credit union · NCUA 16479 · AL
How big is FOUR SEASONS?
FOUR SEASONS (AL, NCUA charter 16479) reported total assets of $103.7M, 9,735 members and a net worth ratio of 8.64% in its Call Report for 2026Q2. That ranks 1793 of 4,299 federally insured credit unions by assets, 1034 of 1,061 among credit unions with $100m-$500m in assets, 35 of 88 credit unions in alabama.
What stands out
FOUR SEASONS (AL, NCUA charter 16479) reported total assets of $103.7M, 9,735 members and a net worth ratio of 8.64% in its Call Report for 2026Q2. That ranks 1793 of 4,299 federally insured credit unions by assets, 1034 of 1,061 among credit unions with $100m-$500m in assets, 35 of 88 credit unions in alabama. Against its size class: net worth ratio 8.64%, below the peer median of 11.65%; loan-to-share ratio 64.56%, below the peer median of 73.15%; return on assets 1.08%, above the peer median of 0.74%. At 8.64% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $103.7M | $198.1M | $49.1M | $68.3M | record → |
| Shares and deposits | $93.2M | $172.3M | $42.7M | $58.3M | record → |
| Loans outstanding | $60.2M | $125.2M | $20.0M | $34.4M | record → |
| Net income (year to date) | $561.9k | $766.3k | $218.9k | $222.2k | record → |
| Net worth | $9.0M | $24.5M | $8.7M | $9.0M | record → |
| Net worth ratio | 8.64% | 11.65% | 14.15% | 12.65% | record → |
| Loan-to-share ratio | 64.56% | 73.15% | 58.66% | 68.70% | computed |
| Return on assets | 1.08% | 0.74% | 0.72% | 0.71% | computed |
| Members | 9,735 | 13,230 | 4,556 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $103.7M | $93.2M | $60.2M | $561.9k | 8.64% | 9,735 | 1793 |
| 2026Q1 | $102.3M | $91.9M | $58.3M | $312.5k | 8.51% | 9,631 | 1803 |
| 2025Q4 | $94.5M | $85.3M | $57.0M | $815.8k | 8.88% | 9,539 | 1872 |
| 2025Q3 | $94.8M | $85.8M | $54.3M | $574.4k | 8.72% | 9,521 | 1871 |
| 2025Q2 | $93.1M | $83.9M | $54.2M | $148.9k | 8.43% | 9,472 | 1886 |
| 2025Q1 | $95.8M | $86.8M | $53.6M | $-237.1k | 7.79% | 9,393 | 1868 |
| 2024Q4 | $91.0M | $82.5M | $52.9M | $809.4k | 8.46% | 9,334 | 1906 |
| 2024Q3 | $91.8M | $82.9M | $51.3M | $680.3k | 8.38% | 9,202 | 1902 |
| 2024Q2 | $88.7M | $80.6M | $49.3M | $426.3k | 8.38% | 9,119 | 1937 |
| 2024Q1 | $89.7M | $81.8M | $47.8M | $215.3k | 8.06% | 9,084 | 1940 |
| 2023Q4 | $86.8M | $79.1M | $47.3M | $1.0M | 8.08% | 9,101 | 1958 |
| 2023Q3 | $81.2M | $73.9M | $47.3M | $754.4k | 8.47% | 9,066 | 2026 |
| 2023Q2 | $80.3M | $73.1M | $46.1M | $480.1k | 8.24% | 9,077 | 2043 |
| 2023Q1 | $78.2M | $71.3M | $43.3M | $254.4k | 8.16% | 8,993 | 2080 |
| 2022Q4 | $76.5M | $69.7M | $40.6M | $853.2k | 8.06% | 8,966 | 2099 |
| 2022Q3 | $78.1M | $71.4M | $37.2M | $593.0k | 7.56% | 9,021 | 2099 |
| 2022Q2 | $78.2M | $71.7M | $33.3M | $395.2k | 7.29% | 9,034 | 2105 |
| 2022Q1 | $79.9M | $73.5M | $29.4M | $180.0k | 7.09% | 9,045 | 2084 |
| 2021Q4 | $76.9M | $70.8M | $27.0M | $364.9k | 6.91% | 9,025 | 2101 |
| 2021Q3 | $77.0M | $71.4M | $25.5M | $208.0k | 6.51% | 9,067 | 2087 |
| 2021Q2 | $76.2M | $70.8M | $25.0M | $130.7k | 6.48% | 9,047 | 2087 |
| 2021Q1 | $76.8M | $71.5M | $23.3M | $78.7k | 6.35% | 8,962 | 2072 |
| 2020Q4 | $71.0M | $65.4M | $23.4M | $-312.0k | 6.77% | 8,859 | 2104 |
| 2020Q3 | $68.4M | $62.6M | $23.4M | $-76.8k | 7.37% | 8,891 | 2122 |
| 2020Q2 | $70.7M | $64.8M | $22.7M | $-17.6k | 7.21% | 8,860 | 2072 |
| 2020Q1 | $61.6M | $55.6M | $23.5M | $-17.7k | 8.28% | 8,877 | 2151 |
| 2019Q4 | $58.9M | $52.7M | $23.8M | $299.7k | 8.68% | 8,925 | 2166 |
| 2019Q3 | $57.9M | $51.5M | $23.8M | $245.9k | 8.74% | 8,962 | 2186 |
| 2019Q2 | $57.8M | $51.8M | $22.9M | $185.3k | 8.64% | 8,923 | 2196 |
| 2019Q1 | $58.1M | $52.3M | $22.5M | $84.0k | 8.42% | 8,875 | 2193 |
| 2018Q4 | $54.3M | $48.4M | $21.9M | $127.7k | 8.87% | 8,731 | 2241 |
| 2018Q3 | $54.1M | $48.5M | $21.4M | $-380 | 8.67% | 8,721 | 2246 |
| 2018Q2 | $54.0M | $48.5M | $20.4M | $-67.2k | 8.56% | 8,692 | 2264 |
| 2018Q1 | $53.2M | $47.7M | $20.0M | $-76.7k | 8.66% | 8,605 | 2276 |
| 2017Q4 | $50.7M | $45.1M | $20.2M | $100.7k | 9.25% | 8,589 | 2303 |
| 2017Q3 | $51.7M | $46.1M | $20.2M | $85.7k | 9.04% | 8,643 | 2295 |
| 2017Q2 | $52.0M | $46.6M | $20.4M | $-27.7k | 8.77% | 8,640 | 2311 |
| 2017Q1 | $52.3M | $46.8M | $20.7M | $16.8k | 8.80% | 8,641 | 2310 |
| 2016Q4 | $49.8M | $44.5M | $21.2M | $138.9k | 9.20% | 8,630 | 2337 |
| 2016Q3 | $50.1M | $44.8M | $21.9M | $111.4k | 9.10% | 8,647 | 2326 |
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