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credit union · NCUA 14934 · CA

How big is SMW 104?

SMW 104 (CA, NCUA charter 14934) reported total assets of $117.9M, 10,940 members and a net worth ratio of 12.65% in its Call Report for 2026Q2. That ranks 1699 of 4,299 federally insured credit unions by assets, 940 of 1,061 among credit unions with $100m-$500m in assets, 142 of 239 credit unions in california.

TOTAL ASSETS: $117.9MMEMBERS: 10,940NET WORTH RATIO: 12.65%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/14934-smw-104

What stands out

SMW 104 (CA, NCUA charter 14934) reported total assets of $117.9M, 10,940 members and a net worth ratio of 12.65% in its Call Report for 2026Q2. That ranks 1699 of 4,299 federally insured credit unions by assets, 940 of 1,061 among credit unions with $100m-$500m in assets, 142 of 239 credit unions in california. Against its size class: net worth ratio 12.65%, above the peer median of 11.65%; loan-to-share ratio 53.20%, below the peer median of 73.15%; return on assets 1.88%, above the peer median of 0.74%. At 12.65% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$117.9M$198.1M$205.9M$68.3Mrecord →
Shares and deposits$102.4M$172.3M$179.4M$58.3Mrecord →
Loans outstanding$54.5M$125.2M$125.6M$34.4Mrecord →
Net income (year to date)$1.1M$766.3k$432.9k$222.2krecord →
Net worth$14.9M$24.5M$25.9M$9.0Mrecord →
Net worth ratio12.65%11.65%11.30%12.65%record →
Loan-to-share ratio53.20%73.15%72.15%68.70%computed
Return on assets1.88%0.74%0.56%0.71%computed
Members10,94013,23011,4234,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$117.9M$102.4M$54.5M$1.1M12.65%10,9401699
2026Q1$116.8M$101.6M$53.1M$757.4k12.47%10,9861709
2025Q4$115.8M$101.0M$49.9M$1.8M11.93%10,1301709
2025Q3$113.9M$99.5M$48.9M$1.5M11.85%10,0191720
2025Q2$110.7M$96.9M$50.5M$737.1k11.53%9,9081744
2025Q1$108.3M$94.6M$46.5M$476.6k11.54%9,7681770
2024Q4$108.8M$96.7M$47.9M$1.7M11.04%9,7081745
2024Q3$107.3M$95.3M$49.6M$1.4M10.96%9,6681754
2024Q2$104.5M$93.0M$51.3M$1.0M10.93%9,6041783
2024Q1$104.0M$92.9M$49.2M$503.8k10.46%9,5561793
2023Q4$105.1M$94.5M$50.9M$1.5M9.87%9,4761772
2023Q3$106.9M$97.2M$48.4M$1.3M9.52%9,3571764
2023Q2$106.5M$97.1M$50.1M$855.8k9.18%9,2171766
2023Q1$109.3M$100.2M$50.6M$403.9k8.53%9,1531758
2022Q4$107.2M$99.3M$51.5M$815.2k8.32%9,1501766
2022Q3$109.4M$101.9M$51.2M$497.4k7.87%9,2061754
2022Q2$108.3M$100.5M$40.8M$293.7k7.76%9,4211768
2022Q1$110.4M$102.6M$33.6M$76.8k7.41%10,3251754
2021Q4$111.0M$102.8M$32.8M$181.1k7.30%10,3071731
2021Q3$109.9M$101.7M$34.2M$81.5k7.29%10,2781732
2021Q2$110.0M$101.9M$34.0M$-11.9k7.19%10,1951725
2021Q1$110.2M$101.2M$31.7M$8.1k8.07%10,3201724
2020Q4$109.6M$100.3M$30.5M$274.3k8.12%10,3021673
2020Q3$106.0M$95.6M$29.3M$298.2k8.41%10,2461680
2020Q2$103.1M$93.7M$29.4M$223.3k8.58%10,2201698
2020Q1$97.1M$86.9M$30.4M$192.6k9.07%10,2831682
2019Q4$105.7M$96.7M$39.6M$880.7k8.16%10,2391594
2019Q3$102.8M$93.1M$40.1M$664.6k8.18%10,1001605
2019Q2$102.8M$92.0M$39.6M$443.0k7.96%9,9001606
2019Q1$102.5M$93.2M$38.9M$248.4k7.79%9,9001608
2018Q4$100.8M$92.6M$38.3M$754.8k7.68%9,8311607
2018Q3$99.9M$91.2M$36.7M$527.0k7.52%9,6591614
2018Q2$97.1M$89.7M$35.2M$302.0k7.50%9,4571644
2018Q1$94.5M$87.2M$34.9M$112.9k7.52%9,4161675
2017Q4$92.9M$85.8M$35.6M$307.8k7.52%9,3701663
2017Q3$90.9M$83.9M$34.4M$162.5k7.52%9,1271690
2017Q2$89.2M$82.2M$32.2M$98.9k7.60%8,9911715
2017Q1$88.7M$81.7M$31.2M$62.6k7.60%9,0531730
2016Q4$88.1M$81.1M$31.4M$61.0k7.58%9,0981709
2016Q3$88.3M$81.4M$30.1M$70.4k7.58%9,0811699

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