credit union · NCUA 177 · TX
How big is PEOPLE'S TRUST?
PEOPLE'S TRUST (TX, NCUA charter 177) reported total assets of $524.7M, 30,780 members and a net worth ratio of 10.49% in its Call Report for 2022Q1. That ranks 696 of 5,007 federally insured credit unions by assets, 280 of 295 among credit unions with $500m-$1b in assets, 59 of 427 credit unions in texas.
What stands out
PEOPLE'S TRUST (TX, NCUA charter 177) reported total assets of $524.7M, 30,780 members and a net worth ratio of 10.49% in its Call Report for 2022Q1. That ranks 696 of 5,007 federally insured credit unions by assets, 280 of 295 among credit unions with $500m-$1b in assets, 59 of 427 credit unions in texas. Against its size class: net worth ratio 10.49%, above the peer median of 9.74%; loan-to-share ratio 48.38%, below the peer median of 72.61%; return on assets 0.75%, above the peer median of 0.66%. At 10.49% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2022Q1
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2022Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $524.7M | $702.8M | $39.9M | $51.7M | record → |
| Shares and deposits | $475.2M | $618.8M | $34.6M | $46.0M | record → |
| Loans outstanding | $229.9M | $437.6M | $19.1M | $22.5M | record → |
| Net income (year to date) | $978.2k | $1.1M | $63.9k | $40.1k | record → |
| Net worth | $55.0M | $67.5M | $4.8M | $5.5M | record → |
| Net worth ratio | 10.49% | 9.74% | 11.70% | 10.49% | record → |
| Loan-to-share ratio | 48.38% | 72.61% | 61.51% | 55.79% | computed |
| Return on assets | 0.75% | 0.66% | 0.72% | 0.41% | computed |
| Members | 30,780 | 46,027 | 3,319 | 3,992 | record → |
Quarter by quarter
28 Call Reports on record, 2015Q2–2022Q1; the 28 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2022Q1 | $524.7M | $475.2M | $229.9M | $978.2k | 10.49% | 30,780 | 696 |
| 2021Q4 | $505.3M | $449.0M | $223.8M | $4.3M | 10.70% | 30,096 | 701 |
| 2021Q3 | $510.8M | $455.0M | $223.9M | $1.7M | 10.08% | 29,819 | 687 |
| 2021Q2 | $511.4M | $455.8M | $222.5M | $1.3M | 9.99% | 33,022 | 681 |
| 2021Q1 | $520.5M | $467.0M | $222.0M | $247.1k | 9.61% | 31,041 | 670 |
| 2020Q4 | $499.3M | $442.4M | $225.9M | $1.1M | 9.97% | 30,898 | 660 |
| 2020Q3 | $496.9M | $440.1M | $230.2M | $352.9k | 9.86% | 30,830 | 650 |
| 2020Q2 | $485.4M | $428.9M | $238.9M | $-601.3k | 9.90% | 30,764 | 653 |
| 2020Q1 | $474.8M | $422.1M | $249.5M | $-1.7M | 9.90% | 32,655 | 627 |
| 2019Q4 | $463.7M | $409.9M | $257.4M | $1.3M | 10.49% | 32,532 | 621 |
| 2019Q3 | $471.0M | $417.8M | $263.4M | $559.7k | 10.17% | 32,384 | 607 |
| 2019Q2 | $479.6M | $427.1M | $275.8M | $53.2k | 9.89% | 32,636 | 595 |
| 2019Q1 | $506.7M | $455.1M | $286.2M | $469.3k | 9.43% | 33,067 | 573 |
| 2018Q4 | $472.7M | $421.4M | $298.6M | $2.9M | 10.01% | 32,961 | 588 |
| 2018Q3 | $487.0M | $436.8M | $310.3M | $2.5M | 9.64% | 32,897 | 570 |
| 2018Q2 | $497.3M | $447.8M | $320.2M | $1.8M | 9.30% | 32,791 | 554 |
| 2018Q1 | $529.4M | $480.9M | $332.0M | $817.7k | 8.55% | 32,857 | 526 |
| 2017Q4 | $497.2M | $449.4M | $349.8M | $395.6k | 8.94% | 32,744 | 544 |
| 2017Q3 | $505.7M | $456.7M | $357.9M | $466.9k | 8.80% | 32,446 | 529 |
| 2017Q2 | $513.4M | $465.2M | $357.1M | $268.6k | 8.63% | 31,983 | 514 |
| 2017Q1 | $546.8M | $498.8M | $354.3M | $402.6k | 8.13% | 31,659 | 493 |
| 2016Q4 | $504.7M | $457.4M | $368.9M | $1.3M | 8.73% | 31,484 | 508 |
| 2016Q3 | $518.7M | $470.9M | $381.4M | $752.7k | 8.48% | 31,600 | 495 |
| 2016Q2 | $518.0M | $470.2M | $392.4M | $566.2k | 8.37% | 31,801 | 492 |
| 2016Q1 | $551.7M | $505.0M | $392.7M | $141.3k | 7.78% | 32,193 | 463 |
| 2015Q4 | $503.4M | $457.4M | $381.0M | $1.1M | 8.50% | 27,995 | 487 |
| 2015Q3 | $500.6M | $454.8M | $368.6M | $-143.1k | 8.30% | 27,828 | 478 |
| 2015Q2 | $508.4M | $462.6M | $356.9M | $399.7k | 8.28% | 27,559 | 469 |
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