credit union · NCUA 16126 · IN
How big is GARY MUNICIPAL EMPLOYEES?
GARY MUNICIPAL EMPLOYEES (IN, NCUA charter 16126) reported total assets of $536.5k, 137 members and a net worth ratio of 40.56% in its Call Report for 2026Q2. That ranks 4220 of 4,299 federally insured credit unions by assets, 692 of 771 among credit unions under $10m in assets, 120 of 121 credit unions in indiana.
What stands out
GARY MUNICIPAL EMPLOYEES (IN, NCUA charter 16126) reported total assets of $536.5k, 137 members and a net worth ratio of 40.56% in its Call Report for 2026Q2. That ranks 4220 of 4,299 federally insured credit unions by assets, 692 of 771 among credit unions under $10m in assets, 120 of 121 credit unions in indiana. Against its size class: net worth ratio 40.56%, above the peer median of 17.92%; loan-to-share ratio 48.46%, below the peer median of 58.16%; return on assets -1.11%, below the peer median of 0.45%. At 40.56% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $536.5k | $4.0M | $59.4M | $68.3M | record → |
| Shares and deposits | $308.2k | $3.1M | $49.8M | $58.3M | record → |
| Loans outstanding | $149.4k | $1.7M | $31.4M | $34.4M | record → |
| Net income (year to date) | $-3.0k | $5.3k | $269.0k | $222.2k | record → |
| Net worth | $217.6k | $672.6k | $8.7M | $9.0M | record → |
| Net worth ratio | 40.56% | 17.92% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 48.46% | 58.16% | 68.92% | 68.70% | computed |
| Return on assets | -1.11% | 0.45% | 0.82% | 0.71% | computed |
| Members | 137 | 584 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $536.5k | $308.2k | $149.4k | $-3.0k | 40.56% | 137 | 4220 |
| 2026Q1 | $544.0k | $318.8k | $126.3k | $-4.1k | 39.79% | 135 | 4253 |
| 2025Q4 | $526.1k | $295.9k | $131.1k | $301 | 41.99% | 131 | 4290 |
| 2025Q3 | $527.7k | $296.9k | $142.1k | $-1.7k | 41.48% | 132 | 4335 |
| 2025Q2 | $536.5k | $308.2k | $149.4k | $-3.0k | 40.56% | 137 | 4365 |
| 2025Q1 | $544.0k | $318.8k | $126.3k | $-4.1k | 39.79% | 135 | 4411 |
| 2024Q4 | $528.1k | $301.7k | $128.8k | $6.5k | 41.77% | 137 | 4452 |
| 2024Q3 | $532.9k | $308.6k | $140.5k | $3.4k | 40.83% | 136 | 4497 |
| 2024Q2 | $521.2k | $300.2k | $106.1k | $837 | 41.24% | 139 | 4532 |
| 2024Q1 | $500.4k | $280.9k | $92.9k | $46 | 42.81% | 138 | 4578 |
| 2023Q4 | $502.6k | $283.3k | $112.1k | $3.5k | 42.61% | 137 | 4610 |
| 2023Q3 | $513.5k | $293.9k | $107.3k | $5.8k | 42.13% | 131 | 4649 |
| 2023Q2 | $515.7k | $294.9k | $132.4k | $3.9k | 41.61% | 134 | 4690 |
| 2023Q1 | $495.9k | $277.0k | $97.4k | $3.1k | 43.09% | 131 | 4721 |
| 2022Q4 | $476.3k | $260.3k | $111.5k | $3.2k | 44.75% | 124 | 4774 |
| 2022Q3 | $490.7k | $286.1k | $111.8k | $1.6k | 43.11% | 122 | 4822 |
| 2022Q2 | $499.0k | $284.7k | $134.6k | $2.3k | 42.52% | 124 | 4859 |
| 2022Q1 | $495.2k | $285.2k | $88.5k | $-1.2k | 42.13% | 128 | 4909 |
| 2021Q4 | $494.0k | $281.1k | $101.1k | $-5.5k | 42.49% | 130 | 4946 |
| 2021Q3 | $507.8k | $289.7k | $97.4k | $-2.4k | 41.96% | 138 | 4990 |
| 2021Q2 | $520.2k | $302.3k | $110.1k | $-1.9k | 41.06% | 137 | 5020 |
| 2021Q1 | $518.0k | $301.7k | $104.4k | $-2.7k | 41.06% | 133 | 5059 |
| 2020Q4 | $506.5k | $286.8k | $109.5k | $-14.7k | 42.53% | 133 | 5086 |
| 2020Q3 | $512.9k | $289.4k | $96.3k | $-10.2k | 42.88% | 135 | 5113 |
| 2020Q2 | $510.0k | $283.1k | $89.4k | $-6.9k | 43.87% | 136 | 5145 |
| 2020Q1 | $502.0k | $274.2k | $111.5k | $-3.9k | 45.08% | 144 | 5175 |
| 2019Q4 | $477.4k | $245.4k | $124.9k | $2.3k | 48.21% | 145 | 5221 |
| 2019Q3 | $502.4k | $268.1k | $119.8k | $2.9k | 45.93% | 151 | 5254 |
| 2019Q2 | $478.3k | $246.6k | $125.7k | $930 | 47.84% | 156 | 5287 |
| 2019Q1 | $509.0k | $277.9k | $142.5k | $1.1k | 44.98% | 155 | 5309 |
| 2018Q4 | $484.3k | $253.3k | $164.7k | $609 | 47.05% | 157 | 5352 |
| 2018Q3 | $490.5k | $260.0k | $133.5k | $529 | 46.45% | 150 | 5407 |
| 2018Q2 | $470.7k | $241.2k | $130.8k | $-1.2k | 48.02% | 152 | 5457 |
| 2018Q1 | $467.8k | $239.3k | $127.5k | $-1.5k | 48.27% | 146 | 5504 |
| 2017Q4 | $470.4k | $235.7k | $150.8k | $2.4k | 48.32% | 141 | 5538 |
| 2017Q3 | $469.6k | $237.1k | $167.3k | $1.2k | 48.16% | 147 | 5608 |
| 2017Q2 | $448.9k | $216.9k | $135.8k | $10 | 50.10% | 140 | 5665 |
| 2017Q1 | $445.3k | $214.6k | $114.1k | $3 | 50.51% | 143 | 5707 |
| 2016Q4 | $436.6k | $206.9k | $158.3k | $4.8k | 51.51% | 147 | 5753 |
| 2016Q3 | $449.7k | $220.8k | $150.5k | $4.0k | 49.83% | 167 | 5805 |
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