credit union · NCUA 14815 · MD
How big is LOCAL 355 MD?
LOCAL 355 MD (MD, NCUA charter 14815) reported total assets of $5.8M, 1,404 members and a net worth ratio of 19.43% in its Call Report for 2026Q2. That ranks 3770 of 4,299 federally insured credit unions by assets, 242 of 771 among credit unions under $10m in assets, 54 of 60 credit unions in maryland.
What stands out
LOCAL 355 MD (MD, NCUA charter 14815) reported total assets of $5.8M, 1,404 members and a net worth ratio of 19.43% in its Call Report for 2026Q2. That ranks 3770 of 4,299 federally insured credit unions by assets, 242 of 771 among credit unions under $10m in assets, 54 of 60 credit unions in maryland. Against its size class: net worth ratio 19.43%, above the peer median of 17.92%; loan-to-share ratio 8.73%, below the peer median of 58.16%; return on assets -1.36%, below the peer median of 0.45%. At 19.43% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $5.8M | $4.0M | $162.8M | $68.3M | record → |
| Shares and deposits | $4.6M | $3.1M | $141.6M | $58.3M | record → |
| Loans outstanding | $404.9k | $1.7M | $99.8M | $34.4M | record → |
| Net income (year to date) | $-39.2k | $5.3k | $491.6k | $222.2k | record → |
| Net worth | $1.1M | $672.6k | $26.0M | $9.0M | record → |
| Net worth ratio | 19.43% | 17.92% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 8.73% | 58.16% | 69.60% | 68.70% | computed |
| Return on assets | -1.36% | 0.45% | 0.52% | 0.71% | computed |
| Members | 1,404 | 584 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $5.8M | $4.6M | $404.9k | $-39.2k | 19.43% | 1,404 | 3770 |
| 2026Q1 | $5.8M | $4.7M | $471.7k | $-5.8k | 19.83% | 1,417 | 3790 |
| 2025Q4 | $5.7M | $4.5M | $561.8k | $57.8k | 19.41% | 1,434 | 3820 |
| 2025Q3 | $5.6M | $4.5M | $602.6k | $33.6k | 20.24% | 1,442 | 3861 |
| 2025Q2 | $5.6M | $4.5M | $654.0k | $-18.2k | 19.46% | 1,466 | 3898 |
| 2025Q1 | $5.6M | $4.6M | $665.7k | $-45.6k | 18.67% | 1,474 | 3929 |
| 2024Q4 | $5.7M | $4.6M | $739.9k | $-21.9k | 19.22% | 1,542 | 3951 |
| 2024Q3 | $5.7M | $4.6M | $811.6k | $-19.4k | 19.28% | 1,564 | 3988 |
| 2024Q2 | $5.8M | $4.7M | $844.7k | $-11.7k | 19.07% | 1,615 | 4003 |
| 2024Q1 | $5.9M | $4.8M | $927.1k | $-8.9k | 18.74% | 1,654 | 4028 |
| 2023Q4 | $5.9M | $4.7M | $1.0M | $13.9k | 19.08% | 1,667 | 4060 |
| 2023Q3 | $5.9M | $4.7M | $1.0M | $42.3k | 19.59% | 1,677 | 4105 |
| 2023Q2 | $6.1M | $5.0M | $924.8k | $24.9k | 18.53% | 1,714 | 4107 |
| 2023Q1 | $6.0M | $4.9M | $900.1k | $3.6k | 18.57% | 1,746 | 4145 |
| 2022Q4 | $5.8M | $4.7M | $857.8k | $-1.1k | 18.93% | 1,749 | 4182 |
| 2022Q3 | $5.9M | $4.8M | $728.1k | $-15.6k | 18.58% | 1,749 | 4230 |
| 2022Q2 | $5.9M | $4.8M | $692.2k | $-28.7k | 18.23% | 1,730 | 4252 |
| 2022Q1 | $5.8M | $4.7M | $658.4k | $-5.6k | 18.78% | 1,738 | 4298 |
| 2021Q4 | $5.8M | $4.6M | $641.7k | $-22.1k | 19.25% | 1,750 | 4318 |
| 2021Q3 | $5.8M | $4.7M | $612.1k | $-13.1k | 19.30% | 1,755 | 4348 |
| 2021Q2 | $5.8M | $4.7M | $648.3k | $-10.0k | 19.23% | 1,742 | 4370 |
| 2021Q1 | $5.6M | $4.5M | $686.9k | $-17.6k | 19.90% | 1,738 | 4414 |
| 2020Q4 | $5.4M | $4.3M | $756.7k | $-22.5k | 20.80% | 1,732 | 4418 |
| 2020Q3 | $5.3M | $4.2M | $772.0k | $-7.5k | 21.54% | 1,730 | 4447 |
| 2020Q2 | $5.3M | $4.1M | $803.6k | $-846 | 21.82% | 1,730 | 4466 |
| 2020Q1 | $4.9M | $3.7M | $971.5k | $-16.8k | 23.29% | 1,730 | 4506 |
| 2019Q4 | $4.8M | $3.6M | $1.1M | $23.7k | 24.22% | 1,727 | 4534 |
| 2019Q3 | $4.8M | $3.6M | $1.1M | $20.9k | 24.16% | 1,731 | 4566 |
| 2019Q2 | $4.9M | $3.7M | $1.1M | $26.7k | 23.78% | 1,737 | 4577 |
| 2019Q1 | $4.8M | $3.6M | $931.5k | $23.0k | 24.06% | 1,725 | 4607 |
| 2018Q4 | $4.8M | $3.6M | $957.3k | $59.6k | 23.76% | 1,711 | 4635 |
| 2018Q3 | $4.7M | $3.6M | $822.7k | $69.4k | 24.29% | 1,736 | 4687 |
| 2018Q2 | $4.7M | $3.6M | $780.0k | $25.6k | 23.51% | 1,729 | 4722 |
| 2018Q1 | $4.6M | $3.5M | $654.6k | $9.1k | 24.00% | 1,708 | 4770 |
| 2017Q4 | $4.4M | $3.3M | $734.3k | $22.7k | 24.58% | 1,705 | 4822 |
| 2017Q3 | $4.4M | $3.3M | $618.9k | $2.9k | 24.04% | 1,712 | 4872 |
| 2017Q2 | $4.4M | $3.4M | $699.9k | $-10.5k | 23.60% | 1,706 | 4909 |
| 2017Q1 | $4.2M | $3.2M | $553.8k | $-15.3k | 24.59% | 1,703 | 4981 |
| 2016Q4 | $4.2M | $3.1M | $701.2k | $15.5k | 25.05% | 1,696 | 4999 |
| 2016Q3 | $4.4M | $3.4M | $654.3k | $18.1k | 23.79% | 1,701 | 4994 |
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