credit union · NCUA 16042 · NY
How big is WESTERN NEW YORK?
WESTERN NEW YORK (NY, NCUA charter 16042) reported total assets of $92.6M, 8,770 members and a net worth ratio of 11.47% in its Call Report for 2026Q2. That ranks 1889 of 4,299 federally insured credit unions by assets, 69 of 573 among credit unions with $50m-$100m in assets, 95 of 268 credit unions in new york.
What stands out
WESTERN NEW YORK (NY, NCUA charter 16042) reported total assets of $92.6M, 8,770 members and a net worth ratio of 11.47% in its Call Report for 2026Q2. That ranks 1889 of 4,299 federally insured credit unions by assets, 69 of 573 among credit unions with $50m-$100m in assets, 95 of 268 credit unions in new york. Against its size class: net worth ratio 11.47%, below the peer median of 12.95%; loan-to-share ratio 58.67%, below the peer median of 60.93%; return on assets 1.07%, above the peer median of 0.73%. At 11.47% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $92.6M | $72.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $81.5M | $61.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $47.8M | $37.6M | $21.7M | $34.4M | record → |
| Net income (year to date) | $495.1k | $269.0k | $175.9k | $222.2k | record → |
| Net worth | $10.6M | $9.2M | $6.2M | $9.0M | record → |
| Net worth ratio | 11.47% | 12.95% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 58.67% | 60.93% | 60.91% | 68.70% | computed |
| Return on assets | 1.07% | 0.73% | 0.77% | 0.71% | computed |
| Members | 8,770 | 5,030 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $92.6M | $81.5M | $47.8M | $495.1k | 11.47% | 8,770 | 1889 |
| 2026Q1 | $93.1M | $82.2M | $46.2M | $282.4k | 11.18% | 8,789 | 1894 |
| 2025Q4 | $89.2M | $78.6M | $48.8M | $1.5M | 11.35% | 8,730 | 1926 |
| 2025Q3 | $88.5M | $78.3M | $47.9M | $1.1M | 11.00% | 9,134 | 1934 |
| 2025Q2 | $88.1M | $78.4M | $51.2M | $636.6k | 10.57% | 9,263 | 1946 |
| 2025Q1 | $87.5M | $78.0M | $48.8M | $328.7k | 10.30% | 9,207 | 1952 |
| 2024Q4 | $84.1M | $75.0M | $51.6M | $809.4k | 10.32% | 8,841 | 1973 |
| 2024Q3 | $83.3M | $74.5M | $52.4M | $455.9k | 10.01% | 8,798 | 1981 |
| 2024Q2 | $82.0M | $73.6M | $54.0M | $174.4k | 9.83% | 8,778 | 2006 |
| 2024Q1 | $82.4M | $74.2M | $54.8M | $216.7k | 9.63% | 8,833 | 2010 |
| 2023Q4 | $86.4M | $73.1M | $56.5M | $981.1k | 9.13% | 8,741 | 1962 |
| 2023Q3 | $82.4M | $74.3M | $49.4M | $833.5k | 9.40% | 8,557 | 2010 |
| 2023Q2 | $84.2M | $76.4M | $50.1M | $477.9k | 8.84% | 8,525 | 1993 |
| 2023Q1 | $83.9M | $76.4M | $42.5M | $241.8k | 8.53% | 8,352 | 2015 |
| 2022Q4 | $83.3M | $76.0M | $44.6M | $422.0k | 8.30% | 8,298 | 2013 |
| 2022Q3 | $81.9M | $74.9M | $40.7M | $469.4k | 8.47% | 8,376 | 2051 |
| 2022Q2 | $83.3M | $76.4M | $41.2M | $189.0k | 7.99% | 8,340 | 2035 |
| 2022Q1 | $82.6M | $75.9M | $36.5M | $79.8k | 7.95% | 8,208 | 2047 |
| 2021Q4 | $78.9M | $72.1M | $38.4M | $442.9k | 8.24% | 8,226 | 2076 |
| 2021Q3 | $78.0M | $71.2M | $37.2M | $353.6k | 8.21% | 8,194 | 2070 |
| 2021Q2 | $77.6M | $71.1M | $36.8M | $202.4k | 8.05% | 8,194 | 2070 |
| 2021Q1 | $74.4M | $67.9M | $32.0M | $184.9k | 8.27% | 8,102 | 2112 |
| 2020Q4 | $69.1M | $62.8M | $34.4M | $451.6k | 8.74% | 8,049 | 2131 |
| 2020Q3 | $65.6M | $59.4M | $34.9M | $351.1k | 9.09% | 8,117 | 2159 |
| 2020Q2 | $64.5M | $58.4M | $34.4M | $180.8k | 9.08% | 8,082 | 2165 |
| 2020Q1 | $58.9M | $52.9M | $34.4M | $76.1k | 9.77% | 8,076 | 2192 |
| 2019Q4 | $56.3M | $50.5M | $35.6M | $299.0k | 9.74% | 7,967 | 2221 |
| 2019Q3 | $55.1M | $49.4M | $36.3M | $193.8k | 9.75% | 8,417 | 2238 |
| 2019Q2 | $55.5M | $49.9M | $35.1M | $139.3k | 9.59% | 8,375 | 2233 |
| 2019Q1 | $55.6M | $50.1M | $35.8M | $46.8k | 9.41% | 8,406 | 2244 |
| 2018Q4 | $53.2M | $47.8M | $35.9M | $430.4k | 9.74% | 8,417 | 2261 |
| 2018Q3 | $53.9M | $48.6M | $32.7M | $305.6k | 9.38% | 8,396 | 2251 |
| 2018Q2 | $54.2M | $49.0M | $33.8M | $175.4k | 9.09% | 8,424 | 2258 |
| 2018Q1 | $52.7M | $47.7M | $31.6M | $50.4k | 9.10% | 8,376 | 2290 |
| 2017Q4 | $50.0M | $45.0M | $32.6M | $249.2k | 9.50% | 8,365 | 2320 |
| 2017Q3 | $49.8M | $44.9M | $31.3M | $164.0k | 9.37% | 8,328 | 2339 |
| 2017Q2 | $51.0M | $46.2M | $31.8M | $119.0k | 9.05% | 8,284 | 2331 |
| 2017Q1 | $50.1M | $45.3M | $29.3M | $58.1k | 9.10% | 8,235 | 2357 |
| 2016Q4 | $47.2M | $42.5M | $30.1M | $328.3k | 9.54% | 8,243 | 2387 |
| 2016Q3 | $47.2M | $42.6M | $28.8M | $235.0k | 9.34% | 8,218 | 2390 |
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