credit union · NCUA 18142 · WV
How big is CITY OF FAIRMONT?
CITY OF FAIRMONT (WV, NCUA charter 18142) reported total assets of $1.4M, 333 members and a net worth ratio of 10.86% in its Call Report for 2026Q2. That ranks 4125 of 4,299 federally insured credit unions by assets, 597 of 771 among credit unions under $10m in assets, 69 of 74 credit unions in west virginia.
What stands out
CITY OF FAIRMONT (WV, NCUA charter 18142) reported total assets of $1.4M, 333 members and a net worth ratio of 10.86% in its Call Report for 2026Q2. That ranks 4125 of 4,299 federally insured credit unions by assets, 597 of 771 among credit unions under $10m in assets, 69 of 74 credit unions in west virginia. Against its size class: net worth ratio 10.86%, below the peer median of 17.92%; loan-to-share ratio 73.02%, above the peer median of 58.16%; return on assets 1.46%, above the peer median of 0.45%. At 10.86% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.4M | $4.0M | $27.6M | $68.3M | record → |
| Shares and deposits | $1.2M | $3.1M | $23.8M | $58.3M | record → |
| Loans outstanding | $898.0k | $1.7M | $10.4M | $34.4M | record → |
| Net income (year to date) | $10.1k | $5.3k | $117.1k | $222.2k | record → |
| Net worth | $150.1k | $672.6k | $3.5M | $9.0M | record → |
| Net worth ratio | 10.86% | 17.92% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 73.02% | 58.16% | 60.24% | 68.70% | computed |
| Return on assets | 1.46% | 0.45% | 0.84% | 0.71% | computed |
| Members | 333 | 584 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.4M | $1.2M | $898.0k | $10.1k | 10.86% | 333 | 4125 |
| 2026Q1 | $1.4M | $1.2M | $834.9k | $1.9k | 10.26% | 336 | 4156 |
| 2025Q4 | $1.4M | $1.3M | $851.0k | $-36 | 9.95% | 330 | 4188 |
| 2025Q3 | $1.4M | $1.2M | $873.8k | $-1 | 10.10% | 336 | 4225 |
| 2025Q2 | $1.4M | $1.3M | $874.0k | $-1 | 9.97% | 324 | 4254 |
| 2025Q1 | $1.4M | $1.2M | $924.2k | $-2 | 10.32% | 330 | 4298 |
| 2024Q4 | $1.4M | $1.2M | $897.1k | $-15.8k | 10.37% | 328 | 4337 |
| 2024Q3 | $1.4M | $1.2M | $965.3k | $3.4k | 11.68% | 328 | 4374 |
| 2024Q2 | $1.4M | $1.2M | $965.3k | $-1.6k | 11.69% | 327 | 4409 |
| 2024Q1 | $1.3M | $1.2M | $1.0M | $-1 | 11.92% | 328 | 4455 |
| 2023Q4 | $1.3M | $1.1M | $922.0k | $-1 | 12.59% | 328 | 4498 |
| 2023Q3 | $1.3M | $1.1M | $840.2k | $2.8k | 12.96% | 324 | 4539 |
| 2023Q2 | $1.3M | $1.1M | $879.1k | $4.0k | 12.51% | 327 | 4568 |
| 2023Q1 | $1.3M | $1.1M | $952.2k | $1.0k | 12.35% | 323 | 4600 |
| 2022Q4 | $1.3M | $1.1M | $953.7k | $10.6k | 12.42% | 326 | 4645 |
| 2022Q3 | $1.5M | $1.3M | $986.2k | $11.5k | 10.91% | 324 | 4668 |
| 2022Q2 | $1.5M | $1.3M | $957.7k | $10.5k | 10.63% | 325 | 4704 |
| 2022Q1 | $1.6M | $1.4M | $957.2k | $6.5k | 9.97% | 324 | 4744 |
| 2021Q4 | $1.5M | $1.4M | $900.5k | $15.6k | 9.89% | 326 | 4779 |
| 2021Q3 | $1.5M | $1.4M | $958.3k | $8.5k | 9.39% | 331 | 4820 |
| 2021Q2 | $1.5M | $1.3M | $963.9k | $6.9k | 9.60% | 325 | 4859 |
| 2021Q1 | $1.4M | $1.3M | $892.6k | $3.0k | 9.52% | 331 | 4899 |
| 2020Q4 | $1.4M | $1.2M | $779.2k | $999 | 9.83% | 329 | 4924 |
| 2020Q3 | $1.4M | $1.2M | $776.4k | $163 | 9.91% | 332 | 4956 |
| 2020Q2 | $1.3M | $1.2M | $709.9k | $0 | 10.29% | 332 | 4983 |
| 2020Q1 | $1.2M | $1.1M | $693.8k | $0 | 10.97% | 332 | 5015 |
| 2019Q4 | $1.2M | $1.0M | $754.0k | $2.0k | 11.39% | 333 | 5059 |
| 2019Q3 | $1.2M | $1.1M | $742.6k | $2.0k | 11.00% | 330 | 5089 |
| 2019Q2 | $1.2M | $1.1M | $725.6k | $1.5k | 11.13% | 333 | 5124 |
| 2019Q1 | $1.2M | $1.1M | $767.7k | $999 | 11.06% | 330 | 5145 |
| 2018Q4 | $1.2M | $1.1M | $820.7k | $740 | 10.73% | 330 | 5181 |
| 2018Q3 | $1.3M | $1.2M | $794.5k | $1.5k | 10.29% | 331 | 5223 |
| 2018Q2 | $1.3M | $1.1M | $867.0k | $1.3k | 10.31% | 332 | 5263 |
| 2018Q1 | $1.3M | $1.2M | $829.7k | $1.3k | 10.12% | 331 | 5299 |
| 2017Q4 | $1.3M | $1.1M | $876.4k | $4.0k | 10.03% | 330 | 5332 |
| 2017Q3 | $1.3M | $1.2M | $764.2k | $4.0k | 10.02% | 327 | 5402 |
| 2017Q2 | $1.2M | $1.1M | $732.7k | $2.0k | 10.48% | 324 | 5464 |
| 2017Q1 | $1.2M | $1.1M | $748.7k | $0 | 10.40% | 324 | 5501 |
| 2016Q4 | $1.2M | $1.1M | $759.5k | $5.0k | 10.40% | 323 | 5544 |
| 2016Q3 | $1.3M | $1.2M | $740.4k | $4.0k | 9.66% | 323 | 5573 |
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