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credit union · NCUA 1410 · GA

How big is MIDSOUTH COMMUNITY?

MIDSOUTH COMMUNITY (GA, NCUA charter 1410) reported total assets of $484.5M, 44,103 members and a net worth ratio of 14.30% in its Call Report for 2026Q2. That ranks 774 of 4,299 federally insured credit unions by assets, 15 of 1,061 among credit unions with $100m-$500m in assets, 13 of 71 credit unions in georgia.

TOTAL ASSETS: $484.5MMEMBERS: 44,103NET WORTH RATIO: 14.30%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/1410-midsouth-community

What stands out

MIDSOUTH COMMUNITY (GA, NCUA charter 1410) reported total assets of $484.5M, 44,103 members and a net worth ratio of 14.30% in its Call Report for 2026Q2. That ranks 774 of 4,299 federally insured credit unions by assets, 15 of 1,061 among credit unions with $100m-$500m in assets, 13 of 71 credit unions in georgia. Against its size class: net worth ratio 14.30%, above the peer median of 11.65%; loan-to-share ratio 78.66%, above the peer median of 73.15%; return on assets 0.85%, above the peer median of 0.74%. At 14.30% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$484.5M$198.1M$44.1M$68.3Mrecord →
Shares and deposits$415.1M$172.3M$38.7M$58.3Mrecord →
Loans outstanding$326.5M$125.2M$19.3M$34.4Mrecord →
Net income (year to date)$2.1M$766.3k$88.0k$222.2krecord →
Net worth$69.3M$24.5M$6.3M$9.0Mrecord →
Net worth ratio14.30%11.65%13.60%12.65%record →
Loan-to-share ratio78.66%73.15%74.93%68.70%computed
Return on assets0.85%0.74%0.70%0.71%computed
Members44,10313,2303,9224,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$484.5M$415.1M$326.5M$2.1M14.30%44,103774
2026Q1$481.0M$414.4M$324.0M$824.5k14.15%43,724779
2025Q4$475.6M$408.4M$327.8M$5.4M14.14%43,552776
2025Q3$472.8M$408.1M$326.6M$4.5M14.02%43,664777
2025Q2$473.5M$411.0M$328.1M$3.0M13.77%43,477774
2025Q1$469.9M$410.8M$324.2M$1.1M13.45%43,158779
2024Q4$458.6M$400.3M$320.0M$5.2M13.53%42,737777
2024Q3$462.9M$404.3M$316.7M$3.9M13.13%42,795775
2024Q2$455.0M$398.0M$310.8M$2.6M13.15%42,490780
2024Q1$447.6M$393.1M$309.4M$1.4M13.06%42,055786
2023Q4$430.2M$377.0M$303.8M$5.0M13.18%41,562804
2023Q3$432.0M$383.5M$299.6M$3.8M12.95%42,048791
2023Q2$428.6M$380.7M$292.2M$2.4M12.72%41,884796
2023Q1$425.9M$378.2M$283.1M$1.2M12.53%41,384802
2022Q4$412.5M$367.0M$273.5M$5.8M12.64%40,878815
2022Q3$417.6M$375.6M$268.3M$4.3M12.14%41,353806
2022Q2$423.4M$377.0M$255.0M$2.9M11.65%41,134795
2022Q1$420.4M$373.1M$250.5M$1.1M11.28%40,796795
2021Q4$401.1M$349.6M$245.1M$5.1M11.56%40,485817
2021Q3$394.6M$343.6M$241.6M$3.5M11.40%40,488818
2021Q2$385.1M$335.4M$237.9M$2.2M11.34%41,589819
2021Q1$368.9M$320.5M$232.8M$1.1M11.53%40,757839
2020Q4$339.3M$290.8M$229.4M$2.7M12.23%40,549850
2020Q3$331.0M$283.3M$218.9M$2.3M12.43%40,394851
2020Q2$324.9M$277.9M$210.8M$1.3M12.36%39,837850
2020Q1$297.2M$252.5M$206.9M$838.2k13.28%39,369858
2019Q4$284.2M$240.3M$205.5M$2.9M13.59%38,891859
2019Q3$284.3M$241.7M$201.9M$2.0M13.24%40,190855
2019Q2$284.2M$240.6M$193.6M$1.3M13.02%39,584851
2019Q1$283.1M$241.4M$191.3M$508.5k12.79%38,904854
2018Q4$261.9M$223.3M$192.9M$3.8M13.63%38,307877
2018Q3$262.1M$223.7M$186.9M$2.7M13.18%37,716876
2018Q2$264.1M$226.2M$181.6M$1.7M12.72%37,193869
2018Q1$265.3M$228.6M$175.0M$777.1k12.30%36,500868
2017Q4$252.6M$216.4M$174.9M$2.6M12.61%35,834875
2017Q3$254.0M$217.9M$170.9M$1.8M12.24%37,241872
2017Q2$255.6M$220.9M$167.6M$1.2M11.92%37,098864
2017Q1$252.7M$219.3M$163.8M$569.5k11.82%36,572867
2016Q4$241.6M$208.7M$163.2M$2.1M12.13%36,062873
2016Q3$246.7M$213.1M$162.4M$1.5M11.61%35,703857

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