credit union · NCUA 13766 · NY
How big is M. C. T.?
M. C. T. (NY, NCUA charter 13766) reported total assets of $73.3M, 2,656 members and a net worth ratio of 14.43% in its Call Report for 2026Q2. That ranks 2093 of 4,299 federally insured credit unions by assets, 273 of 573 among credit unions with $50m-$100m in assets, 108 of 268 credit unions in new york.
What stands out
M. C. T. (NY, NCUA charter 13766) reported total assets of $73.3M, 2,656 members and a net worth ratio of 14.43% in its Call Report for 2026Q2. That ranks 2093 of 4,299 federally insured credit unions by assets, 273 of 573 among credit unions with $50m-$100m in assets, 108 of 268 credit unions in new york. Against its size class: net worth ratio 14.43%, above the peer median of 12.95%; loan-to-share ratio 12.04%, below the peer median of 60.93%; return on assets 1.94%, above the peer median of 0.73%. At 14.43% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $73.3M | $72.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $61.8M | $61.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $7.4M | $37.6M | $21.7M | $34.4M | record → |
| Net income (year to date) | $709.5k | $269.0k | $175.9k | $222.2k | record → |
| Net worth | $10.6M | $9.2M | $6.2M | $9.0M | record → |
| Net worth ratio | 14.43% | 12.95% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 12.04% | 60.93% | 60.91% | 68.70% | computed |
| Return on assets | 1.94% | 0.73% | 0.77% | 0.71% | computed |
| Members | 2,656 | 5,030 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $73.3M | $61.8M | $7.4M | $709.5k | 14.43% | 2,656 | 2093 |
| 2026Q1 | $72.0M | $60.9M | $7.7M | $353.2k | 15.19% | 2,700 | 2114 |
| 2025Q4 | $70.4M | $59.8M | $8.3M | $1.5M | 15.02% | 2,722 | 2133 |
| 2025Q3 | $69.4M | $59.1M | $8.7M | $1.1M | 14.73% | 2,763 | 2145 |
| 2025Q2 | $69.6M | $59.7M | $8.9M | $707.4k | 14.12% | 2,791 | 2149 |
| 2025Q1 | $68.5M | $58.9M | $9.4M | $331.8k | 13.81% | 3,010 | 2169 |
| 2024Q4 | $66.4M | $57.1M | $9.8M | $1.2M | 13.75% | 3,192 | 2193 |
| 2024Q3 | $65.7M | $56.7M | $10.1M | $929.0k | 13.42% | 3,200 | 2196 |
| 2024Q2 | $67.5M | $58.8M | $10.1M | $636.6k | 12.63% | 3,222 | 2181 |
| 2024Q1 | $67.4M | $59.1M | $10.1M | $299.9k | 12.15% | 3,245 | 2196 |
| 2023Q4 | $67.0M | $59.0M | $10.4M | $1.1M | 11.76% | 3,252 | 2185 |
| 2023Q3 | $67.5M | $59.8M | $10.3M | $824.1k | 11.23% | 3,260 | 2186 |
| 2023Q2 | $69.6M | $62.1M | $9.3M | $622.2k | 10.61% | 3,277 | 2166 |
| 2023Q1 | $69.0M | $61.9M | $8.6M | $326.8k | 10.26% | 3,298 | 2190 |
| 2022Q4 | $68.9M | $62.0M | $8.3M | $311.1k | 9.80% | 3,308 | 2193 |
| 2022Q3 | $69.1M | $62.5M | $7.9M | $106.3k | 9.48% | 3,334 | 2203 |
| 2022Q2 | $70.4M | $63.9M | $7.0M | $-8.8k | 9.14% | 3,357 | 2199 |
| 2022Q1 | $68.5M | $61.9M | $7.1M | $9.6k | 9.42% | 3,384 | 2231 |
| 2021Q4 | $67.6M | $61.0M | $7.3M | $224.7k | 9.54% | 3,385 | 2225 |
| 2021Q3 | $66.9M | $60.3M | $7.5M | $265.5k | 9.69% | 3,399 | 2224 |
| 2021Q2 | $67.5M | $61.1M | $7.7M | $104.3k | 9.37% | 3,436 | 2217 |
| 2021Q1 | $66.1M | $59.7M | $7.8M | $25.5k | 9.45% | 3,477 | 2235 |
| 2020Q4 | $62.2M | $55.9M | $8.2M | $383.0k | 10.00% | 3,491 | 2241 |
| 2020Q3 | $61.9M | $55.6M | $8.6M | $322.4k | 9.95% | 3,538 | 2226 |
| 2020Q2 | $60.8M | $54.7M | $8.7M | $245.5k | 10.00% | 3,557 | 2232 |
| 2020Q1 | $55.9M | $49.8M | $9.1M | $145.6k | 10.70% | 3,563 | 2244 |
| 2019Q4 | $55.0M | $49.0M | $9.2M | $630.7k | 10.62% | 3,576 | 2237 |
| 2019Q3 | $54.9M | $49.1M | $9.3M | $472.7k | 10.34% | 3,606 | 2244 |
| 2019Q2 | $55.6M | $50.0M | $8.7M | $302.5k | 9.90% | 3,613 | 2231 |
| 2019Q1 | $55.6M | $50.1M | $8.4M | $135.6k | 9.61% | 3,502 | 2241 |
| 2018Q4 | $54.6M | $49.3M | $8.5M | $363.7k | 9.53% | 3,546 | 2234 |
| 2018Q3 | $56.0M | $50.8M | $8.4M | $218.1k | 9.04% | 3,583 | 2219 |
| 2018Q2 | $56.5M | $51.4M | $7.5M | $112.1k | 8.77% | 3,578 | 2218 |
| 2018Q1 | $55.5M | $50.5M | $7.0M | $49.5k | 8.82% | 3,742 | 2241 |
| 2017Q4 | $54.5M | $49.6M | $6.9M | $230.3k | 8.88% | 3,774 | 2235 |
| 2017Q3 | $53.5M | $48.6M | $6.7M | $155.2k | 8.91% | 3,802 | 2264 |
| 2017Q2 | $54.2M | $49.4M | $6.6M | $90.8k | 8.68% | 3,832 | 2252 |
| 2017Q1 | $53.2M | $48.5M | $6.6M | $37.7k | 8.74% | 3,738 | 2280 |
| 2016Q4 | $51.8M | $47.1M | $6.8M | $153.0k | 8.90% | 3,912 | 2279 |
| 2016Q3 | $51.8M | $47.1M | $7.0M | $92.1k | 8.79% | 3,933 | 2278 |
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