credit union · NCUA 16278 · NY
How big is SCHENECTADY COUNTY EMPLOYEES?
SCHENECTADY COUNTY EMPLOYEES (NY, NCUA charter 16278) reported total assets of $5.6M, 645 members and a net worth ratio of 7.29% in its Call Report for 2026Q2. That ranks 3783 of 4,299 federally insured credit unions by assets, 255 of 771 among credit unions under $10m in assets, 226 of 268 credit unions in new york.
What stands out
SCHENECTADY COUNTY EMPLOYEES (NY, NCUA charter 16278) reported total assets of $5.6M, 645 members and a net worth ratio of 7.29% in its Call Report for 2026Q2. That ranks 3783 of 4,299 federally insured credit unions by assets, 255 of 771 among credit unions under $10m in assets, 226 of 268 credit unions in new york. Against its size class: net worth ratio 7.29%, below the peer median of 17.92%; loan-to-share ratio 67.92%, above the peer median of 58.16%; return on assets 0.51%, above the peer median of 0.45%. At 7.29% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $5.6M | $4.0M | $46.8M | $68.3M | record → |
| Shares and deposits | $5.2M | $3.1M | $40.0M | $58.3M | record → |
| Loans outstanding | $3.5M | $1.7M | $21.7M | $34.4M | record → |
| Net income (year to date) | $14.3k | $5.3k | $175.9k | $222.2k | record → |
| Net worth | $398.3k | $672.6k | $6.2M | $9.0M | record → |
| Net worth ratio | 7.29% | 17.92% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 67.92% | 58.16% | 60.91% | 68.70% | computed |
| Return on assets | 0.51% | 0.45% | 0.77% | 0.71% | computed |
| Members | 645 | 584 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $5.6M | $5.2M | $3.5M | $14.3k | 7.29% | 645 | 3783 |
| 2026Q1 | $5.7M | $5.2M | $3.5M | $5.1k | 7.11% | 645 | 3803 |
| 2025Q4 | $5.5M | $5.0M | $3.5M | $21.6k | 7.17% | 645 | 3849 |
| 2025Q3 | $5.3M | $4.9M | $3.7M | $10.8k | 7.07% | 656 | 3887 |
| 2025Q2 | $5.4M | $5.1M | $3.8M | $5.2k | 7.03% | 650 | 3910 |
| 2025Q1 | $5.2M | $4.8M | $3.8M | $133 | 7.01% | 663 | 3975 |
| 2024Q4 | $5.1M | $4.7M | $3.7M | $6.5k | 7.06% | 670 | 4003 |
| 2024Q3 | $5.1M | $4.7M | $3.7M | $13.0k | 7.21% | 670 | 4045 |
| 2024Q2 | $5.2M | $4.8M | $3.9M | $11.2k | 7.23% | 669 | 4064 |
| 2024Q1 | $5.2M | $4.8M | $3.9M | $8.1k | 7.20% | 672 | 4102 |
| 2023Q4 | $5.0M | $4.6M | $4.0M | $48.4k | 7.11% | 670 | 4142 |
| 2023Q3 | $4.9M | $4.5M | $3.8M | $38.2k | 7.06% | 680 | 4190 |
| 2023Q2 | $5.1M | $4.8M | $3.7M | $25.4k | 6.49% | 677 | 4198 |
| 2023Q1 | $5.3M | $4.9M | $3.6M | $14.8k | 6.11% | 670 | 4206 |
| 2022Q4 | $5.2M | $4.8M | $3.6M | $34.9k | 5.94% | 667 | 4246 |
| 2022Q3 | $5.4M | $5.1M | $3.4M | $23.8k | 5.63% | 670 | 4272 |
| 2022Q2 | $5.4M | $5.1M | $3.2M | $14.3k | 5.55% | 682 | 4302 |
| 2022Q1 | $5.3M | $5.0M | $3.1M | $52.8k | 5.46% | 679 | 4341 |
| 2021Q4 | $5.0M | $4.7M | $3.0M | $26.1k | 5.49% | 682 | 4404 |
| 2021Q3 | $5.0M | $4.7M | $3.1M | $48.3k | 5.85% | 700 | 4428 |
| 2021Q2 | $5.2M | $5.0M | $3.2M | $20.9k | 5.34% | 704 | 4425 |
| 2021Q1 | $5.2M | $4.9M | $3.1M | $15.1k | 5.30% | 714 | 4455 |
| 2020Q4 | $4.9M | $4.6M | $2.9M | $-33.7k | 5.21% | 714 | 4490 |
| 2020Q3 | $4.8M | $4.5M | $2.9M | $-36.1k | 5.33% | 714 | 4521 |
| 2020Q2 | $4.9M | $4.7M | $2.8M | $-34.7k | 5.52% | 763 | 4518 |
| 2020Q1 | $4.4M | $4.1M | $2.8M | $-24.3k | 6.02% | 758 | 4580 |
| 2019Q4 | $4.1M | $3.9M | $2.8M | $-32.5k | 6.76% | 760 | 4634 |
| 2019Q3 | $4.2M | $3.9M | $2.8M | $-10.4k | 7.15% | 766 | 4653 |
| 2019Q2 | $4.1M | $3.8M | $2.9M | $-7.5k | 7.38% | 773 | 4690 |
| 2019Q1 | $4.1M | $3.8M | $2.7M | $-5.1k | 7.42% | 790 | 4710 |
| 2018Q4 | $4.1M | $3.8M | $2.8M | $-7.9k | 7.66% | 792 | 4747 |
| 2018Q3 | $4.2M | $3.9M | $2.9M | $-2.3k | 7.59% | 818 | 4765 |
| 2018Q2 | $4.3M | $4.0M | $3.0M | $-1.1k | 7.39% | 823 | 4779 |
| 2018Q1 | $4.3M | $3.9M | $3.0M | $-638 | 7.51% | 822 | 4822 |
| 2017Q4 | $4.2M | $3.9M | $3.1M | $-13.8k | 7.60% | 824 | 4846 |
| 2017Q3 | $4.3M | $3.9M | $3.0M | $-9.7k | 7.62% | 850 | 4893 |
| 2017Q2 | $4.3M | $4.0M | $3.0M | $-6.8k | 7.62% | 859 | 4928 |
| 2017Q1 | $4.2M | $3.9M | $3.0M | $-8.2k | 7.73% | 861 | 4975 |
| 2016Q4 | $4.0M | $3.7M | $2.9M | $-21.0k | 8.28% | 856 | 5022 |
| 2016Q3 | $4.1M | $3.8M | $2.8M | $-19.2k | 8.11% | 878 | 5046 |
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