credit union · NCUA 14040 · NY
How big is NIAGARA-WHEATFIELD?
NIAGARA-WHEATFIELD (NY, NCUA charter 14040) reported total assets of $21.4M, 1,811 members and a net worth ratio of 10.72% in its Call Report for 2026Q2. That ranks 3079 of 4,299 federally insured credit unions by assets, 686 of 1,135 among credit unions with $10m-$50m in assets, 180 of 268 credit unions in new york.
What stands out
NIAGARA-WHEATFIELD (NY, NCUA charter 14040) reported total assets of $21.4M, 1,811 members and a net worth ratio of 10.72% in its Call Report for 2026Q2. That ranks 3079 of 4,299 federally insured credit unions by assets, 686 of 1,135 among credit unions with $10m-$50m in assets, 180 of 268 credit unions in new york. Against its size class: net worth ratio 10.72%, below the peer median of 13.88%; loan-to-share ratio 48.80%, below the peer median of 57.77%; return on assets 0.84%, above the peer median of 0.70%. At 10.72% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $21.4M | $25.2M | $46.8M | $68.3M | record → |
| Shares and deposits | $19.1M | $21.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $9.3M | $11.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $90.2k | $82.1k | $175.9k | $222.2k | record → |
| Net worth | $2.3M | $3.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 10.72% | 13.88% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 48.80% | 57.77% | 60.91% | 68.70% | computed |
| Return on assets | 0.84% | 0.70% | 0.77% | 0.71% | computed |
| Members | 1,811 | 2,092 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $21.4M | $19.1M | $9.3M | $90.2k | 10.72% | 1,811 | 3079 |
| 2026Q1 | $21.5M | $19.2M | $9.7M | $65.4k | 10.57% | 1,830 | 3100 |
| 2025Q4 | $21.3M | $19.0M | $10.1M | $257.9k | 10.37% | 1,837 | 3106 |
| 2025Q3 | $20.9M | $18.8M | $10.3M | $181.1k | 10.16% | 1,836 | 3138 |
| 2025Q2 | $21.4M | $19.4M | $10.5M | $107.4k | 9.58% | 1,834 | 3144 |
| 2025Q1 | $21.7M | $19.8M | $10.5M | $49.7k | 9.20% | 1,843 | 3160 |
| 2024Q4 | $21.2M | $19.3M | $10.8M | $134.5k | 8.60% | 1,849 | 3181 |
| 2024Q3 | $22.1M | $19.6M | $11.1M | $96.3k | 8.62% | 1,848 | 3172 |
| 2024Q2 | $22.0M | $20.1M | $10.9M | $49.7k | 8.47% | 1,855 | 3186 |
| 2024Q1 | $22.1M | $19.7M | $10.6M | $-59.2k | 8.28% | 1,846 | 3215 |
| 2023Q4 | $23.1M | $19.4M | $10.8M | $128.9k | 7.85% | 1,851 | 3173 |
| 2023Q3 | $22.4M | $19.4M | $10.0M | $107.8k | 7.99% | 1,848 | 3225 |
| 2023Q2 | $22.5M | $20.7M | $8.7M | $75.9k | 7.83% | 1,836 | 3241 |
| 2023Q1 | $22.6M | $20.9M | $7.8M | $45.3k | 7.64% | 1,818 | 3260 |
| 2022Q4 | $21.7M | $20.0M | $7.4M | $59.0k | 7.75% | 1,853 | 3309 |
| 2022Q3 | $22.1M | $20.4M | $7.1M | $33.8k | 7.56% | 1,862 | 3327 |
| 2022Q2 | $22.7M | $21.1M | $6.3M | $17.3k | 7.61% | 1,868 | 3315 |
| 2022Q1 | $21.7M | $20.1M | $5.6M | $16.5k | 7.70% | 1,876 | 3369 |
| 2021Q4 | $21.2M | $19.6M | $5.8M | $104.8k | 7.65% | 1,882 | 3388 |
| 2021Q3 | $20.7M | $19.0M | $6.0M | $111.9k | 7.90% | 1,893 | 3413 |
| 2021Q2 | $21.6M | $20.1M | $5.9M | $39.6k | 7.55% | 1,896 | 3384 |
| 2021Q1 | $21.6M | $20.1M | $6.1M | $5.1k | 7.52% | 1,923 | 3390 |
| 2020Q4 | $20.0M | $18.5M | $6.0M | $45.3k | 7.57% | 1,979 | 3416 |
| 2020Q3 | $19.3M | $17.8M | $6.0M | $33.2k | 7.79% | 1,993 | 3436 |
| 2020Q2 | $20.0M | $18.5M | $6.0M | $25.7k | 7.48% | 1,996 | 3404 |
| 2020Q1 | $18.4M | $16.9M | $6.1M | $11.2k | 8.08% | 1,998 | 3432 |
| 2019Q4 | $17.7M | $16.3M | $6.3M | $131.0k | 8.30% | 2,009 | 3451 |
| 2019Q3 | $17.2M | $15.8M | $6.1M | $93.4k | 8.34% | 2,015 | 3489 |
| 2019Q2 | $18.1M | $16.7M | $5.8M | $61.9k | 7.77% | 2,056 | 3451 |
| 2019Q1 | $17.4M | $16.1M | $5.7M | $28.6k | 7.87% | 2,071 | 3507 |
| 2018Q4 | $16.9M | $15.6M | $5.5M | $188.3k | 7.94% | 2,113 | 3529 |
| 2018Q3 | $17.1M | $15.8M | $5.0M | $155.1k | 7.64% | 2,139 | 3535 |
| 2018Q2 | $18.4M | $17.1M | $4.8M | $104.9k | 6.91% | 2,138 | 3484 |
| 2018Q1 | $18.2M | $17.0M | $4.8M | $51.7k | 6.61% | 2,157 | 3510 |
| 2017Q4 | $18.2M | $17.0M | $4.5M | $-59.7k | 6.23% | 2,173 | 3506 |
| 2017Q3 | $18.0M | $16.9M | $4.5M | $-82.8k | 6.27% | 2,176 | 3542 |
| 2017Q2 | $19.1M | $18.0M | $4.0M | $-91.8k | 6.06% | 2,231 | 3494 |
| 2017Q1 | $19.1M | $17.9M | $3.8M | $2.5k | 6.62% | 2,233 | 3501 |
| 2016Q4 | $18.4M | $17.2M | $4.2M | $-12.4k | 6.71% | 2,248 | 3526 |
| 2016Q3 | $17.4M | $16.2M | $4.1M | $-24.3k | 6.90% | 2,284 | 3616 |
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