998 |
| 2021Q4 | $89.4k | $74.0k | $21.9k | $411 | 17.07% | 34 | 5041 |
| 2021Q3 | $89.8k | $74.0k | $13.9k | $763 | 17.38% | 34 | 5089 |
| 2021Q2 | $89.8k | $74.3k | $14.8k | $378 | 16.96% | 34 | 5129 |
| 2021Q1 | $44.3k | $29.2k | $13.8k | $52 | 33.66% | 32 | 5173 |
| 2020Q4 | $65.8k | $50.8k | $15.9k | $13 | 22.55% | 35 | 5203 |
| 2020Q3 | $66.4k | $50.5k | $14.4k | $820 | 23.58% | 35 | 5237 |
| 2020Q2 | $63.9k | $48.4k | $15.5k | $482 | 23.95% | 35 | 5269 |
| 2020Q1 | $58.6k | $43.4k | $13.9k | $217 | 25.68% | 36 | 5301 |
| 2019Q4 | $56.6k | $41.6k | $17.6k | $64 | 26.20% | 35 | 5341 |
| 2019Q3 | $57.8k | $42.5k | $13.1k | $326 | 26.14% | 34 | 5388 |
| 2019Q2 | $56.3k | $41.4k | $13.1k | $-28 | 26.18% | 31 | 5419 |
| 2019Q1 | $56.5k | $41.3k | $13.1k | $286 | 26.64% | 34 | 5443 |
| 2018Q4 | $53.2k | $38.2k | $18.1k | $256 | 27.77% | 34 | 5486 |
| 2018Q3 | $48.6k | $33.3k | $11.4k | $560 | 31.45% | 34 | 5545 |
| 2018Q2 | $47.6k | $32.2k | $11.7k | $668 | 31.59% | 34 | 5591 |
| 2018Q1 | $47.9k | $32.9k | $14.1k | $334 | 30.68% | 35 | 5641 |
| 2017Q4 | $42.7k | $28.0k | $17.3k | $402 | 33.63% | 34 | 5682 |
| 2017Q3 | $44.8k | $29.8k | $13.4k | $689 | 33.47% | 34 | 5754 |
| 2017Q2 | $44.1k | $29.4k | $14.0k | $351 | 33.24% | 35 | 5810 |
| 2017Q1 | $43.2k | $28.8k | $11.9k | $151 | 33.46% | 34 | 5854 |
| 2016Q4 | $38.2k | $23.8k | $14.6k | $298 | 37.51% | 34 | 5904 |
| 2016Q3 | $43.1k | $27.9k | $11.7k | $1.1k | 35.20% | 34 | 5963 |
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