credit union · NCUA 16626 · IN
How big is HERITAGE?
HERITAGE (IN, NCUA charter 16626) reported total assets of $1.0B, 64,087 members and a net worth ratio of 12.35% in its Call Report for 2026Q2. That ranks 466 of 4,299 federally insured credit unions by assets, 441 of 454 among credit unions with $1b-$10b in assets, 14 of 121 credit unions in indiana.
What stands out
HERITAGE (IN, NCUA charter 16626) reported total assets of $1.0B, 64,087 members and a net worth ratio of 12.35% in its Call Report for 2026Q2. That ranks 466 of 4,299 federally insured credit unions by assets, 441 of 454 among credit unions with $1b-$10b in assets, 14 of 121 credit unions in indiana. Against its size class: net worth ratio 12.35%, above the peer median of 10.89%; loan-to-share ratio 83.95%, below the peer median of 88.03%; return on assets 0.93%, above the peer median of 0.80%. At 12.35% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.0B | $2.1B | $59.4M | $68.3M | record → |
| Shares and deposits | $855.9M | $1.8B | $49.8M | $58.3M | record → |
| Loans outstanding | $718.6M | $1.5B | $31.4M | $34.4M | record → |
| Net income (year to date) | $4.8M | $8.3M | $269.0k | $222.2k | record → |
| Net worth | $127.4M | $244.6M | $8.7M | $9.0M | record → |
| Net worth ratio | 12.35% | 10.89% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 83.95% | 88.03% | 68.92% | 68.70% | computed |
| Return on assets | 0.93% | 0.80% | 0.82% | 0.71% | computed |
| Members | 64,087 | 115,183 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.0B | $855.9M | $718.6M | $4.8M | 12.35% | 64,087 | 466 |
| 2026Q1 | $1.1B | $866.9M | $719.9M | $2.2M | 11.81% | 64,342 | 456 |
| 2025Q4 | $1.0B | $840.2M | $716.3M | $7.9M | 11.91% | 64,497 | 463 |
| 2025Q3 | $1.0B | $834.3M | $707.1M | $5.7M | 11.84% | 64,940 | 459 |
| 2025Q2 | $1.0B | $839.9M | $707.7M | $3.8M | 11.70% | 65,353 | 458 |
| 2025Q1 | $1.0B | $856.0M | $701.5M | $1.4M | 11.30% | 65,516 | 449 |
| 2024Q4 | $984.1M | $816.7M | $705.2M | $7.2M | 11.56% | 64,803 | 460 |
| 2024Q3 | $968.9M | $796.1M | $697.6M | $4.3M | 11.50% | 65,249 | 465 |
| 2024Q2 | $958.0M | $794.3M | $694.7M | $3.0M | 11.48% | 65,955 | 465 |
| 2024Q1 | $969.0M | $807.3M | $688.5M | $1.4M | 11.19% | 66,364 | 459 |
| 2023Q4 | $942.6M | $784.0M | $685.5M | $4.8M | 11.36% | 66,082 | 463 |
| 2023Q3 | $931.0M | $782.4M | $672.4M | $4.5M | 11.51% | 66,014 | 465 |
| 2023Q2 | $932.8M | $778.4M | $664.6M | $3.7M | 11.41% | 65,939 | 459 |
| 2023Q1 | $931.2M | $793.0M | $656.4M | $2.1M | 11.26% | 65,624 | 461 |
| 2022Q4 | $929.6M | $774.3M | $649.2M | $7.5M | 11.08% | 65,401 | 456 |
| 2022Q3 | $921.1M | $789.3M | $631.0M | $6.4M | 11.06% | 65,385 | 456 |
| 2022Q2 | $905.4M | $800.8M | $597.4M | $3.7M | 10.95% | 65,383 | 462 |
| 2022Q1 | $945.1M | $814.3M | $569.9M | $1.8M | 10.29% | 65,300 | 444 |
| 2021Q4 | $929.4M | $791.2M | $562.2M | $9.2M | 10.27% | 65,445 | 440 |
| 2021Q3 | $908.4M | $784.2M | $547.8M | $7.3M | 8.64% | 65,753 | 445 |
| 2021Q2 | $912.8M | $786.6M | $549.7M | $4.6M | 8.31% | 65,761 | 431 |
| 2021Q1 | $923.6M | $799.6M | $559.4M | $1.8M | 7.90% | 65,416 | 418 |
| 2020Q4 | $781.1M | $660.1M | $528.8M | $6.3M | 9.12% | 62,242 | 466 |
| 2020Q3 | $763.1M | $639.7M | $508.1M | $5.5M | 9.23% | 62,320 | 462 |
| 2020Q2 | $747.2M | $628.1M | $506.0M | $3.5M | 9.17% | 61,959 | 463 |
| 2020Q1 | $698.9M | $582.9M | $489.1M | $1.1M | 9.45% | 61,478 | 465 |
| 2019Q4 | $657.4M | $544.8M | $490.9M | $4.3M | 9.88% | 61,055 | 472 |
| 2019Q3 | $640.8M | $528.9M | $485.9M | $2.9M | 9.92% | 61,808 | 476 |
| 2019Q2 | $613.3M | $524.4M | $467.5M | $1.8M | 10.20% | 61,291 | 494 |
| 2019Q1 | $616.3M | $527.9M | $459.3M | $1.2M | 10.04% | 60,718 | 486 |
| 2018Q4 | $601.5M | $502.7M | $457.8M | $3.6M | 10.09% | 60,007 | 480 |
| 2018Q3 | $590.0M | $503.2M | $445.4M | $2.8M | 10.16% | 59,401 | 483 |
| 2018Q2 | $574.3M | $508.8M | $430.1M | $2.3M | 10.34% | 58,615 | 493 |
| 2018Q1 | $576.3M | $511.3M | $416.3M | $1.0M | 10.09% | 57,569 | 492 |
| 2017Q4 | $549.8M | $486.2M | $407.1M | $2.6M | 10.40% | 56,422 | 501 |
| 2017Q3 | $553.9M | $490.7M | $402.5M | $2.1M | 10.22% | 55,728 | 493 |
| 2017Q2 | $555.3M | $494.1M | $391.4M | $1.4M | 10.08% | 54,903 | 489 |
| 2017Q1 | $562.4M | $501.3M | $380.9M | $649.1k | 9.82% | 54,033 | 483 |
| 2016Q4 | $531.4M | $471.5M | $375.7M | $2.1M | 10.27% | 53,123 | 487 |
| 2016Q3 | $523.1M | $463.1M | $365.2M | $1.6M | 10.34% | 52,271 | 491 |
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