credit union · NCUA 16556 · AL
How big is IAM COMMUNITY?
IAM COMMUNITY (AL, NCUA charter 16556) reported total assets of $45.2M, 4,942 members and a net worth ratio of 1.93% in its Call Report for 2026Q2. That ranks 2484 of 4,299 federally insured credit unions by assets, 91 of 1,135 among credit unions with $10m-$50m in assets, 47 of 88 credit unions in alabama.
What stands out
IAM COMMUNITY (AL, NCUA charter 16556) reported total assets of $45.2M, 4,942 members and a net worth ratio of 1.93% in its Call Report for 2026Q2. That ranks 2484 of 4,299 federally insured credit unions by assets, 91 of 1,135 among credit unions with $10m-$50m in assets, 47 of 88 credit unions in alabama. Against its size class: net worth ratio 1.93%, below the peer median of 13.88%; loan-to-share ratio 43.38%, below the peer median of 57.77%; return on assets -9.61%, below the peer median of 0.70%. At 1.93% its net worth ratio is below the 7% NCUA threshold, which puts it in the "critically undercapitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $45.2M | $25.2M | $49.1M | $68.3M | record → |
| Shares and deposits | $42.2M | $21.4M | $42.7M | $58.3M | record → |
| Loans outstanding | $18.3M | $11.2M | $20.0M | $34.4M | record → |
| Net income (year to date) | $-2.2M | $82.1k | $218.9k | $222.2k | record → |
| Net worth | $872.6k | $3.4M | $8.7M | $9.0M | record → |
| Net worth ratio | 1.93% | 13.88% | 14.15% | 12.65% | record → |
| Loan-to-share ratio | 43.38% | 57.77% | 58.66% | 68.70% | computed |
| Return on assets | -9.61% | 0.70% | 0.72% | 0.71% | computed |
| Members | 4,942 | 2,092 | 4,556 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $45.2M | $42.2M | $18.3M | $-2.2M | 1.93% | 4,942 | 2484 |
| 2026Q1 | $45.7M | $42.6M | $19.3M | $9.1k | 6.68% | 4,941 | 2480 |
| 2025Q4 | $45.0M | $42.1M | $20.5M | $169.9k | 6.76% | 4,953 | 2486 |
| 2025Q3 | $44.6M | $41.5M | $21.4M | $146.6k | 6.88% | 4,958 | 2502 |
| 2025Q2 | $44.7M | $41.9M | $22.0M | $86.2k | 6.73% | 4,966 | 2516 |
| 2025Q1 | $45.8M | $43.2M | $23.1M | $-47.0k | 6.27% | 4,966 | 2501 |
| 2024Q4 | $46.5M | $43.9M | $24.2M | $-81.9k | 6.28% | 4,956 | 2486 |
| 2024Q3 | $46.2M | $43.4M | $25.5M | $-70.1k | 6.45% | 4,955 | 2498 |
| 2024Q2 | $45.9M | $43.4M | $26.7M | $-31.0k | 6.57% | 4,949 | 2520 |
| 2024Q1 | $46.2M | $43.7M | $28.5M | $16.2k | 6.63% | 4,937 | 2530 |
| 2023Q4 | $47.2M | $42.8M | $30.2M | $-123.9k | 6.46% | 4,926 | 2520 |
| 2023Q3 | $49.1M | $45.2M | $31.6M | $-84.9k | 6.38% | 4,906 | 2489 |
| 2023Q2 | $51.2M | $48.7M | $32.9M | $-149.0k | 6.18% | 4,878 | 2463 |
| 2023Q1 | $51.8M | $49.3M | $32.3M | $-99.5k | 6.49% | 4,804 | 2465 |
| 2022Q4 | $48.6M | $45.9M | $31.6M | $41.5k | 7.07% | 4,979 | 2527 |
| 2022Q3 | $47.0M | $44.2M | $29.4M | $18.9k | 7.34% | 4,806 | 2569 |
| 2022Q2 | $44.8M | $41.2M | $26.8M | $-8.3k | 7.67% | 4,698 | 2623 |
| 2022Q1 | $42.1M | $38.6M | $23.4M | $-35.8k | 7.93% | 4,511 | 2695 |
| 2021Q4 | $40.6M | $37.3M | $19.5M | $79.5k | 8.27% | 4,340 | 2727 |
| 2021Q3 | $38.2M | $34.7M | $19.0M | $85.3k | 8.53% | 4,200 | 2780 |
| 2021Q2 | $38.0M | $35.0M | $18.8M | $66.1k | 8.64% | 4,166 | 2783 |
| 2021Q1 | $37.2M | $33.3M | $18.0M | $19.8k | 8.68% | 4,125 | 2803 |
| 2020Q4 | $36.3M | $32.8M | $17.0M | $132.2k | 8.81% | 4,110 | 2790 |
| 2020Q3 | $35.3M | $31.8M | $16.6M | $84.9k | 8.88% | 4,117 | 2798 |
| 2020Q2 | $35.2M | $31.6M | $16.9M | $52.4k | 8.59% | 4,106 | 2792 |
| 2020Q1 | $34.2M | $30.7M | $16.0M | $27.6k | 9.07% | 4,095 | 2744 |
| 2019Q4 | $33.0M | $30.1M | $17.4M | $154.9k | 9.06% | 4,067 | 2764 |
| 2019Q3 | $32.9M | $29.6M | $17.6M | $92.6k | 8.85% | 4,018 | 2766 |
| 2019Q2 | $32.3M | $28.7M | $17.8M | $56.6k | 8.89% | 3,967 | 2805 |
| 2019Q1 | $33.0M | $30.0M | $18.0M | $9.0k | 8.56% | 3,923 | 2781 |
| 2018Q4 | $32.1M | $29.2M | $17.8M | $90.5k | 8.78% | 4,012 | 2803 |
| 2018Q3 | $31.9M | $29.2M | $18.1M | $81.8k | 8.80% | 4,087 | 2823 |
| 2018Q2 | $32.4M | $29.6M | $18.5M | $61.4k | 8.60% | 4,195 | 2820 |
| 2018Q1 | $32.5M | $29.2M | $18.4M | $6.7k | 8.41% | 4,320 | 2821 |
| 2017Q4 | $32.1M | $29.3M | $18.4M | $-168.7k | 8.49% | 4,439 | 2808 |
| 2017Q3 | $32.4M | $29.6M | $19.0M | $-155.1k | 8.45% | 4,501 | 2816 |
| 2017Q2 | $32.5M | $29.5M | $19.3M | $-156.7k | 8.44% | 4,600 | 2838 |
| 2017Q1 | $32.5M | $29.5M | $19.3M | $-87.1k | 8.63% | 4,704 | 2839 |
| 2016Q4 | $32.2M | $29.0M | $19.6M | $-561.2k | 8.99% | 4,761 | 2821 |
| 2016Q3 | $34.2M | $30.8M | $18.9M | $-354.5k | 9.17% | 4,795 | 2750 |
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