credit union · NCUA 14884 · NY
How big is SPENCERPORT?
SPENCERPORT (NY, NCUA charter 14884) reported total assets of $43.1M, 4,453 members and a net worth ratio of 9.27% in its Call Report for 2026Q2. That ranks 2536 of 4,299 federally insured credit unions by assets, 143 of 1,135 among credit unions with $10m-$50m in assets, 142 of 268 credit unions in new york.
What stands out
SPENCERPORT (NY, NCUA charter 14884) reported total assets of $43.1M, 4,453 members and a net worth ratio of 9.27% in its Call Report for 2026Q2. That ranks 2536 of 4,299 federally insured credit unions by assets, 143 of 1,135 among credit unions with $10m-$50m in assets, 142 of 268 credit unions in new york. Against its size class: net worth ratio 9.27%, below the peer median of 13.88%; loan-to-share ratio 57.56%, below the peer median of 57.77%; return on assets 0.99%, above the peer median of 0.70%. At 9.27% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $43.1M | $25.2M | $46.8M | $68.3M | record → |
| Shares and deposits | $39.0M | $21.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $22.4M | $11.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $213.9k | $82.1k | $175.9k | $222.2k | record → |
| Net worth | $4.0M | $3.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 9.27% | 13.88% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 57.56% | 57.77% | 60.91% | 68.70% | computed |
| Return on assets | 0.99% | 0.70% | 0.77% | 0.71% | computed |
| Members | 4,453 | 2,092 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $43.1M | $39.0M | $22.4M | $213.9k | 9.27% | 4,453 | 2536 |
| 2026Q1 | $42.7M | $38.7M | $22.1M | $79.5k | 9.10% | 4,442 | 2546 |
| 2025Q4 | $41.3M | $37.3M | $22.0M | $313.2k | 9.30% | 4,465 | 2572 |
| 2025Q3 | $40.3M | $36.4M | $22.0M | $238.9k | 8.81% | 4,470 | 2606 |
| 2025Q2 | $40.6M | $36.9M | $21.8M | $155.5k | 8.53% | 4,444 | 2607 |
| 2025Q1 | $40.3M | $36.7M | $20.8M | $53.3k | 8.35% | 4,403 | 2632 |
| 2024Q4 | $39.6M | $36.2M | $19.9M | $325.3k | 8.43% | 4,393 | 2644 |
| 2024Q3 | $38.1M | $34.6M | $20.6M | $252.4k | 8.57% | 4,410 | 2695 |
| 2024Q2 | $39.4M | $36.2M | $20.7M | $132.2k | 7.98% | 4,409 | 2668 |
| 2024Q1 | $39.7M | $36.6M | $21.5M | $31.0k | 7.66% | 4,420 | 2676 |
| 2023Q4 | $39.5M | $36.4M | $21.7M | $326.1k | 7.63% | 4,437 | 2679 |
| 2023Q3 | $40.8M | $37.2M | $21.5M | $174.3k | 7.16% | 4,476 | 2646 |
| 2023Q2 | $40.4M | $37.4M | $20.2M | $150.6k | 7.03% | 4,472 | 2673 |
| 2023Q1 | $41.0M | $38.1M | $20.6M | $35.6k | 6.72% | 4,429 | 2676 |
| 2022Q4 | $40.9M | $37.9M | $20.4M | $-16.8k | 6.65% | 4,430 | 2694 |
| 2022Q3 | $40.9M | $38.0M | $19.9M | $-31.0k | 6.73% | 4,435 | 2712 |
| 2022Q2 | $40.1M | $37.2M | $18.1M | $-8.6k | 6.91% | 4,384 | 2742 |
| 2022Q1 | $39.5M | $36.6M | $17.3M | $22.0k | 7.07% | 4,366 | 2765 |
| 2021Q4 | $39.2M | $36.4M | $17.9M | $163.7k | 7.14% | 4,388 | 2759 |
| 2021Q3 | $38.1M | $35.2M | $18.0M | $171.4k | 7.42% | 4,422 | 2785 |
| 2021Q2 | $38.1M | $35.3M | $17.4M | $66.2k | 7.39% | 4,419 | 2781 |
| 2021Q1 | $36.7M | $33.9M | $17.4M | $10.5k | 7.49% | 4,450 | 2818 |
| 2020Q4 | $34.1M | $31.4M | $17.8M | $45.8k | 7.49% | 4,423 | 2857 |
| 2020Q3 | $33.0M | $30.3M | $17.8M | $58.0k | 7.77% | 4,444 | 2872 |
| 2020Q2 | $33.1M | $30.3M | $17.5M | $50.7k | 7.73% | 4,401 | 2862 |
| 2020Q1 | $29.6M | $26.9M | $18.0M | $31.6k | 8.58% | 4,428 | 2921 |
| 2019Q4 | $29.1M | $26.4M | $19.1M | $173.6k | 8.61% | 4,429 | 2916 |
| 2019Q3 | $28.5M | $25.8M | $19.7M | $135.0k | 8.66% | 4,456 | 2944 |
| 2019Q2 | $29.2M | $26.7M | $20.2M | $70.8k | 8.23% | 4,438 | 2925 |
| 2019Q1 | $28.7M | $26.2M | $20.5M | $34.6k | 8.25% | 4,423 | 2957 |
| 2018Q4 | $28.3M | $25.7M | $20.8M | $61.7k | 8.25% | 4,398 | 2949 |
| 2018Q3 | $28.5M | $26.0M | $20.4M | $59.6k | 8.19% | 4,349 | 2952 |
| 2018Q2 | $28.7M | $26.2M | $19.8M | $30.0k | 8.01% | 4,281 | 2963 |
| 2018Q1 | $27.9M | $25.5M | $19.0M | $11.8k | 8.18% | 4,197 | 3017 |
| 2017Q4 | $28.1M | $25.7M | $18.7M | $37.8k | 8.09% | 4,131 | 2984 |
| 2017Q3 | $27.7M | $25.3M | $18.4M | $27.0k | 8.16% | 4,066 | 3024 |
| 2017Q2 | $27.9M | $25.5M | $17.8M | $17.7k | 8.07% | 3,992 | 3039 |
| 2017Q1 | $27.7M | $25.3M | $16.9M | $10.2k | 8.11% | 3,932 | 3056 |
| 2016Q4 | $27.5M | $25.1M | $17.0M | $67.6k | 8.13% | 3,885 | 3039 |
| 2016Q3 | $28.2M | $25.9M | $17.0M | $51.4k | 7.86% | 3,851 | 3014 |
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