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credit union · NCUA 1401 · TX

How big is HEREFORD TEXAS?

HEREFORD TEXAS (TX, NCUA charter 1401) reported total assets of $77.3M, 8,281 members and a net worth ratio of 21.43% in its Call Report for 2026Q2. That ranks 2041 of 4,299 federally insured credit unions by assets, 221 of 573 among credit unions with $50m-$100m in assets, 165 of 380 credit unions in texas.

TOTAL ASSETS: $77.3MMEMBERS: 8,281NET WORTH RATIO: 21.43%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/1401-hereford-texas

What stands out

HEREFORD TEXAS (TX, NCUA charter 1401) reported total assets of $77.3M, 8,281 members and a net worth ratio of 21.43% in its Call Report for 2026Q2. That ranks 2041 of 4,299 federally insured credit unions by assets, 221 of 573 among credit unions with $50m-$100m in assets, 165 of 380 credit unions in texas. Against its size class: net worth ratio 21.43%, above the peer median of 12.95%; loan-to-share ratio 70.25%, above the peer median of 60.93%; return on assets 0.74%, above the peer median of 0.73%. At 21.43% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$77.3M$72.1M$49.9M$68.3Mrecord →
Shares and deposits$59.6M$61.4M$40.8M$58.3Mrecord →
Loans outstanding$41.8M$37.6M$24.4M$34.4Mrecord →
Net income (year to date)$284.2k$269.0k$141.6k$222.2krecord →
Net worth$16.6M$9.2M$7.4M$9.0Mrecord →
Net worth ratio21.43%12.95%13.62%12.65%record →
Loan-to-share ratio70.25%60.93%70.24%68.70%computed
Return on assets0.74%0.73%0.59%0.71%computed
Members8,2815,0304,1564,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$77.3M$59.6M$41.8M$284.2k21.43%8,2812041
2026Q1$76.6M$59.0M$42.1M$154.1k21.46%8,2792058
2025Q4$74.6M$56.9M$41.8M$558.2k21.82%8,2632077
2025Q3$72.7M$55.3M$42.1M$313.8k22.13%8,2142106
2025Q2$73.1M$56.2M$42.2M$135.6k21.75%8,1842103
2025Q1$73.0M$56.4M$43.1M$81.8k21.72%8,2102115
2024Q4$72.2M$55.3M$45.1M$508.3k21.86%8,3252109
2024Q3$71.1M$54.6M$47.3M$377.9k22.08%8,4162125
2024Q2$69.8M$52.9M$48.6M$204.4k22.24%8,3932145
2024Q1$71.4M$54.5M$49.9M$107.2k21.59%8,3692139
2023Q4$71.0M$53.9M$51.8M$518.4k21.58%8,3582136
2023Q3$70.6M$53.3M$51.7M$501.4k21.75%8,4562146
2023Q2$70.8M$54.5M$50.8M$403.6k21.53%8,4852153
2023Q1$72.3M$55.9M$50.1M$277.3k20.92%8,4992154
2022Q4$73.1M$56.5M$50.3M$1.0M20.35%8,4322141
2022Q3$75.3M$58.3M$47.3M$869.6k19.54%8,3782131
2022Q2$74.6M$58.5M$44.5M$540.3k19.30%8,2822144
2022Q1$71.3M$55.3M$42.9M$321.0k19.88%8,2042192
2021Q4$71.5M$55.2M$41.5M$883.1k19.37%8,2052168
2021Q3$68.8M$54.1M$35.9M$699.7k19.86%8,1482200
2021Q2$67.6M$52.8M$35.2M$386.7k19.75%8,0822215
2021Q1$67.5M$52.7M$33.3M$187.1k19.49%8,0642208
2020Q4$62.7M$48.2M$33.6M$919.6k20.67%8,0232231
2020Q3$59.5M$45.7M$33.6M$643.7k21.33%7,9722268
2020Q2$60.1M$46.2M$34.0M$339.9k20.62%7,9052246
2020Q1$53.9M$40.9M$34.5M$186.9k22.70%8,0442293
2019Q4$52.4M$39.3M$35.1M$793.1k23.00%7,9772291
2019Q3$52.5M$39.9M$35.5M$566.3k22.51%7,9442284
2019Q2$53.4M$40.6M$34.8M$315.2k21.67%7,8872277
2019Q1$51.3M$38.9M$33.8M$132.4k22.19%8,0132313
2018Q4$49.1M$37.2M$33.6M$669.1k22.92%7,9722339
2018Q3$49.7M$36.6M$34.4M$505.2k22.33%7,4882332
2018Q2$51.0M$38.0M$34.0M$328.4k21.39%7,4192322
2018Q1$53.0M$39.9M$33.9M$138.3k20.25%7,9502281
2017Q4$50.3M$38.2M$34.2M$616.1k21.05%7,9112315
2017Q3$50.2M$38.2M$35.5M$440.1k20.75%7,9122333
2017Q2$51.6M$38.4M$36.1M$290.4k19.87%7,8292317
2017Q1$50.5M$38.4M$35.8M$144.5k20.02%7,8142350
2016Q4$48.9M$37.2M$36.5M$650.0k20.38%7,7742355
2016Q3$48.8M$37.4M$37.0M$480.2k20.06%7,7322355

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