credit union · NCUA 17395 · NJ
How big is IRCO COMMUNITY?
IRCO COMMUNITY (NJ, NCUA charter 17395) reported total assets of $93.7M, 6,173 members and a net worth ratio of 10.07% in its Call Report for 2026Q2. That ranks 1868 of 4,299 federally insured credit unions by assets, 48 of 573 among credit unions with $50m-$100m in assets, 32 of 126 credit unions in new jersey.
What stands out
IRCO COMMUNITY (NJ, NCUA charter 17395) reported total assets of $93.7M, 6,173 members and a net worth ratio of 10.07% in its Call Report for 2026Q2. That ranks 1868 of 4,299 federally insured credit unions by assets, 48 of 573 among credit unions with $50m-$100m in assets, 32 of 126 credit unions in new jersey. Against its size class: net worth ratio 10.07%, below the peer median of 12.95%; loan-to-share ratio 59.39%, below the peer median of 60.93%; return on assets 1.07%, above the peer median of 0.73%. At 10.07% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $93.7M | $72.1M | $21.8M | $68.3M | record → |
| Shares and deposits | $84.3M | $61.4M | $18.8M | $58.3M | record → |
| Loans outstanding | $50.1M | $37.6M | $7.5M | $34.4M | record → |
| Net income (year to date) | $501.9k | $269.0k | $34.4k | $222.2k | record → |
| Net worth | $9.4M | $9.2M | $3.2M | $9.0M | record → |
| Net worth ratio | 10.07% | 12.95% | 13.81% | 12.65% | record → |
| Loan-to-share ratio | 59.39% | 60.93% | 50.89% | 68.70% | computed |
| Return on assets | 1.07% | 0.73% | 0.39% | 0.71% | computed |
| Members | 6,173 | 5,030 | 1,796 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $93.7M | $84.3M | $50.1M | $501.9k | 10.07% | 6,173 | 1868 |
| 2026Q1 | $94.6M | $85.3M | $51.4M | $277.7k | 9.75% | 6,246 | 1872 |
| 2025Q4 | $93.8M | $84.5M | $52.1M | $603.8k | 9.54% | 6,542 | 1879 |
| 2025Q3 | $91.4M | $82.1M | $52.3M | $465.4k | 9.63% | 6,625 | 1905 |
| 2025Q2 | $93.1M | $84.6M | $50.9M | $272.3k | 9.26% | 6,695 | 1887 |
| 2025Q1 | $93.0M | $84.7M | $49.5M | $91.9k | 9.08% | 6,824 | 1896 |
| 2024Q4 | $91.1M | $82.8M | $46.8M | $76.1k | 9.17% | 6,950 | 1905 |
| 2024Q3 | $92.6M | $84.4M | $47.0M | $64.4k | 9.01% | 7,051 | 1887 |
| 2024Q2 | $95.0M | $87.0M | $45.8M | $31.1k | 8.75% | 7,130 | 1867 |
| 2024Q1 | $94.6M | $86.5M | $45.6M | $-10.4k | 8.76% | 7,213 | 1884 |
| 2023Q4 | $94.3M | $86.2M | $45.4M | $75.4k | 8.79% | 7,291 | 1877 |
| 2023Q3 | $96.2M | $88.0M | $45.4M | $240.8k | 8.79% | 7,372 | 1860 |
| 2023Q2 | $97.3M | $89.5M | $40.1M | $292.7k | 8.75% | 7,413 | 1855 |
| 2023Q1 | $99.1M | $91.7M | $39.7M | $62.8k | 8.35% | 7,483 | 1838 |
| 2022Q4 | $100.0M | $92.4M | $37.0M | $300.3k | 8.22% | 7,597 | 1827 |
| 2022Q3 | $101.4M | $93.9M | $33.0M | $405.8k | 8.21% | 7,690 | 1815 |
| 2022Q2 | $101.5M | $93.5M | $30.7M | $374.7k | 8.17% | 7,742 | 1817 |
| 2022Q1 | $100.3M | $92.4M | $28.7M | $197.7k | 8.09% | 7,844 | 1830 |
| 2021Q4 | $98.4M | $90.3M | $27.4M | $345.6k | 8.05% | 7,942 | 1832 |
| 2021Q3 | $97.3M | $89.1M | $28.6M | $487.1k | 8.28% | 8,027 | 1832 |
| 2021Q2 | $96.5M | $90.1M | $30.1M | $163.2k | 8.02% | 8,141 | 1832 |
| 2021Q1 | $95.8M | $89.6M | $31.2M | $15.5k | 7.91% | 8,317 | 1839 |
| 2020Q4 | $91.3M | $85.2M | $33.3M | $53.9k | 8.29% | 8,399 | 1833 |
| 2020Q3 | $88.1M | $81.7M | $34.0M | $66.5k | 8.61% | 8,497 | 1858 |
| 2020Q2 | $86.4M | $80.3M | $34.9M | $48.1k | 8.75% | 8,531 | 1861 |
| 2020Q1 | $80.5M | $74.4M | $36.9M | $-2.3k | 9.33% | 8,583 | 1868 |
| 2019Q4 | $77.9M | $71.8M | $38.0M | $245.1k | 9.64% | 8,616 | 1879 |
| 2019Q3 | $76.1M | $70.2M | $39.2M | $219.6k | 9.84% | 8,651 | 1889 |
| 2019Q2 | $78.6M | $72.1M | $39.5M | $135.3k | 9.42% | 8,672 | 1862 |
| 2019Q1 | $78.7M | $72.4M | $39.5M | $31.8k | 9.28% | 8,652 | 1860 |
| 2018Q4 | $76.0M | $70.0M | $39.6M | $234.6k | 9.57% | 8,665 | 1870 |
| 2018Q3 | $75.2M | $69.0M | $39.6M | $233.3k | 9.67% | 8,678 | 1889 |
| 2018Q2 | $77.4M | $71.4M | $38.9M | $95.6k | 9.22% | 8,648 | 1877 |
| 2018Q1 | $77.0M | $71.1M | $38.6M | $54.9k | 9.21% | 8,650 | 1879 |
| 2017Q4 | $75.2M | $69.3M | $38.9M | $124.8k | 9.36% | 8,655 | 1879 |
| 2017Q3 | $75.6M | $69.9M | $39.3M | $63.9k | 9.22% | 8,653 | 1874 |
| 2017Q2 | $75.7M | $70.8M | $38.8M | $18.2k | 9.16% | 8,666 | 1882 |
| 2017Q1 | $76.2M | $71.4M | $38.4M | $-8.0k | 9.06% | 8,663 | 1880 |
| 2016Q4 | $73.6M | $68.9M | $38.3M | $-189.1k | 9.39% | 8,702 | 1896 |
| 2016Q3 | $73.6M | $68.6M | $38.5M | $-38.2k | 9.60% | 8,758 | 1890 |
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