credit union · NCUA 150 · MD
How big is FEDCHOICE?
FEDCHOICE (MD, NCUA charter 150) reported total assets of $468.7M, 25,827 members and a net worth ratio of 9.42% in its Call Report for 2026Q2. That ranks 789 of 4,299 federally insured credit unions by assets, 30 of 1,061 among credit unions with $100m-$500m in assets, 19 of 60 credit unions in maryland.
What stands out
FEDCHOICE (MD, NCUA charter 150) reported total assets of $468.7M, 25,827 members and a net worth ratio of 9.42% in its Call Report for 2026Q2. That ranks 789 of 4,299 federally insured credit unions by assets, 30 of 1,061 among credit unions with $100m-$500m in assets, 19 of 60 credit unions in maryland. Against its size class: net worth ratio 9.42%, below the peer median of 11.65%; loan-to-share ratio 75.98%, above the peer median of 73.15%; return on assets 0.49%, below the peer median of 0.74%. At 9.42% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $468.7M | $198.1M | $162.8M | $68.3M | record → |
| Shares and deposits | $423.2M | $172.3M | $141.6M | $58.3M | record → |
| Loans outstanding | $321.5M | $125.2M | $99.8M | $34.4M | record → |
| Net income (year to date) | $1.2M | $766.3k | $491.6k | $222.2k | record → |
| Net worth | $44.1M | $24.5M | $26.0M | $9.0M | record → |
| Net worth ratio | 9.42% | 11.65% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 75.98% | 73.15% | 69.60% | 68.70% | computed |
| Return on assets | 0.49% | 0.74% | 0.52% | 0.71% | computed |
| Members | 25,827 | 13,230 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $468.7M | $423.2M | $321.5M | $1.2M | 9.42% | 25,827 | 789 |
| 2026Q1 | $503.4M | $428.4M | $343.2M | $612.1k | 9.26% | 25,704 | 753 |
| 2025Q4 | $491.4M | $417.7M | $353.3M | $1.5M | 8.78% | 25,580 | 759 |
| 2025Q3 | $447.1M | $403.1M | $289.8M | $863.5k | 9.50% | 25,416 | 800 |
| 2025Q2 | $447.3M | $404.8M | $273.2M | $40.4k | 9.31% | 25,089 | 798 |
| 2025Q1 | $452.1M | $406.0M | $275.4M | $454.0k | 9.33% | 24,909 | 796 |
| 2024Q4 | $435.8M | $394.9M | $275.6M | $1.7M | 9.58% | 24,784 | 803 |
| 2024Q3 | $439.7M | $394.0M | $276.3M | $1.3M | 9.40% | 24,761 | 794 |
| 2024Q2 | $430.9M | $391.6M | $277.8M | $878.8k | 9.50% | 24,530 | 807 |
| 2024Q1 | $437.8M | $398.4M | $284.4M | $302.1k | 9.25% | 24,351 | 800 |
| 2023Q4 | $431.5M | $392.7M | $290.2M | $2.7M | 9.31% | 24,392 | 801 |
| 2023Q3 | $429.6M | $393.6M | $273.1M | $2.0M | 9.18% | 24,373 | 796 |
| 2023Q2 | $431.2M | $395.3M | $275.5M | $1.2M | 8.97% | 24,261 | 789 |
| 2023Q1 | $479.6M | $394.3M | $278.9M | $647.4k | 7.95% | 24,109 | 742 |
| 2022Q4 | $438.2M | $386.7M | $281.9M | $2.3M | 8.56% | 24,025 | 778 |
| 2022Q3 | $430.3M | $393.4M | $265.5M | $1.6M | 8.55% | 24,084 | 782 |
| 2022Q2 | $444.7M | $406.2M | $257.8M | $998.5k | 8.13% | 23,694 | 767 |
| 2022Q1 | $437.1M | $398.3M | $252.0M | $458.9k | 8.15% | 23,593 | 774 |
| 2021Q4 | $437.2M | $395.0M | $254.0M | $994.4k | 8.04% | 23,620 | 760 |
| 2021Q3 | $436.0M | $394.0M | $245.2M | $923.6k | 8.05% | 24,165 | 758 |
| 2021Q2 | $433.9M | $390.0M | $234.3M | $504.5k | 7.99% | 24,206 | 752 |
| 2021Q1 | $411.0M | $369.9M | $222.1M | $151.5k | 8.34% | 24,201 | 771 |
| 2020Q4 | $410.7M | $369.1M | $227.0M | $-1.5M | 8.32% | 24,195 | 740 |
| 2020Q3 | $387.5M | $344.1M | $229.2M | $784.6k | 9.41% | 24,469 | 753 |
| 2020Q2 | $435.7M | $343.2M | $203.7M | $323.9k | 8.29% | 24,547 | 699 |
| 2020Q1 | $359.8M | $318.8M | $208.5M | $491.2k | 10.07% | 24,682 | 748 |
| 2019Q4 | $357.1M | $314.9M | $211.1M | $3.6M | 9.98% | 24,695 | 737 |
| 2019Q3 | $356.9M | $315.0M | $210.4M | $3.1M | 9.86% | 24,868 | 732 |
| 2019Q2 | $360.1M | $318.4M | $209.7M | $2.2M | 9.52% | 24,675 | 726 |
| 2019Q1 | $366.0M | $326.5M | $209.4M | $1.2M | 9.09% | 24,612 | 717 |
| 2018Q4 | $372.9M | $335.6M | $208.4M | $2.6M | 8.60% | 24,531 | 692 |
| 2018Q3 | $412.0M | $323.1M | $192.6M | $1.9M | 7.60% | 24,626 | 640 |
| 2018Q2 | $383.4M | $346.0M | $190.1M | $1.3M | 7.82% | 24,405 | 677 |
| 2018Q1 | $380.8M | $344.3M | $174.3M | $834.1k | 7.75% | 24,196 | 676 |
| 2017Q4 | $375.4M | $338.4M | $175.0M | $-10.1M | 7.85% | 23,621 | 671 |
| 2017Q3 | $385.1M | $339.1M | $172.3M | $-1.8M | 9.81% | 23,743 | 655 |
| 2017Q2 | $394.3M | $346.1M | $166.9M | $584.3k | 10.19% | 23,732 | 642 |
| 2017Q1 | $389.0M | $342.6M | $169.5M | $105.7k | 10.23% | 23,638 | 644 |
| 2016Q4 | $385.5M | $338.7M | $172.7M | $430.3k | 10.29% | 23,673 | 633 |
| 2016Q3 | $379.4M | $332.3M | $174.6M | $1.3M | 10.69% | 23,668 | 638 |
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