credit union · NCUA 15143 · TX
How big is CHOCOLATE BAYOU COMMUNITY?
CHOCOLATE BAYOU COMMUNITY (TX, NCUA charter 15143) reported total assets of $158.1M, 10,979 members and a net worth ratio of 12.87% in its Call Report for 2026Q2. That ranks 1463 of 4,299 federally insured credit unions by assets, 704 of 1,061 among credit unions with $100m-$500m in assets, 118 of 380 credit unions in texas.
What stands out
CHOCOLATE BAYOU COMMUNITY (TX, NCUA charter 15143) reported total assets of $158.1M, 10,979 members and a net worth ratio of 12.87% in its Call Report for 2026Q2. That ranks 1463 of 4,299 federally insured credit unions by assets, 704 of 1,061 among credit unions with $100m-$500m in assets, 118 of 380 credit unions in texas. Against its size class: net worth ratio 12.87%, above the peer median of 11.65%; loan-to-share ratio 56.97%, below the peer median of 73.15%; return on assets 0.82%, above the peer median of 0.74%. At 12.87% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $158.1M | $198.1M | $49.9M | $68.3M | record → |
| Shares and deposits | $136.7M | $172.3M | $40.8M | $58.3M | record → |
| Loans outstanding | $77.9M | $125.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $651.9k | $766.3k | $141.6k | $222.2k | record → |
| Net worth | $20.4M | $24.5M | $7.4M | $9.0M | record → |
| Net worth ratio | 12.87% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 56.97% | 73.15% | 70.24% | 68.70% | computed |
| Return on assets | 0.82% | 0.74% | 0.59% | 0.71% | computed |
| Members | 10,979 | 13,230 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $158.1M | $136.7M | $77.9M | $651.9k | 12.87% | 10,979 | 1463 |
| 2026Q1 | $156.9M | $136.4M | $80.2M | $471.2k | 12.85% | 11,827 | 1462 |
| 2025Q4 | $156.0M | $135.9M | $82.0M | $685.6k | 12.63% | 11,704 | 1467 |
| 2025Q3 | $151.1M | $131.3M | $83.7M | $1.0M | 13.27% | 11,732 | 1488 |
| 2025Q2 | $152.0M | $132.9M | $85.1M | $642.6k | 12.93% | 11,735 | 1483 |
| 2025Q1 | $153.9M | $134.9M | $85.0M | $342.9k | 12.59% | 12,094 | 1482 |
| 2024Q4 | $148.9M | $130.1M | $86.1M | $1.5M | 12.77% | 12,095 | 1493 |
| 2024Q3 | $149.8M | $131.5M | $86.0M | $1.1M | 12.48% | 12,054 | 1489 |
| 2024Q2 | $149.8M | $132.2M | $86.3M | $801.7k | 12.26% | 12,076 | 1488 |
| 2024Q1 | $153.1M | $135.9M | $86.7M | $355.6k | 11.70% | 12,360 | 1472 |
| 2023Q4 | $151.8M | $135.2M | $85.8M | $2.4M | 11.57% | 12,451 | 1466 |
| 2023Q3 | $152.1M | $135.8M | $84.8M | $2.2M | 11.37% | 12,465 | 1462 |
| 2023Q2 | $154.1M | $137.8M | $78.5M | $1.8M | 10.98% | 12,372 | 1453 |
| 2023Q1 | $157.9M | $143.6M | $75.1M | $696.8k | 10.01% | 12,708 | 1448 |
| 2022Q4 | $154.7M | $140.8M | $74.3M | $1.1M | 9.77% | 12,639 | 1457 |
| 2022Q3 | $159.8M | $145.7M | $73.1M | $779.9k | 9.31% | 12,639 | 1442 |
| 2022Q2 | $160.4M | $146.7M | $68.3M | $536.2k | 9.13% | 12,586 | 1440 |
| 2022Q1 | $158.5M | $145.0M | $66.8M | $319.2k | 9.10% | 12,879 | 1446 |
| 2021Q4 | $151.5M | $138.3M | $62.0M | $873.9k | 9.31% | 12,820 | 1474 |
| 2021Q3 | $150.5M | $137.5M | $60.1M | $735.2k | 9.29% | 12,752 | 1466 |
| 2021Q2 | $150.8M | $137.7M | $59.4M | $448.3k | 9.08% | 12,722 | 1449 |
| 2021Q1 | $148.2M | $135.4M | $59.7M | $115.2k | 9.22% | 12,895 | 1463 |
| 2020Q4 | $135.5M | $123.5M | $57.9M | $945.3k | 9.98% | 12,823 | 1492 |
| 2020Q3 | $134.2M | $122.4M | $57.5M | $812.2k | 9.98% | 12,808 | 1481 |
| 2020Q2 | $134.2M | $122.6M | $53.9M | $567.6k | 9.79% | 12,863 | 1476 |
| 2020Q1 | $123.9M | $112.5M | $55.1M | $168.0k | 10.29% | 13,117 | 1486 |
| 2019Q4 | $122.0M | $110.7M | $56.1M | $1.4M | 10.31% | 13,222 | 1464 |
| 2019Q3 | $120.2M | $109.3M | $58.3M | $1.1M | 10.18% | 13,284 | 1466 |
| 2019Q2 | $122.7M | $112.3M | $57.8M | $587.5k | 9.53% | 13,378 | 1447 |
| 2019Q1 | $123.0M | $113.1M | $56.5M | $279.6k | 9.26% | 13,411 | 1454 |
| 2018Q4 | $119.3M | $107.8M | $57.1M | $1.2M | 9.32% | 13,366 | 1451 |
| 2018Q3 | $122.2M | $111.3M | $57.1M | $754.0k | 8.73% | 13,451 | 1430 |
| 2018Q2 | $124.7M | $114.1M | $60.7M | $476.9k | 8.33% | 13,569 | 1421 |
| 2018Q1 | $123.2M | $112.8M | $56.5M | $232.1k | 8.24% | 13,510 | 1425 |
| 2017Q4 | $120.2M | $109.9M | $51.7M | $577.5k | 8.25% | 13,502 | 1432 |
| 2017Q3 | $115.9M | $105.9M | $53.0M | $548.1k | 8.53% | 13,461 | 1461 |
| 2017Q2 | $111.6M | $101.7M | $54.6M | $535.1k | 8.85% | 13,508 | 1504 |
| 2017Q1 | $111.9M | $102.3M | $55.2M | $269.5k | 8.59% | 13,649 | 1504 |
| 2016Q4 | $105.9M | $96.2M | $54.7M | $218.5k | 8.82% | 13,598 | 1533 |
| 2016Q3 | $108.9M | $99.8M | $54.8M | $126.2k | 8.49% | 13,616 | 1508 |
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