credit union · NCUA 16402 · MD
How big is U S POSTAL SERVICE?
U S POSTAL SERVICE (MD, NCUA charter 16402) reported total assets of $280.3M, 25,227 members and a net worth ratio of 10.71% in its Call Report for 2026Q2. That ranks 1082 of 4,299 federally insured credit unions by assets, 323 of 1,061 among credit unions with $100m-$500m in assets, 27 of 60 credit unions in maryland.
What stands out
U S POSTAL SERVICE (MD, NCUA charter 16402) reported total assets of $280.3M, 25,227 members and a net worth ratio of 10.71% in its Call Report for 2026Q2. That ranks 1082 of 4,299 federally insured credit unions by assets, 323 of 1,061 among credit unions with $100m-$500m in assets, 27 of 60 credit unions in maryland. Against its size class: net worth ratio 10.71%, below the peer median of 11.65%; loan-to-share ratio 76.96%, above the peer median of 73.15%; return on assets 0.05%, below the peer median of 0.74%. At 10.71% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $280.3M | $198.1M | $162.8M | $68.3M | record → |
| Shares and deposits | $249.7M | $172.3M | $141.6M | $58.3M | record → |
| Loans outstanding | $192.2M | $125.2M | $99.8M | $34.4M | record → |
| Net income (year to date) | $68.5k | $766.3k | $491.6k | $222.2k | record → |
| Net worth | $30.0M | $24.5M | $26.0M | $9.0M | record → |
| Net worth ratio | 10.71% | 11.65% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 76.96% | 73.15% | 69.60% | 68.70% | computed |
| Return on assets | 0.05% | 0.74% | 0.52% | 0.71% | computed |
| Members | 25,227 | 13,230 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $280.3M | $249.7M | $192.2M | $68.5k | 10.71% | 25,227 | 1082 |
| 2026Q1 | $286.3M | $255.6M | $190.2M | $86.2k | 10.49% | 25,317 | 1066 |
| 2025Q4 | $283.8M | $252.5M | $194.4M | $282.3k | 10.55% | 25,185 | 1061 |
| 2025Q3 | $280.9M | $249.5M | $186.6M | $423.2k | 10.71% | 25,186 | 1064 |
| 2025Q2 | $278.8M | $247.5M | $190.8M | $410.4k | 10.79% | 25,324 | 1071 |
| 2025Q1 | $279.6M | $248.8M | $193.0M | $180.7k | 10.68% | 28,861 | 1074 |
| 2024Q4 | $269.2M | $238.5M | $200.6M | $-679.0k | 11.02% | 28,603 | 1078 |
| 2024Q3 | $268.7M | $228.7M | $207.5M | $96.9k | 11.33% | 28,941 | 1081 |
| 2024Q2 | $273.7M | $230.8M | $212.0M | $250.5k | 11.18% | 28,240 | 1072 |
| 2024Q1 | $273.9M | $230.7M | $216.1M | $84.0k | 11.11% | 28,171 | 1074 |
| 2023Q4 | $269.2M | $225.4M | $220.1M | $1.2M | 11.27% | 27,966 | 1074 |
| 2023Q3 | $274.7M | $230.8M | $223.8M | $1.1M | 11.01% | 27,773 | 1058 |
| 2023Q2 | $264.7M | $233.2M | $229.3M | $926.5k | 11.34% | 27,642 | 1076 |
| 2023Q1 | $268.0M | $236.2M | $234.3M | $654.8k | 11.11% | 27,514 | 1080 |
| 2022Q4 | $269.8M | $230.1M | $240.9M | $835.4k | 10.79% | 27,369 | 1069 |
| 2022Q3 | $285.3M | $239.4M | $245.7M | $504.0k | 10.09% | 27,322 | 1029 |
| 2022Q2 | $271.9M | $242.6M | $233.3M | $190.2k | 10.47% | 27,020 | 1057 |
| 2022Q1 | $274.1M | $245.1M | $220.1M | $112.4k | 10.36% | 26,623 | 1052 |
| 2021Q4 | $271.6M | $242.3M | $212.7M | $493.4k | 10.41% | 26,297 | 1034 |
| 2021Q3 | $268.2M | $239.8M | $200.5M | $379.8k | 10.14% | 25,724 | 1034 |
| 2021Q2 | $275.6M | $246.2M | $187.4M | $353.3k | 9.86% | 25,506 | 1014 |
| 2021Q1 | $291.3M | $257.8M | $170.7M | $177.3k | 9.26% | 25,298 | 978 |
| 2020Q4 | $275.7M | $242.7M | $173.6M | $-209.0k | 9.72% | 25,102 | 970 |
| 2020Q3 | $267.5M | $234.1M | $177.0M | $50.8k | 10.12% | 25,026 | 969 |
| 2020Q2 | $269.5M | $236.2M | $187.4M | $12.9k | 10.02% | 25,217 | 957 |
| 2020Q1 | $265.4M | $232.0M | $192.2M | $136.6k | 10.23% | 25,200 | 922 |
| 2019Q4 | $268.3M | $234.6M | $192.2M | $1.5M | 10.06% | 24,977 | 894 |
| 2019Q3 | $267.6M | $234.1M | $157.9M | $1.4M | 10.04% | 24,869 | 884 |
| 2019Q2 | $270.2M | $237.1M | $161.6M | $1.0M | 9.81% | 24,808 | 877 |
| 2019Q1 | $242.1M | $214.3M | $164.5M | $585.7k | 10.77% | 24,847 | 952 |
| 2018Q4 | $239.2M | $211.9M | $170.8M | $680.6k | 10.66% | 24,781 | 941 |
| 2018Q3 | $246.6M | $209.7M | $171.7M | $488.0k | 10.26% | 24,747 | 914 |
| 2018Q2 | $249.3M | $212.6M | $160.8M | $301.1k | 10.08% | 24,252 | 908 |
| 2018Q1 | $241.7M | $204.9M | $141.9M | $186.2k | 10.34% | 23,881 | 925 |
| 2017Q4 | $224.9M | $191.3M | $129.8M | $595.5k | 11.04% | 23,240 | 961 |
| 2017Q3 | $215.9M | $189.7M | $113.5M | $478.0k | 11.44% | 22,862 | 991 |
| 2017Q2 | $217.0M | $190.8M | $110.8M | $244.0k | 11.28% | 22,666 | 985 |
| 2017Q1 | $213.1M | $187.3M | $108.5M | $154.6k | 11.44% | 22,598 | 993 |
| 2016Q4 | $209.6M | $184.0M | $109.3M | $398.4k | 11.56% | 22,468 | 984 |
| 2016Q3 | $206.8M | $181.4M | $109.6M | $257.1k | 11.65% | 22,395 | 989 |
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