credit union · NCUA 14734 · TX
How big is LA JOYA AREA?
LA JOYA AREA (TX, NCUA charter 14734) reported total assets of $62.2M, 14,373 members and a net worth ratio of 10.82% in its Call Report for 2026Q2. That ranks 2225 of 4,299 federally insured credit unions by assets, 405 of 573 among credit unions with $50m-$100m in assets, 178 of 380 credit unions in texas.
What stands out
LA JOYA AREA (TX, NCUA charter 14734) reported total assets of $62.2M, 14,373 members and a net worth ratio of 10.82% in its Call Report for 2026Q2. That ranks 2225 of 4,299 federally insured credit unions by assets, 405 of 573 among credit unions with $50m-$100m in assets, 178 of 380 credit unions in texas. Against its size class: net worth ratio 10.82%, below the peer median of 12.95%; loan-to-share ratio 55.05%, below the peer median of 60.93%; return on assets 0.06%, below the peer median of 0.73%. At 10.82% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $62.2M | $72.1M | $49.9M | $68.3M | record → |
| Shares and deposits | $54.1M | $61.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $29.8M | $37.6M | $24.4M | $34.4M | record → |
| Net income (year to date) | $19.4k | $269.0k | $141.6k | $222.2k | record → |
| Net worth | $6.7M | $9.2M | $7.4M | $9.0M | record → |
| Net worth ratio | 10.82% | 12.95% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 55.05% | 60.93% | 70.24% | 68.70% | computed |
| Return on assets | 0.06% | 0.73% | 0.59% | 0.71% | computed |
| Members | 14,373 | 5,030 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $62.2M | $54.1M | $29.8M | $19.4k | 10.82% | 14,373 | 2225 |
| 2026Q1 | $61.8M | $53.7M | $30.6M | $14.3k | 10.89% | 14,429 | 2242 |
| 2025Q4 | $59.4M | $52.4M | $32.4M | $29.3k | 11.29% | 14,477 | 2266 |
| 2025Q3 | $60.7M | $52.1M | $32.6M | $89.6k | 11.14% | 14,533 | 2255 |
| 2025Q2 | $63.4M | $55.0M | $32.8M | $78.6k | 10.64% | 14,728 | 2230 |
| 2025Q1 | $63.5M | $55.3M | $33.6M | $41.7k | 10.57% | 14,858 | 2237 |
| 2024Q4 | $60.4M | $53.3M | $35.1M | $200.0k | 11.04% | 14,910 | 2263 |
| 2024Q3 | $62.5M | $53.9M | $36.2M | $87.3k | 10.49% | 14,964 | 2239 |
| 2024Q2 | $64.2M | $55.9M | $37.0M | $62.8k | 10.17% | 15,089 | 2228 |
| 2024Q1 | $65.3M | $57.3M | $37.5M | $37.2k | 9.97% | 15,109 | 2225 |
| 2023Q4 | $64.0M | $55.9M | $39.6M | $687.5k | 10.12% | 15,149 | 2236 |
| 2023Q3 | $65.4M | $58.0M | $39.8M | $493.3k | 9.60% | 15,155 | 2218 |
| 2023Q2 | $68.1M | $60.8M | $38.4M | $486.5k | 9.21% | 15,254 | 2187 |
| 2023Q1 | $68.1M | $61.6M | $36.3M | $9.5k | 8.56% | 15,302 | 2207 |
| 2022Q4 | $67.7M | $61.1M | $35.4M | $431.0k | 8.65% | 15,199 | 2208 |
| 2022Q3 | $68.8M | $62.4M | $34.1M | $95.8k | 7.89% | 15,311 | 2208 |
| 2022Q2 | $71.7M | $63.0M | $34.2M | $40.2k | 7.50% | 15,395 | 2183 |
| 2022Q1 | $73.2M | $64.8M | $33.1M | $14.3k | 7.31% | 15,350 | 2160 |
| 2021Q4 | $69.0M | $62.5M | $32.3M | $13.6k | 7.74% | 15,302 | 2207 |
| 2021Q3 | $69.8M | $63.6M | $32.2M | $10.5k | 7.64% | 15,273 | 2181 |
| 2021Q2 | $69.7M | $62.0M | $31.3M | $7.0k | 7.65% | 15,366 | 2180 |
| 2021Q1 | $70.2M | $63.2M | $31.6M | $3.8k | 7.58% | 15,406 | 2171 |
| 2020Q4 | $61.0M | $55.2M | $32.7M | $43.4k | 8.72% | 15,472 | 2255 |
| 2020Q3 | $61.9M | $55.2M | $33.1M | $36.7k | 8.58% | 15,527 | 2224 |
| 2020Q2 | $59.6M | $52.9M | $34.3M | $26.5k | 8.89% | 15,650 | 2258 |
| 2020Q1 | $54.0M | $47.3M | $35.0M | $21.3k | 9.81% | 15,803 | 2290 |
| 2019Q4 | $49.3M | $43.2M | $35.5M | $158.3k | 10.70% | 15,843 | 2334 |
| 2019Q3 | $50.8M | $44.2M | $35.1M | $133.0k | 10.34% | 15,907 | 2312 |
| 2019Q2 | $51.3M | $44.6M | $33.2M | $93.7k | 10.15% | 15,947 | 2306 |
| 2019Q1 | $52.8M | $46.1M | $32.5M | $13.4k | 9.75% | 15,979 | 2288 |
| 2018Q4 | $48.3M | $42.5M | $32.1M | $134.6k | 10.59% | 16,031 | 2352 |
| 2018Q3 | $51.8M | $44.3M | $31.9M | $95.3k | 9.81% | 16,139 | 2294 |
| 2018Q2 | $51.6M | $45.7M | $31.6M | $53.5k | 9.75% | 16,271 | 2305 |
| 2018Q1 | $53.2M | $47.3M | $30.6M | $23.4k | 9.40% | 16,300 | 2275 |
| 2017Q4 | $48.6M | $43.0M | $30.7M | $-712.2k | 10.26% | 16,385 | 2355 |
| 2017Q3 | $50.2M | $43.5M | $29.4M | $-19.5k | 11.32% | 16,537 | 2334 |
| 2017Q2 | $50.6M | $44.3M | $28.7M | $14.2k | 11.28% | 16,923 | 2339 |
| 2017Q1 | $52.6M | $45.9M | $27.1M | $18.6k | 10.85% | 16,890 | 2296 |
| 2016Q4 | $48.3M | $41.9M | $27.2M | $217.4k | 11.80% | 16,845 | 2370 |
| 2016Q3 | $49.6M | $43.2M | $27.4M | $197.8k | 11.45% | 16,950 | 2338 |
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