credit union · NCUA 15426 · DE
How big is AMERICAN SPIRIT?
AMERICAN SPIRIT (DE, NCUA charter 15426) reported total assets of $67.6M, 12,126 members and a net worth ratio of 19.12% in its Call Report for 2026Q2. That ranks 2157 of 4,299 federally insured credit unions by assets, 337 of 573 among credit unions with $50m-$100m in assets, 8 of 15 credit unions in delaware.
What stands out
AMERICAN SPIRIT (DE, NCUA charter 15426) reported total assets of $67.6M, 12,126 members and a net worth ratio of 19.12% in its Call Report for 2026Q2. That ranks 2157 of 4,299 federally insured credit unions by assets, 337 of 573 among credit unions with $50m-$100m in assets, 8 of 15 credit unions in delaware. Against its size class: net worth ratio 19.12%, above the peer median of 12.95%; loan-to-share ratio 33.93%, below the peer median of 60.93%; return on assets -1.19%, below the peer median of 0.73%. At 19.12% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $67.6M | $72.1M | $67.6M | $68.3M | record → |
| Shares and deposits | $59.2M | $61.4M | $59.2M | $58.3M | record → |
| Loans outstanding | $20.1M | $37.6M | $21.0M | $34.4M | record → |
| Net income (year to date) | $-400.8k | $269.0k | $232.1k | $222.2k | record → |
| Net worth | $12.9M | $9.2M | $9.5M | $9.0M | record → |
| Net worth ratio | 19.12% | 12.95% | 14.07% | 12.65% | record → |
| Loan-to-share ratio | 33.93% | 60.93% | 43.65% | 68.70% | computed |
| Return on assets | -1.19% | 0.73% | 0.48% | 0.71% | computed |
| Members | 12,126 | 5,030 | 8,026 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $67.6M | $59.2M | $20.1M | $-400.8k | 19.12% | 12,126 | 2157 |
| 2026Q1 | $69.5M | $60.8M | $20.9M | $-108.5k | 18.99% | 12,122 | 2141 |
| 2025Q4 | $70.7M | $61.7M | $23.2M | $296.2k | 18.83% | 12,117 | 2128 |
| 2025Q3 | $70.5M | $61.9M | $24.3M | $366.7k | 19.05% | 12,114 | 2136 |
| 2025Q2 | $70.2M | $59.6M | $25.5M | $251.7k | 18.99% | 12,111 | 2141 |
| 2025Q1 | $71.7M | $60.1M | $26.4M | $118.9k | 18.38% | 12,102 | 2135 |
| 2024Q4 | $73.1M | $60.5M | $28.1M | $202.3k | 17.89% | 12,095 | 2098 |
| 2024Q3 | $74.2M | $60.5M | $29.4M | $117.5k | 17.58% | 12,088 | 2088 |
| 2024Q2 | $76.0M | $63.4M | $30.4M | $50.5k | 17.02% | 12,073 | 2075 |
| 2024Q1 | $76.1M | $63.8M | $31.5M | $8.0k | 16.96% | 12,050 | 2096 |
| 2023Q4 | $76.8M | $62.4M | $32.3M | $36.2k | 16.79% | 12,098 | 2075 |
| 2023Q3 | $75.3M | $63.0M | $32.7M | $413.3k | 17.75% | 12,070 | 2096 |
| 2023Q2 | $76.8M | $65.2M | $33.3M | $334.9k | 17.30% | 13,310 | 2085 |
| 2023Q1 | $79.3M | $66.2M | $33.7M | $-274.5k | 16.59% | 13,258 | 2067 |
| 2022Q4 | $78.6M | $67.3M | $34.1M | $726.7k | 16.47% | 13,230 | 2072 |
| 2022Q3 | $78.4M | $70.7M | $33.5M | $612.3k | 16.36% | 13,238 | 2094 |
| 2022Q2 | $80.1M | $70.6M | $32.1M | $447.0k | 15.81% | 13,229 | 2079 |
| 2022Q1 | $81.4M | $72.9M | $31.3M | $245.9k | 15.32% | 13,225 | 2060 |
| 2021Q4 | $84.4M | $73.7M | $31.3M | $973.4k | 14.49% | 13,238 | 1997 |
| 2021Q3 | $84.3M | $73.5M | $32.8M | $800.1k | 14.30% | 13,260 | 1991 |
| 2021Q2 | $83.0M | $72.2M | $30.9M | $452.0k | 14.10% | 13,264 | 1998 |
| 2021Q1 | $81.5M | $71.4M | $30.6M | $237.9k | 14.09% | 13,236 | 2018 |
| 2020Q4 | $78.4M | $67.6M | $29.3M | $695.1k | 14.35% | 13,116 | 2005 |
| 2020Q3 | $77.8M | $67.0M | $28.6M | $485.7k | 14.19% | 13,225 | 1988 |
| 2020Q2 | $76.9M | $66.4M | $28.8M | $226.7k | 14.02% | 13,232 | 1979 |
| 2020Q1 | $70.9M | $60.5M | $28.8M | $69.0k | 14.97% | 13,276 | 1996 |
| 2019Q4 | $67.5M | $57.5M | $30.2M | $296.2k | 15.63% | 13,310 | 2020 |
| 2019Q3 | $66.8M | $56.2M | $29.0M | $310.3k | 15.81% | 13,247 | 2028 |
| 2019Q2 | $67.6M | $57.2M | $28.4M | $180.4k | 15.44% | 13,215 | 2017 |
| 2019Q1 | $65.5M | $55.6M | $27.2M | $57.2k | 15.73% | 13,164 | 2049 |
| 2018Q4 | $62.2M | $52.1M | $27.4M | $127.8k | 16.71% | 13,147 | 2084 |
| 2018Q3 | $61.8M | $51.0M | $26.2M | $232.5k | 17.00% | 13,147 | 2109 |
| 2018Q2 | $62.6M | $51.4M | $26.2M | $123.2k | 16.61% | 13,119 | 2097 |
| 2018Q1 | $61.7M | $52.4M | $24.9M | $62.1k | 16.75% | 13,028 | 2119 |
| 2017Q4 | $63.0M | $48.4M | $24.4M | $242.4k | 16.30% | 13,028 | 2060 |
| 2017Q3 | $57.9M | $48.7M | $23.7M | $222.1k | 17.69% | 12,944 | 2172 |
| 2017Q2 | $59.5M | $50.4M | $22.9M | $164.3k | 17.12% | 12,851 | 2154 |
| 2017Q1 | $61.4M | $51.9M | $22.2M | $107.1k | 16.50% | 12,937 | 2126 |
| 2016Q4 | $62.1M | $49.5M | $22.2M | $318.9k | 16.15% | 12,885 | 2090 |
| 2016Q3 | $62.3M | $50.3M | $21.4M | $261.8k | 16.01% | 12,831 | 2082 |
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