credit union · NCUA 15650 · TX
How big is H E B?
H E B (TX, NCUA charter 15650) reported total assets of $218.2M, 12,171 members and a net worth ratio of 18.31% in its Call Report for 2026Q2. That ranks 1230 of 4,299 federally insured credit unions by assets, 471 of 1,061 among credit unions with $100m-$500m in assets, 99 of 380 credit unions in texas.
What stands out
H E B (TX, NCUA charter 15650) reported total assets of $218.2M, 12,171 members and a net worth ratio of 18.31% in its Call Report for 2026Q2. That ranks 1230 of 4,299 federally insured credit unions by assets, 471 of 1,061 among credit unions with $100m-$500m in assets, 99 of 380 credit unions in texas. Against its size class: net worth ratio 18.31%, above the peer median of 11.65%; loan-to-share ratio 88.11%, above the peer median of 73.15%; return on assets 0.95%, above the peer median of 0.74%. At 18.31% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $218.2M | $198.1M | $49.9M | $68.3M | record → |
| Shares and deposits | $172.6M | $172.3M | $40.8M | $58.3M | record → |
| Loans outstanding | $152.1M | $125.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $1.0M | $766.3k | $141.6k | $222.2k | record → |
| Net worth | $40.0M | $24.5M | $7.4M | $9.0M | record → |
| Net worth ratio | 18.31% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 88.11% | 73.15% | 70.24% | 68.70% | computed |
| Return on assets | 0.95% | 0.74% | 0.59% | 0.71% | computed |
| Members | 12,171 | 13,230 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $218.2M | $172.6M | $152.1M | $1.0M | 18.31% | 12,171 | 1230 |
| 2026Q1 | $218.1M | $173.3M | $152.0M | $507.3k | 18.08% | 12,144 | 1229 |
| 2025Q4 | $214.7M | $170.3M | $154.0M | $2.2M | 18.13% | 12,186 | 1230 |
| 2025Q3 | $209.9M | $165.9M | $153.2M | $1.3M | 18.13% | 12,252 | 1250 |
| 2025Q2 | $209.4M | $166.4M | $147.3M | $816.7k | 17.92% | 12,245 | 1252 |
| 2025Q1 | $211.5M | $168.9M | $140.2M | $403.9k | 17.55% | 12,289 | 1240 |
| 2024Q4 | $209.2M | $166.8M | $138.2M | $2.1M | 17.55% | 12,318 | 1235 |
| 2024Q3 | $199.8M | $159.0M | $138.0M | $1.2M | 17.93% | 12,391 | 1266 |
| 2024Q2 | $203.3M | $161.7M | $134.5M | $742.3k | 17.41% | 12,443 | 1256 |
| 2024Q1 | $206.9M | $165.7M | $133.4M | $425.7k | 16.95% | 12,530 | 1249 |
| 2023Q4 | $208.0M | $167.5M | $134.1M | $2.2M | 16.65% | 12,628 | 1238 |
| 2023Q3 | $209.1M | $170.3M | $134.2M | $1.5M | 16.27% | 12,754 | 1230 |
| 2023Q2 | $210.9M | $173.2M | $132.7M | $1.1M | 15.93% | 12,853 | 1223 |
| 2023Q1 | $216.3M | $178.9M | $129.1M | $642.2k | 15.34% | 12,947 | 1208 |
| 2022Q4 | $217.3M | $181.4M | $129.7M | $1.7M | 14.97% | 13,055 | 1200 |
| 2022Q3 | $217.1M | $182.8M | $130.3M | $906.7k | 14.61% | 13,178 | 1201 |
| 2022Q2 | $218.9M | $184.6M | $129.0M | $484.5k | 14.29% | 13,296 | 1195 |
| 2022Q1 | $222.7M | $187.8M | $126.8M | $266.5k | 13.95% | 13,438 | 1190 |
| 2021Q4 | $221.8M | $186.7M | $126.7M | $1.7M | 13.89% | 13,569 | 1180 |
| 2021Q3 | $220.9M | $185.1M | $125.1M | $1.4M | 13.82% | 13,672 | 1170 |
| 2021Q2 | $225.0M | $189.5M | $122.5M | $1.3M | 13.51% | 13,757 | 1155 |
| 2021Q1 | $226.3M | $192.4M | $120.9M | $457.0k | 13.06% | 13,911 | 1148 |
| 2020Q4 | $214.4M | $180.5M | $123.6M | $1.6M | 13.57% | 13,987 | 1142 |
| 2020Q3 | $205.6M | $172.4M | $122.5M | $1.2M | 13.95% | 14,138 | 1142 |
| 2020Q2 | $199.7M | $167.2M | $123.2M | $479.9k | 14.01% | 14,150 | 1151 |
| 2020Q1 | $187.2M | $155.4M | $122.5M | $290.1k | 14.85% | 14,177 | 1143 |
| 2019Q4 | $182.3M | $150.6M | $121.6M | $1.9M | 15.09% | 14,320 | 1142 |
| 2019Q3 | $175.5M | $145.1M | $119.4M | $1.3M | 15.32% | 14,470 | 1167 |
| 2019Q2 | $179.7M | $149.1M | $118.0M | $864.3k | 14.70% | 14,638 | 1140 |
| 2019Q1 | $180.8M | $149.8M | $116.0M | $409.7k | 14.37% | 14,636 | 1139 |
| 2018Q4 | $172.8M | $143.8M | $114.9M | $1.6M | 14.79% | 14,674 | 1151 |
| 2018Q3 | $171.0M | $141.9M | $115.2M | $1.0M | 14.59% | 14,778 | 1162 |
| 2018Q2 | $171.1M | $142.2M | $114.1M | $620.5k | 14.35% | 14,843 | 1165 |
| 2018Q1 | $173.6M | $145.1M | $113.5M | $352.1k | 13.99% | 14,861 | 1155 |
| 2017Q4 | $169.1M | $140.3M | $111.8M | $781.6k | 14.15% | 14,894 | 1157 |
| 2017Q3 | $164.8M | $137.4M | $109.3M | $444.7k | 14.32% | 15,012 | 1171 |
| 2017Q2 | $167.0M | $139.4M | $107.1M | $328.5k | 14.06% | 15,108 | 1161 |
| 2017Q1 | $167.6M | $139.7M | $105.4M | $161.7k | 13.91% | 15,147 | 1163 |
| 2016Q4 | $165.1M | $137.3M | $105.1M | $530.3k | 14.02% | 15,249 | 1146 |
| 2016Q3 | $160.3M | $133.5M | $103.1M | $350.2k | 14.33% | 15,390 | 1169 |
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