credit union · NCUA 18935 · TX
How big is CAL-COM?
CAL-COM (TX, NCUA charter 18935) reported total assets of $225.8M, 15,883 members and a net worth ratio of 12.47% in its Call Report for 2026Q2. That ranks 1208 of 4,299 federally insured credit unions by assets, 449 of 1,061 among credit unions with $100m-$500m in assets, 96 of 380 credit unions in texas.
What stands out
CAL-COM (TX, NCUA charter 18935) reported total assets of $225.8M, 15,883 members and a net worth ratio of 12.47% in its Call Report for 2026Q2. That ranks 1208 of 4,299 federally insured credit unions by assets, 449 of 1,061 among credit unions with $100m-$500m in assets, 96 of 380 credit unions in texas. Against its size class: net worth ratio 12.47%, above the peer median of 11.65%; loan-to-share ratio 59.46%, below the peer median of 73.15%; return on assets 0.91%, above the peer median of 0.74%. At 12.47% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $225.8M | $198.1M | $49.9M | $68.3M | record → |
| Shares and deposits | $198.4M | $172.3M | $40.8M | $58.3M | record → |
| Loans outstanding | $118.0M | $125.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $1.0M | $766.3k | $141.6k | $222.2k | record → |
| Net worth | $28.2M | $24.5M | $7.4M | $9.0M | record → |
| Net worth ratio | 12.47% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 59.46% | 73.15% | 70.24% | 68.70% | computed |
| Return on assets | 0.91% | 0.74% | 0.59% | 0.71% | computed |
| Members | 15,883 | 13,230 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $225.8M | $198.4M | $118.0M | $1.0M | 12.47% | 15,883 | 1208 |
| 2026Q1 | $224.9M | $198.1M | $116.6M | $524.3k | 12.31% | 15,929 | 1207 |
| 2025Q4 | $225.3M | $198.9M | $119.1M | $2.4M | 12.05% | 16,062 | 1203 |
| 2025Q3 | $224.3M | $197.7M | $122.0M | $2.0M | 11.95% | 16,139 | 1205 |
| 2025Q2 | $223.0M | $197.3M | $121.4M | $1.4M | 11.76% | 16,154 | 1210 |
| 2025Q1 | $219.6M | $194.6M | $118.8M | $646.5k | 11.61% | 16,172 | 1217 |
| 2024Q4 | $212.2M | $187.8M | $116.2M | $2.7M | 11.71% | 16,093 | 1220 |
| 2024Q3 | $204.0M | $180.6M | $116.9M | $2.1M | 11.95% | 16,136 | 1250 |
| 2024Q2 | $196.9M | $174.5M | $118.0M | $1.3M | 12.02% | 16,152 | 1282 |
| 2024Q1 | $196.6M | $175.0M | $117.0M | $681.8k | 11.70% | 16,110 | 1287 |
| 2023Q4 | $185.1M | $164.2M | $117.3M | $2.5M | 12.06% | 16,124 | 1310 |
| 2023Q3 | $181.3M | $160.7M | $116.7M | $1.9M | 11.90% | 16,164 | 1325 |
| 2023Q2 | $182.6M | $162.9M | $113.7M | $1.3M | 11.50% | 16,172 | 1317 |
| 2023Q1 | $181.2M | $162.3M | $108.8M | $646.3k | 11.22% | 16,219 | 1338 |
| 2022Q4 | $181.6M | $163.0M | $107.8M | $982.7k | 10.87% | 16,343 | 1325 |
| 2022Q3 | $183.7M | $166.0M | $104.3M | $758.5k | 10.62% | 16,476 | 1320 |
| 2022Q2 | $184.7M | $167.2M | $100.8M | $451.9k | 10.40% | 16,575 | 1314 |
| 2022Q1 | $186.4M | $169.2M | $95.5M | $187.5k | 10.16% | 16,928 | 1306 |
| 2021Q4 | $183.7M | $166.6M | $90.7M | $636.0k | 10.21% | 17,474 | 1305 |
| 2021Q3 | $183.6M | $166.4M | $90.4M | $746.0k | 10.27% | 17,403 | 1292 |
| 2021Q2 | $185.3M | $168.0M | $91.4M | $634.2k | 10.27% | 17,326 | 1283 |
| 2021Q1 | $179.0M | $162.6M | $85.0M | $287.6k | 10.27% | 16,525 | 1301 |
| 2020Q4 | $171.2M | $155.0M | $83.9M | $1.2M | 10.58% | 16,443 | 1292 |
| 2020Q3 | $164.3M | $147.9M | $79.1M | $1.1M | 10.98% | 16,379 | 1305 |
| 2020Q2 | $162.8M | $146.9M | $79.5M | $904.3k | 10.96% | 17,134 | 1295 |
| 2020Q1 | $154.8M | $139.6M | $85.0M | $320.9k | 11.14% | 17,736 | 1285 |
| 2019Q4 | $147.8M | $132.8M | $86.2M | $2.0M | 11.46% | 17,440 | 1300 |
| 2019Q3 | $146.4M | $131.2M | $87.3M | $1.7M | 11.38% | 17,442 | 1295 |
| 2019Q2 | $146.0M | $131.5M | $86.9M | $1.2M | 11.03% | 17,390 | 1303 |
| 2019Q1 | $144.4M | $130.6M | $86.9M | $639.7k | 10.77% | 17,465 | 1313 |
| 2018Q4 | $142.7M | $129.5M | $87.9M | $1.3M | 10.46% | 17,458 | 1306 |
| 2018Q3 | $142.6M | $129.8M | $87.7M | $855.0k | 10.16% | 17,343 | 1305 |
| 2018Q2 | $144.5M | $131.9M | $88.2M | $610.1k | 9.86% | 17,207 | 1300 |
| 2018Q1 | $146.7M | $134.6M | $89.0M | $287.4k | 9.49% | 17,047 | 1283 |
| 2017Q4 | $145.3M | $133.5M | $92.1M | $908.5k | 9.39% | 17,504 | 1267 |
| 2017Q3 | $142.2M | $129.9M | $95.3M | $838.8k | 9.54% | 17,544 | 1282 |
| 2017Q2 | $140.6M | $128.7M | $97.3M | $521.3k | 9.42% | 17,447 | 1292 |
| 2017Q1 | $140.0M | $128.5M | $95.4M | $323.3k | 9.32% | 17,560 | 1297 |
| 2016Q4 | $137.4M | $126.0M | $94.8M | $184.0k | 9.26% | 17,545 | 1289 |
| 2016Q3 | $137.2M | $125.6M | $92.9M | $52.6k | 9.18% | 17,430 | 1284 |
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