credit union · NCUA 14725 · TN
How big is CHATTANOOGA FIRST?
CHATTANOOGA FIRST (TN, NCUA charter 14725) reported total assets of $25.5M, 1,272 members and a net worth ratio of 22.44% in its Call Report for 2026Q2. That ranks 2952 of 4,299 federally insured credit unions by assets, 559 of 1,135 among credit unions with $10m-$50m in assets, 87 of 125 credit unions in tennessee.
What stands out
CHATTANOOGA FIRST (TN, NCUA charter 14725) reported total assets of $25.5M, 1,272 members and a net worth ratio of 22.44% in its Call Report for 2026Q2. That ranks 2952 of 4,299 federally insured credit unions by assets, 559 of 1,135 among credit unions with $10m-$50m in assets, 87 of 125 credit unions in tennessee. Against its size class: net worth ratio 22.44%, above the peer median of 13.88%; loan-to-share ratio 67.55%, above the peer median of 57.77%; return on assets 0.21%, below the peer median of 0.70%. At 22.44% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $25.5M | $25.2M | $54.7M | $68.3M | record → |
| Shares and deposits | $19.7M | $21.4M | $48.3M | $58.3M | record → |
| Loans outstanding | $13.3M | $11.2M | $29.4M | $34.4M | record → |
| Net income (year to date) | $26.6k | $82.1k | $207.8k | $222.2k | record → |
| Net worth | $5.7M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 22.44% | 13.88% | 13.85% | 12.65% | record → |
| Loan-to-share ratio | 67.55% | 57.77% | 70.17% | 68.70% | computed |
| Return on assets | 0.21% | 0.70% | 0.76% | 0.71% | computed |
| Members | 1,272 | 2,092 | 4,083 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $25.5M | $19.7M | $13.3M | $26.6k | 22.44% | 1,272 | 2952 |
| 2026Q1 | $26.0M | $20.2M | $13.4M | $25.4k | 21.97% | 1,492 | 2952 |
| 2025Q4 | $26.1M | $20.2M | $14.2M | $28.0k | 21.81% | 1,563 | 2961 |
| 2025Q3 | $26.1M | $20.2M | $14.5M | $58.1k | 22.04% | 1,728 | 2972 |
| 2025Q2 | $26.5M | $20.6M | $14.9M | $48.9k | 21.68% | 1,719 | 2981 |
| 2025Q1 | $26.4M | $20.5M | $14.9M | $29.5k | 21.70% | 1,976 | 3007 |
| 2024Q4 | $26.2M | $20.3M | $15.6M | $111.2k | 21.81% | 2,120 | 3020 |
| 2024Q3 | $25.9M | $20.1M | $16.2M | $95.5k | 22.10% | 2,124 | 3041 |
| 2024Q2 | $25.9M | $20.0M | $16.4M | $53.4k | 21.99% | 2,113 | 3057 |
| 2024Q1 | $25.8M | $20.0M | $15.7M | $28.4k | 21.93% | 2,123 | 3086 |
| 2023Q4 | $25.0M | $19.3M | $15.7M | $91.2k | 22.49% | 2,107 | 3109 |
| 2023Q3 | $25.2M | $19.5M | $16.1M | $158.9k | 22.73% | 2,095 | 3122 |
| 2023Q2 | $25.2M | $19.5M | $16.2M | $132.5k | 22.65% | 2,079 | 3145 |
| 2023Q1 | $25.4M | $19.7M | $16.2M | $100.0k | 22.31% | 2,060 | 3158 |
| 2022Q4 | $25.4M | $19.7M | $16.4M | $115.0k | 22.07% | 2,046 | 3173 |
| 2022Q3 | $24.4M | $18.7M | $15.8M | $91.4k | 22.92% | 2,018 | 3237 |
| 2022Q2 | $24.6M | $19.1M | $15.9M | $52.5k | 22.56% | 2,000 | 3235 |
| 2022Q1 | $24.3M | $18.7M | $15.4M | $20.8k | 22.72% | 1,999 | 3263 |
| 2021Q4 | $24.2M | $18.6M | $15.8M | $132.6k | 22.69% | 2,000 | 3264 |
| 2021Q3 | $24.3M | $18.8M | $16.0M | $107.0k | 22.48% | 1,994 | 3262 |
| 2021Q2 | $23.6M | $18.1M | $15.8M | $66.5k | 22.96% | 1,969 | 3295 |
| 2021Q1 | $23.8M | $18.4M | $15.6M | $23.7k | 22.60% | 1,951 | 3294 |
| 2020Q4 | $23.5M | $18.1M | $15.0M | $91.3k | 22.75% | 1,938 | 3267 |
| 2020Q3 | $23.6M | $18.2M | $15.1M | $63.9k | 22.58% | 1,931 | 3244 |
| 2020Q2 | $23.3M | $17.9M | $14.5M | $52.5k | 22.78% | 1,906 | 3252 |
| 2020Q1 | $23.2M | $17.8M | $14.9M | $32.2k | 22.88% | 1,905 | 3196 |
| 2019Q4 | $22.3M | $17.0M | $14.8M | $97.9k | 23.58% | 1,902 | 3219 |
| 2019Q3 | $21.9M | $16.6M | $13.8M | $67.3k | 23.86% | 1,928 | 3239 |
| 2019Q2 | $21.8M | $16.5M | $12.8M | $43.6k | 23.90% | 1,916 | 3257 |
| 2019Q1 | $21.3M | $16.0M | $12.4M | $23.5k | 24.38% | 1,975 | 3290 |
| 2018Q4 | $21.0M | $15.8M | $12.7M | $108.8k | 24.56% | 2,092 | 3289 |
| 2018Q3 | $21.3M | $16.1M | $13.2M | $93.5k | 24.17% | 2,104 | 3291 |
| 2018Q2 | $21.5M | $16.4M | $13.4M | $58.6k | 23.75% | 2,150 | 3308 |
| 2018Q1 | $21.6M | $16.4M | $13.0M | $25.8k | 23.59% | 2,160 | 3318 |
| 2017Q4 | $21.1M | $16.0M | $13.1M | $81.4k | 23.95% | 2,373 | 3326 |
| 2017Q3 | $21.5M | $16.4M | $13.3M | $57.4k | 23.38% | 2,405 | 3328 |
| 2017Q2 | $22.0M | $16.9M | $12.9M | $37.4k | 22.80% | 2,275 | 3328 |
| 2017Q1 | $22.2M | $17.2M | $12.6M | $21.9k | 22.53% | 2,355 | 3314 |
| 2016Q4 | $22.3M | $17.2M | $12.7M | $122.8k | 22.35% | 2,406 | 3301 |
| 2016Q3 | $22.4M | $17.4M | $12.8M | $109.0k | 22.16% | 2,422 | 3299 |
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