credit union · NCUA 16989 · WV
How big is SOUTH CHARLESTON EMPLOYEES?
SOUTH CHARLESTON EMPLOYEES (WV, NCUA charter 16989) reported total assets of $14.2M, 1,200 members and a net worth ratio of 59.78% in its Call Report for 2026Q2. That ranks 3320 of 4,299 federally insured credit unions by assets, 927 of 1,135 among credit unions with $10m-$50m in assets, 49 of 74 credit unions in west virginia.
What stands out
SOUTH CHARLESTON EMPLOYEES (WV, NCUA charter 16989) reported total assets of $14.2M, 1,200 members and a net worth ratio of 59.78% in its Call Report for 2026Q2. That ranks 3320 of 4,299 federally insured credit unions by assets, 927 of 1,135 among credit unions with $10m-$50m in assets, 49 of 74 credit unions in west virginia. Against its size class: net worth ratio 59.78%, above the peer median of 13.88%; loan-to-share ratio 81.35%, above the peer median of 57.77%; return on assets 0.74%, above the peer median of 0.70%. At 59.78% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $14.2M | $25.2M | $27.6M | $68.3M | record → |
| Shares and deposits | $5.7M | $21.4M | $23.8M | $58.3M | record → |
| Loans outstanding | $4.6M | $11.2M | $10.4M | $34.4M | record → |
| Net income (year to date) | $52.6k | $82.1k | $117.1k | $222.2k | record → |
| Net worth | $8.5M | $3.4M | $3.5M | $9.0M | record → |
| Net worth ratio | 59.78% | 13.88% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 81.35% | 57.77% | 60.24% | 68.70% | computed |
| Return on assets | 0.74% | 0.70% | 0.84% | 0.71% | computed |
| Members | 1,200 | 2,092 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $14.2M | $5.7M | $4.6M | $52.6k | 59.78% | 1,200 | 3320 |
| 2026Q1 | $14.4M | $5.9M | $4.7M | $24.8k | 58.91% | 1,210 | 3332 |
| 2025Q4 | $14.7M | $6.2M | $4.7M | $115.9k | 57.59% | 1,213 | 3333 |
| 2025Q3 | $14.8M | $6.3M | $4.8M | $89.8k | 56.94% | 1,216 | 3357 |
| 2025Q2 | $14.8M | $6.3M | $4.7M | $54.1k | 56.81% | 1,221 | 3377 |
| 2025Q1 | $14.7M | $6.3M | $4.8M | $28.4k | 56.77% | 1,222 | 3407 |
| 2024Q4 | $14.6M | $6.3M | $4.9M | $73.0k | 57.12% | 1,226 | 3429 |
| 2024Q3 | $14.8M | $6.5M | $4.9M | $69.0k | 56.17% | 1,230 | 3440 |
| 2024Q2 | $15.0M | $6.7M | $4.7M | $45.8k | 55.42% | 1,237 | 3454 |
| 2024Q1 | $15.2M | $6.9M | $4.8M | $22.6k | 54.54% | 1,237 | 3475 |
| 2023Q4 | $15.4M | $7.1M | $4.7M | $62.9k | 53.67% | 1,233 | 3475 |
| 2023Q3 | $15.6M | $7.3M | $4.6M | $50.1k | 53.05% | 1,246 | 3498 |
| 2023Q2 | $15.9M | $7.6M | $4.3M | $31.7k | 51.84% | 1,251 | 3504 |
| 2023Q1 | $15.8M | $7.5M | $4.1M | $11.3k | 52.13% | 1,241 | 3537 |
| 2022Q4 | $16.1M | $7.9M | $4.0M | $-78.1k | 50.94% | 1,252 | 3542 |
| 2022Q3 | $16.7M | $8.5M | $4.0M | $-94.8k | 49.11% | 1,271 | 3546 |
| 2022Q2 | $16.9M | $8.6M | $3.9M | $37.1k | 49.19% | 1,269 | 3542 |
| 2022Q1 | $16.9M | $8.6M | $3.7M | $33.3k | 49.23% | 1,278 | 3577 |
| 2021Q4 | $16.7M | $8.4M | $3.6M | $54.9k | 49.57% | 1,276 | 3589 |
| 2021Q3 | $16.7M | $8.3M | $3.8M | $63.9k | 49.79% | 1,282 | 3599 |
| 2021Q2 | $16.6M | $8.3M | $4.1M | $45.8k | 49.93% | 1,284 | 3608 |
| 2021Q1 | $16.7M | $8.5M | $4.1M | $25.3k | 49.27% | 1,284 | 3612 |
| 2020Q4 | $16.1M | $7.9M | $4.2M | $103.0k | 51.02% | 1,284 | 3607 |
| 2020Q3 | $16.3M | $8.0M | $4.1M | $85.4k | 50.42% | 1,294 | 3596 |
| 2020Q2 | $16.0M | $7.8M | $4.1M | $74.7k | 51.13% | 1,305 | 3605 |
| 2020Q1 | $15.9M | $7.7M | $4.4M | $33.6k | 51.23% | 1,306 | 3554 |
| 2019Q4 | $15.8M | $7.6M | $4.5M | $183.1k | 51.52% | 1,312 | 3566 |
| 2019Q3 | $16.0M | $7.8M | $4.7M | $140.1k | 50.61% | 1,315 | 3554 |
| 2019Q2 | $16.4M | $8.3M | $4.6M | $87.5k | 48.91% | 1,331 | 3545 |
| 2019Q1 | $16.8M | $8.8M | $4.6M | $37.7k | 47.55% | 1,339 | 3538 |
| 2018Q4 | $16.8M | $8.8M | $4.7M | $117.4k | 47.26% | 1,350 | 3536 |
| 2018Q3 | $17.3M | $9.4M | $5.1M | $102.3k | 45.76% | 1,350 | 3524 |
| 2018Q2 | $17.7M | $9.8M | $5.1M | $61.6k | 44.46% | 1,358 | 3522 |
| 2018Q1 | $18.1M | $10.2M | $5.1M | $25.8k | 43.40% | 1,368 | 3518 |
| 2017Q4 | $18.1M | $10.2M | $5.3M | $135.7k | 43.28% | 1,369 | 3515 |
| 2017Q3 | $18.7M | $10.8M | $5.4M | $116.3k | 41.79% | 1,363 | 3492 |
| 2017Q2 | $19.0M | $11.2M | $5.7M | $71.5k | 40.78% | 1,370 | 3499 |
| 2017Q1 | $19.0M | $11.3M | $5.6M | $33.7k | 40.58% | 1,363 | 3507 |
| 2016Q4 | $18.8M | $11.1M | $5.7M | $146.5k | 40.90% | 1,374 | 3498 |
| 2016Q3 | $19.2M | $11.5M | $5.9M | $113.0k | 39.78% | 1,385 | 3494 |
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