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credit union · NCUA 18816 · TX

How big is S.T.E.C.?

S.T.E.C. (TX, NCUA charter 18816) reported total assets of $5.5M, 675 members and a net worth ratio of 30.91% in its Call Report for 2026Q2. That ranks 3793 of 4,299 federally insured credit unions by assets, 265 of 771 among credit unions under $10m in assets, 333 of 380 credit unions in texas.

TOTAL ASSETS: $5.5MMEMBERS: 675NET WORTH RATIO: 30.91%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/18816-s-t-e-c

What stands out

S.T.E.C. (TX, NCUA charter 18816) reported total assets of $5.5M, 675 members and a net worth ratio of 30.91% in its Call Report for 2026Q2. That ranks 3793 of 4,299 federally insured credit unions by assets, 265 of 771 among credit unions under $10m in assets, 333 of 380 credit unions in texas. Against its size class: net worth ratio 30.91%, above the peer median of 17.92%; loan-to-share ratio 93.61%, above the peer median of 58.16%; return on assets 0.48%, above the peer median of 0.45%. At 30.91% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$5.5M$4.0M$49.9M$68.3Mrecord →
Shares and deposits$3.8M$3.1M$40.8M$58.3Mrecord →
Loans outstanding$3.6M$1.7M$24.4M$34.4Mrecord →
Net income (year to date)$13.2k$5.3k$141.6k$222.2krecord →
Net worth$1.7M$672.6k$7.4M$9.0Mrecord →
Net worth ratio30.91%17.92%13.62%12.65%record →
Loan-to-share ratio93.61%58.16%70.24%68.70%computed
Return on assets0.48%0.45%0.59%0.71%computed
Members6755844,1564,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$5.5M$3.8M$3.6M$13.2k30.91%6753793
2026Q1$5.6M$3.9M$3.8M$-7.2k30.27%6863811
2025Q4$5.5M$3.8M$3.9M$100.1k30.81%6913844
2025Q3$5.6M$4.0M$4.3M$79.1k29.64%6973857
2025Q2$5.6M$3.9M$4.5M$51.9k29.54%6963897
2025Q1$5.7M$4.1M$4.4M$20.2k28.30%6993923
2024Q4$5.9M$4.3M$4.5M$101.1k27.13%6903931
2024Q3$5.9M$4.3M$4.4M$76.9k26.51%6883961
2024Q2$6.0M$4.4M$4.1M$48.0k25.83%6893991
2024Q1$6.1M$4.6M$3.6M$22.7k24.84%6874009
2023Q4$5.9M$4.4M$3.5M$48.2k25.38%6904058
2023Q3$5.9M$4.4M$3.4M$28.7k24.97%6744100
2023Q2$6.0M$4.5M$3.2M$8.9k24.25%6774125
2023Q1$6.1M$4.6M$3.1M$2.1k23.72%6774135
2022Q4$6.1M$4.5M$2.8M$-24.2k23.48%6744165
2022Q3$6.2M$4.7M$2.4M$-27.7k23.34%6794209
2022Q2$6.2M$4.8M$1.9M$-21.1k23.17%6744230
2022Q1$6.4M$4.9M$1.7M$-7.7k22.91%6924257
2021Q4$6.4M$4.9M$1.7M$17.4k22.85%7004267
2021Q3$6.9M$5.4M$1.7M$24.6k21.32%7124253
2021Q2$6.9M$5.4M$1.9M$12.8k21.29%7254279
2021Q1$6.9M$5.4M$2.1M$1.9k21.08%7374300
2020Q4$7.0M$5.5M$2.2M$73.1k20.71%7514277
2020Q3$6.9M$5.5M$2.4M$58.4k20.76%7564297
2020Q2$6.9M$5.5M$2.4M$22.0k20.38%7804308
2020Q1$6.7M$5.3M$2.4M$12.3k20.79%7984305
2019Q4$7.2M$5.8M$2.1M$84.2k19.06%7824256
2019Q3$7.1M$5.7M$2.1M$59.7k19.01%7844292
2019Q2$7.0M$5.7M$2.2M$40.3k18.92%7894324
2019Q1$7.4M$6.1M$2.3M$16.7k17.58%7924298
2018Q4$7.8M$6.5M$2.4M$92.2k16.66%8254285
2018Q3$7.8M$6.5M$2.2M$66.8k16.33%8274312
2018Q2$7.9M$6.7M$2.3M$43.4k15.70%8334324
2018Q1$7.9M$6.7M$2.1M$12.2k15.32%8324347
2017Q4$8.0M$6.8M$2.3M$106.7k14.98%8414349
2017Q3$8.0M$6.8M$2.2M$84.2k14.67%8394389
2017Q2$8.3M$7.1M$2.4M$68.5k13.98%8534394
2017Q1$8.3M$7.2M$2.4M$53.5k13.76%8544419
2016Q4$8.3M$7.2M$2.4M$63.2k13.16%8594411
2016Q3$8.4M$7.3M$2.4M$39.2k12.71%8644429

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