credit union · NCUA 14436 · NY
How big is OSWEGO TEACHERS EMPLOYEES?
OSWEGO TEACHERS EMPLOYEES (NY, NCUA charter 14436) reported total assets of $59.1M, 2,611 members and a net worth ratio of 11.73% in its Call Report for 2026Q2. That ranks 2267 of 4,299 federally insured credit unions by assets, 447 of 573 among credit unions with $50m-$100m in assets, 119 of 268 credit unions in new york.
What stands out
OSWEGO TEACHERS EMPLOYEES (NY, NCUA charter 14436) reported total assets of $59.1M, 2,611 members and a net worth ratio of 11.73% in its Call Report for 2026Q2. That ranks 2267 of 4,299 federally insured credit unions by assets, 447 of 573 among credit unions with $50m-$100m in assets, 119 of 268 credit unions in new york. Against its size class: net worth ratio 11.73%, below the peer median of 12.95%; loan-to-share ratio 76.55%, above the peer median of 60.93%; return on assets 0.11%, below the peer median of 0.73%. At 11.73% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $59.1M | $72.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $51.8M | $61.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $39.6M | $37.6M | $21.7M | $34.4M | record → |
| Net income (year to date) | $33.8k | $269.0k | $175.9k | $222.2k | record → |
| Net worth | $6.9M | $9.2M | $6.2M | $9.0M | record → |
| Net worth ratio | 11.73% | 12.95% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 76.55% | 60.93% | 60.91% | 68.70% | computed |
| Return on assets | 0.11% | 0.73% | 0.77% | 0.71% | computed |
| Members | 2,611 | 5,030 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $59.1M | $51.8M | $39.6M | $33.8k | 11.73% | 2,611 | 2267 |
| 2026Q1 | $59.0M | $51.7M | $38.7M | $4.8k | 11.70% | 2,587 | 2270 |
| 2025Q4 | $59.9M | $52.6M | $39.3M | $249.8k | 11.52% | 2,569 | 2260 |
| 2025Q3 | $55.6M | $48.3M | $38.9M | $201.1k | 12.33% | 2,545 | 2334 |
| 2025Q2 | $57.4M | $50.2M | $37.8M | $136.9k | 11.82% | 2,535 | 2306 |
| 2025Q1 | $55.4M | $48.2M | $37.3M | $62.7k | 12.12% | 2,495 | 2351 |
| 2024Q4 | $54.0M | $46.9M | $36.2M | $217.6k | 12.31% | 2,460 | 2372 |
| 2024Q3 | $53.9M | $46.7M | $35.8M | $213.2k | 12.34% | 2,409 | 2374 |
| 2024Q2 | $55.4M | $48.3M | $34.7M | $141.1k | 11.87% | 2,417 | 2365 |
| 2024Q1 | $54.7M | $47.8M | $35.2M | $83.8k | 11.91% | 2,423 | 2389 |
| 2023Q4 | $53.9M | $47.0M | $35.6M | $451.8k | 11.93% | 2,423 | 2396 |
| 2023Q3 | $54.5M | $47.6M | $35.6M | $340.3k | 11.60% | 2,416 | 2395 |
| 2023Q2 | $55.9M | $49.2M | $36.2M | $223.6k | 11.10% | 2,419 | 2383 |
| 2023Q1 | $55.8M | $49.2M | $36.4M | $104.6k | 10.91% | 2,499 | 2399 |
| 2022Q4 | $56.0M | $49.5M | $36.5M | $330.1k | 10.69% | 2,502 | 2398 |
| 2022Q3 | $57.7M | $51.4M | $36.8M | $156.3k | 10.06% | 2,556 | 2390 |
| 2022Q2 | $60.1M | $53.8M | $36.8M | $88.2k | 9.56% | 2,574 | 2350 |
| 2022Q1 | $59.2M | $53.0M | $35.8M | $48.7k | 9.63% | 2,571 | 2366 |
| 2021Q4 | $58.2M | $52.1M | $33.8M | $370.2k | 9.71% | 2,610 | 2371 |
| 2021Q3 | $56.5M | $50.7M | $33.5M | $134.0k | 9.59% | 2,617 | 2403 |
| 2021Q2 | $56.6M | $51.0M | $31.5M | $95.4k | 9.50% | 2,646 | 2380 |
| 2021Q1 | $54.6M | $48.9M | $29.3M | $55.9k | 9.78% | 2,632 | 2417 |
| 2020Q4 | $54.3M | $48.7M | $27.3M | $365.1k | 9.73% | 2,621 | 2364 |
| 2020Q3 | $51.7M | $46.3M | $26.8M | $248.7k | 9.98% | 2,639 | 2394 |
| 2020Q2 | $51.5M | $46.2M | $25.4M | $147.4k | 9.82% | 2,639 | 2379 |
| 2020Q1 | $48.0M | $42.8M | $24.7M | $68.5k | 10.38% | 2,671 | 2384 |
| 2019Q4 | $43.6M | $38.5M | $24.4M | $357.4k | 11.26% | 2,682 | 2469 |
| 2019Q3 | $42.7M | $37.7M | $24.3M | $191.2k | 11.12% | 2,707 | 2488 |
| 2019Q2 | $43.4M | $38.5M | $24.1M | $113.8k | 10.75% | 2,707 | 2481 |
| 2019Q1 | $42.1M | $37.3M | $22.8M | $51.9k | 10.94% | 2,701 | 2515 |
| 2018Q4 | $41.4M | $36.5M | $21.2M | $310.5k | 11.02% | 2,685 | 2518 |
| 2018Q3 | $41.5M | $36.8M | $21.5M | $214.6k | 10.76% | 2,707 | 2522 |
| 2018Q2 | $41.9M | $37.3M | $20.0M | $135.4k | 10.46% | 2,706 | 2526 |
| 2018Q1 | $40.9M | $36.4M | $19.3M | $60.1k | 10.53% | 2,689 | 2555 |
| 2017Q4 | $39.3M | $34.9M | $18.6M | $302.8k | 10.81% | 2,681 | 2573 |
| 2017Q3 | $39.3M | $35.0M | $18.1M | $196.5k | 10.55% | 2,721 | 2589 |
| 2017Q2 | $39.4M | $35.2M | $16.9M | $124.7k | 10.32% | 2,752 | 2613 |
| 2017Q1 | $37.9M | $33.8M | $15.7M | $60.6k | 10.57% | 2,745 | 2655 |
| 2016Q4 | $36.2M | $32.1M | $15.2M | $220.2k | 10.90% | 2,736 | 2677 |
| 2016Q3 | $35.4M | $31.4M | $14.7M | $162.2k | 10.98% | 2,761 | 2704 |
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